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  • 'The recession taught me to do my research' says Hughes Craft Distillery owner - BelfastTelegraph.co.uk
    your children A If I had a fortune I would leave it in a structured way to my children and only after enjoying the most of it in my later years Q Where do you do your food shopping A I like to shop in all the stores There are certain things I like only available to one or other supermarket groups so I shop in Tesco M S Sainsbury s and Asda Q Did the recession teach you anything about personal finances that you are bringing with you into the recovery A The recession taught me not to put all eggs in one basket and to research any big spends or financial decisions more carefully Related Content My pocket money was just 10p and it went on sweets Costa Coffee brewing up in Strabane outlet Savers to get cash back after Rowallane Credit Union is liquidated Family firm putting wind in sails of green projects From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Management can drive a firm forward There are three common qualities that I have noticed in all leaders that in my view make them great Great leaders want to change the world A great leader is someone who desires to do something greater than just improve the bottom line Businesses are urged to prepare for Living Wage By Sam Beattie Billed as a way to boost the income of low paid workers there are questions over whether or not the new Living Wage rate will in fact jeopardise Northern Ireland s fragile job market Be smart and act quickly or you risk finishing up in Room 101 By Conor Devine The well known radio and television series Room 101 has been on our screens since 1992 In the show celebrities are invited to discuss their pet hates and persuade the host to consign them to oblivion in Room Tax Return deadline looms 31 October 2015 If you want to file your 2014 15 Tax Return on paper you have until 31 October to get it in to an HMRC office Most Read Most Shared Most Commented Act before the five year deadline to preserve planning permission Help and Advice Grievance a three step process Help and Advice Temperatures in the Workplace Help and Advice Giving your team a clear purpose can help strengthen your business Help and Advice Time off for job hunting or to arrange training when facing redundancy

    Original URL path: http://www.belfasttelegraph.co.uk/business/help-advice/the-recession-taught-me-to-do-my-research-says-hughes-craft-distillery-owner-31474452.html (2016-02-15)
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  • 'No-hang up' phone scam targets vulnerable people - and your bank may not protect you - BelfastTelegraph.co.uk
    hasn t done enough to help them And while in two out of five cases it ruled in favour of the victim in the majority it did not That s because banks have a duty to act on their customer s instructions so if a consumer transfers or withdraws money themselves during a scam they are unlikely to get it back Which executive director Richard Lloyd said It is critical that banks act swiftly to help victims of scams and provide them with accurate information on their rights With scams becoming much harder to spot and fraudsters using aggressive tactics to hook their victims the old adage still stands if something sounds too good to be true it probably is Never give out personal or banking information when answering a call If you have doubts just hang up and use a different phone to call a trusted number Banks will never ask people for their PIN or ask them to key it into the phone keypad They will never send someone to a customer s home to collect a bank card Independent From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Forty tumble dryers caught fire in Northern Ireland in past three years new Forty tumble dryers have caught fire in Northern Ireland injuring 11 people figures have revealed Government to challenge and prevent town hall boycotts on trade with Israel new Town halls have been warned of severe penalties if they impose boycotts on trade and investment with Israel Mother accidentally killed own son 3 first time she used car inquest told new A woman accidentally struck and killed her three year old son with her car while learning to drive an inquest has heard Britain braces itself with fresh blast of wintry weather on the way new Britain is bracing itself for another week of wintry weather with snow forecast to fall in southern parts of the UK by midweek Most Read Most Shared Most Commented Missing Madeleine McCann not a million miles from Algarve mother UK Teenage girl describes encounters with footballer Adam Johnson UK Chancellor George Osborne s brother Adam used me as sex toy claims ex patient UK Families pay tribute to indie band and manager killed in Sweden canal plunge UK Boycotting Israeli goods to become criminal offence for public bodies and student unions UK Woman s body found on the M2 in Belfast near Bellevue Bridge Northern Ireland

    Original URL path: http://www.belfasttelegraph.co.uk/news/uk/nohang-up-phone-scam-targets-vulnerable-people-and-your-bank-may-not-protect-you-31356076.html (2016-02-15)
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  • Be smart and act quickly or you risk finishing up in Room 101 - BelfastTelegraph.co.uk
    of time to find a new capital partner to help you retain ownership of your properties and your business The funds are very powerful have most of the professional network tied up in the country so as a borrower you can be on weak ground with limited time to put a proposal together GDP Capital acts for many borrowers who are terrified of losing their properties and their businesses New funding has been found and allowed some of our clients to refinance away from private equity Despite what our banks are saying publicly funding and finance is difficult Like many things in life it comes down to knowledge and education Find a new capital partner take expert advice from people who have a track record in this space and get on with it Do not procrastinate with the funds or you and your business will be consigned to Room 101 From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Belfast marketing firms eye expansion after merger By Staff Reporter Two Belfast marketing firms that count big name businesses such as Expedia among their clients have merged Up to 2 000 jobs on line in vote to axe green energy fund By John Mulgrew The Assembly will today vote on a controversial proposal to end the Renewable Heat Incentive RHI scheme here Northern Ireland s high street footfall bounces back from Christmas slump By John Mulgrew Northern Ireland s high street retailers are off to a strong start to the year with shopper numbers on the up after businesses suffered a major slump in the run up to Christmas Ecos Centre Ballymena gets 1 6m investment as Northern Ireland Science Park expands into The Ecos Centre and Nature Park in Ballymena is to receive a 1 6m investment as the Northern Ireland Science Park expands into Mid and East Antrim Most Read Most Shared Most Commented Belfast marketing firms eye expansion after merger Business News Northern Ireland s high street footfall bounces back from Christmas slump Business News Up to 2 000 jobs on line in vote to axe green energy fund Business News Northern Ireland cycling retail giant Chain Reaction to merge with rival Wiggle Business News Northern Ireland top 10 car sales for January 2016 Ford VW and Vauxhall among Business News Woman s body found on the M2 in Belfast near Bellevue Bridge Northern Ireland Cannabis oil transformed life of terminally ill brain

    Original URL path: http://www.belfasttelegraph.co.uk/business/news/be-smart-and-act-quickly-or-you-risk-finishing-up-in-room-101-34143366.html (2016-02-15)
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  • Making it simpler to cope with daily stress - BelfastTelegraph.co.uk
    in the game Get on with it You are a businessperson a successful entrepreneur and there is work that needs to be done There is a time for pause and rest but there is also a time to get back in the game and persevere Learn from it It s good if you have learned some lessons from the wall hitting experience Although maybe you have learnt nothing from it which is okay too Don t naval gaze too much What was bothering you has probably turned out to be not that important anyway Philip Bain is the co founder of ShredBank chair of the Chartered Institute of Management in NI and the author of an entrepreneur s handbook Start To Grow From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Staying in a reformed EU still makes sense Following last week s draft deal on plans to reform the EU the Prime Minister has called for businesses to speak up ahead of the EU referendum which is looking more likely to be in the summer Why risks posed by Brexit don t add up for province By John Simpson The Prime Minister is right when he emphasises that a Brexit would be an irreversible single decision no amendment no second chance no going back First Minister Arlene Foster emphasises the UK decision Company Report Ulster Orchestra By John Simpson The annual report from the chairman of the Ulster Orchestra Society outlines the serious financial pressures faced by the orchestra but ends with a degree of reassurance Sir George Bain is more than a little optimistic That optimism is however tempered by evidence of the reduction in funding from two sources of financial assistance the Arts Council and the BBC Why Minister must consider a Translink price increase By John Simpson Translink is the parent company of Ulsterbus Metrobus and NI Railways These subsidiaries are normal trading companies whose performance can be gauged in terms of the overall acceptability of Most Read Most Shared Most Commented Why Minister must consider a Translink price increase John Simpson Why risks posed by Brexit don t add up for province John Simpson Making it simpler to cope with daily stress Opinion Dunbia continues to find the perfect recipe for success Viewpoint Company Report Ulster Orchestra John Simpson Woman s body found on the M2 in Belfast near Bellevue Bridge Northern Ireland Pregnant woman booted off Belfast bus in

    Original URL path: http://www.belfasttelegraph.co.uk/business/opinion/making-it-simpler-to-cope-with-daily-stress-34435096.html (2016-02-15)
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  • Why Minister must consider a Translink price increase - BelfastTelegraph.co.uk
    link capital spending on fixed assets trains and vehicles is largely offset by Government capital grants In consequence the three subsidiaries are essentially asked to pay for running costs but with only a notional contribution to capital costs With this subvention the financial performance of Translink companies recognises the social value of public sector provided transport services A target of balancing passenger revenue and operating costs would make an objective performance test which also builds in an acknowledgement of the social value of the services On that basis the minister should now justifiably consider a fare increase to match the financial targets There are also some particular difficulties still to be tackled A performance target is needed to assess the multi million major investment in a transport hub on the Great Victoria Street site to include an enlarged rail terminus and new bus facilities Will the minister make available the economic appraisal of the project during the consultation Translink as with other pension providers is facing large actuarial deficits on its pension funds Is the minister prepared to carry these deficits indefinitely whilst awaiting a possible recovery in asset values Finally Translink has been caught understandably with financial losses as it hedged fuel costs in an unusual period of falling fuel prices Although unwelcome this was a sign of prudent management not a blameworthy mistake Related Content Company profile 352 Medical From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Why risks posed by Brexit don t add up for province By John Simpson The Prime Minister is right when he emphasises that a Brexit would be an irreversible single decision no amendment no second chance no going back First Minister Arlene Foster emphasises the UK decision Company Report Ulster Orchestra By John Simpson The annual report from the chairman of the Ulster Orchestra Society outlines the serious financial pressures faced by the orchestra but ends with a degree of reassurance Sir George Bain is more than a little optimistic That optimism is however tempered by evidence of the reduction in funding from two sources of financial assistance the Arts Council and the BBC How strained health care system can be improved By John Simpson Health and social services in Northern Ireland have a unique organisational structure that should allow good integration of health and social services for people who need these services Two key starting How we can take steps to get our economy

    Original URL path: http://www.belfasttelegraph.co.uk/business/opinion/john-simpson/why-minister-must-consider-a-translink-price-increase-34414773.html (2016-02-15)
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  • Handle with care when concerns are flagged up - BelfastTelegraph.co.uk
    whistle blowing reports of any kind anonymous or otherwise need to be taken very seriously It is up to those receiving complaints and deciding a course of action to think carefully about any prejudices which may inadvertently affect their decisions Deciding to investigate starts with considering the concern and applying a degree of professional scepticism No one wants to believe their colleagues have been involved in wrong doing but that doesn t mean they are incapable of improper behaviour inadvertent or otherwise Documenting the rationale for any decision is important as whilst there is currently no legal requirement to investigate there may be reputational issues to consider if you do not Particularly if the allegations turn out to be true A clearly documented thought process may be the only defence to allegations of a cover up If you do decide to investigate defining your scope and identifying a detached investigator are the next important steps to consider It has been known for investigations to be overturned because evidence was improperly gathered or overlooked therefore an independent objective and appropriately skilled investigator will need to be carefully selected For further information or advice on developing whistle blowing policies Kim McCourt can be contacted at kim mccourt ie gt com Grant Thornton NI also specialises in audit tax and advisory From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Belfast marketing firms eye expansion after merger By Staff Reporter Two Belfast marketing firms that count big name businesses such as Expedia among their clients have merged Up to 2 000 jobs on line in vote to axe green energy fund By John Mulgrew The Assembly will today vote on a controversial proposal to end the Renewable Heat Incentive RHI scheme here Northern Ireland s high street footfall bounces back from Christmas slump By John Mulgrew Northern Ireland s high street retailers are off to a strong start to the year with shopper numbers on the up after businesses suffered a major slump in the run up to Christmas Ecos Centre Ballymena gets 1 6m investment as Northern Ireland Science Park expands into The Ecos Centre and Nature Park in Ballymena is to receive a 1 6m investment as the Northern Ireland Science Park expands into Mid and East Antrim Most Read Most Shared Most Commented Belfast marketing firms eye expansion after merger Business News Northern Ireland s high street footfall bounces back from Christmas slump Business News

    Original URL path: http://www.belfasttelegraph.co.uk/business/news/handle-with-care-when-concerns-are-flagged-up-34395085.html (2016-02-15)
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  • Why risks posed by Brexit don't add up for province - BelfastTelegraph.co.uk
    ways is the manipulation of the impact of changes in the EU budget finances In the wider setting of economic environmental and social welfare the budget impact will be modest Selectively two critical policy areas are important for Northern Ireland the impact on farming and farming policies and the impact on Northern Ireland as a location for international investment Both of these critical economic influences are at serious risk of a negative reaction The Brexit option would presumably be gradually implemented later in this decade Just as the company taxation playing field across this island is scheduled to become more manageable Brexit will introduce a new distinction between the Republic of Ireland and Northern Ireland American and European investors would have a choice locate in UK outside the EU or locate in the Republic of Ireland within the EU Does this present a risk that the advantage of the long sought company taxation change will be eroded before it has time to be effective For the farming industry the risks are that support akin to the Single Farm Payment system of the CAP would not be a UK priority and would be eroded More critically the ability to sell farm produce to neighbouring countries could be subject to possible market management policies The Irish border could become a barrier to inter EU trade Given the choice Brexit should be avoided Related Content Company Report Ulster Orchestra From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Why Minister must consider a Translink price increase By John Simpson Translink is the parent company of Ulsterbus Metrobus and NI Railways These subsidiaries are normal trading companies whose performance can be gauged in terms of the overall acceptability of How strained health care system can be improved By John Simpson Health and social services in Northern Ireland have a unique organisational structure that should allow good integration of health and social services for people who need these services Two key starting How we can take steps to get our economy growing again By John Simpson Stormont political parties now face the discipline of preparing an improved more closely targeted economic Programme for Government to implement after the May election The last Assembly election saw Heads should be knocked together on energy policy By John Simpson Energy policy is devolved to Stormont falls largely to the Department of Enterprise Trade and Investment DETI and seems increasingly dysfunctional Jonathan Bell as

    Original URL path: http://www.belfasttelegraph.co.uk/business/opinion/john-simpson/why-risks-posed-by-brexit-dont-add-up-for-province-34434553.html (2016-02-15)
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  • How the economic policy of 'President Sanders' could shake the world - BelfastTelegraph.co.uk
    from small donors 1 3 million of them He also accuses Mrs Clinton of being part of the establishment and regularly reminds her that she received 675 000 from Goldman Sachs for three paid speeches To date 170 economists across the US have officially endorsed Mr Sanders plans for reforming Wall Street increasing regulation and breaking up excessively large financial institutions into separate commercial and investment banking But it is not just economists lending support to Sanders Young Americans adore this 74 year old In Iowa last week he virtually tied with Clinton she achieved 49 9 of the vote while Saunders attained 49 6 Young people in the US currently look like they are up for a political revolution They want to see real progress for the average American not the elite Clinton s strategy of claiming to be progressive while quietly cosying up to the establishment is most probably going to work against her The Republican party s strategy of preaching protectionism and pitting working class groups against each other will also hopefully be seen for what it is Surely people in the US will be smart enough to see through a billionaire capitalist who last week boasted to his audience that he is greedy greedy greedy Yes this could be a very interesting year for the US and it would certainly be a surprise to see a US president elected on the back of his favourite slogan We will raise taxes yes we will This year the US could be heading down the road towards a more egalitarian society and economy Simultaneously the UK could move away from Europe s more egalitarian influence and head for the great unknown Ultimately it will all come down to the electorate In next week s Economy Watch we hear from Neil Gibson of the Northern Ireland Economic Policy Centre Related Content US elections The dark side of campaign finances Infographic so what s the view from Dublin From the web Sponsored Videos Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More Everyone can make a Fresh Start and turn 2016 into a success By Neil Gibson Christmas is a joyous time of the year but one I also find rather reflective It is a time to be thankful for what we have consider those less fortunate and set out resolutions and plans for the year ahead Just what can our economy build on from the business model of Lego By

    Original URL path: http://www.belfasttelegraph.co.uk/business/economy-watch/how-the-economic-policy-of-president-sanders-could-shake-the-world-34434606.html (2016-02-15)
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web-archive-uk.com, 2017-12-11