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  • Weekly Currency Market Analysis - BelfastTelegraph.co.uk
    Meanwhile research group Markit said its preliminary Eurozone manufacturing purchasing managers index rose to 50 7 this month after reading just 50 3 in September Meanwhile the region s services PMI stayed at 52 4 slightly higher than expectations of 52 YEN The yen pulled away from two week lows against the dollar on Friday after news hit that a doctor in New York had tested positive for the Ebola virus after returning home from West Africa This threw the market into turmoil due to the possible repercussions of the virus on the global financial centre Kaneo Ogino director at Global info Co in Tokyo told the Daily Mail The volatile move was a good chance for some to buy the dollar on dips I think next week the market will be more event driven with the FOMC and the Bank of Japan so the downside should be limited Your Comments COMMENT RULES Comments that are judged to be defamatory abusive or in bad taste are not acceptable and contributors who consistently fall below certain criteria will be permanently blacklisted The moderator will not enter into debate with individual contributors and the moderator s decision is final It is Belfast Telegraph policy to close comments on court cases tribunals and active legal investigations We may also close comments on articles which are being targeted for abuse Problems with commenting customercare belfasttelegraph co uk Powered by Livefyre Please enable JavaScript to view the comments powered by Livefyre Read More We want your Rugby Stories Share your rugby supporters stories to win the trip of a lifetime with Heineken Sponsored by Want to impress your Valentine but on a budget Lidl are offering gifts from just 1 29 Value for money supermarket Lidl are offering lingerie champagne and gifts from just 1 29 for romantics on a budget this Valentine s Day Why we need to kick the sugar habit Sponsored by Northern Irish Connections Magazine Northern Irish Connections 32 Page Magazine covers a wide range of stories of those who have left Northern Ireland but retain a strong connection to their home Most Read Most Shared Most Commented Want to impress your Valentine but on a budget Lidl are offering gifts from just Sponsored Articles We want your Rugby Stories Sponsored Articles Why we need to kick the sugar habit Sponsored Articles Northern Irish Connections Magazine Sponsored Articles 5 simple ways to improve your life in just 5 minutes Sponsored Articles Pregnant woman booted off Belfast bus in blizzard because she didn t have change Northern Ireland Woman s body found on the M2 in Belfast near Bellevue Bridge Northern Ireland Cannabis oil transformed life of terminally ill brain tumour man Kieran McCrory Northern Ireland More than 500 000 watch Drumquin Northern Ireland men s sofa struggles Northern Ireland The Troubles gallery 40 years of conflict in Northern Ireland from the Belfast Telegraph Events Translink s apology to pregnant Belfast teen booted off bus in blizzard Sinn Fein Northern chair steps

    Original URL path: http://www.belfasttelegraph.co.uk/service/sponsored-articles/weekly-currency-market-analysis-30707150.html (2016-02-15)
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  • Money - Latest News on Money and Finance - BelfastTelegraph.co.uk
    of the year when I start to look at which cash individual savings account Isa to put my hard earned money into Flood defences now at top of national agenda Like me you have probably been horrified by the terrible images of people s homes and lives being ruined by the inundation of water in the Somerset Levels A shortage of experts as mortgages rebound In these days of journalists tied to their desk for much of their working week I think more of us rely on our personal experiences for story inspiration Protect yourself against credit card fraud A 10 step guide inspired by convicted fraudster I recently met convicted fraudster Elliot Castro at a fascinating event run by the Northern Ireland Fraud Academy How best to give to charity at Christmas Aah Christmas A time for giving Or for giving all your money to various online and high street retailers depending on your view Play the system and be points in for Christmas In little over a month the presents will be wrapped and piled under the Christmas tree but if you want to have the smug smile of a savvy shopper on your face make sure you play the system Sharewatch Randgold Resources digs for a glittering future Should the Ivory Coast be renamed the gold coast Investors in Randgold Resources thought so as its chief executive Mark Bristow laid out the opportunities in the African country for the gold miner Credit tap turned back on Suddenly it seems it has never been cheaper to borrow money and it s not just in the mortgage With the Government s Help to Buy scheme igniting the first time buyer mortgage market credit card firms falling over themselves to get new borrowers signing on the dotted line and best buy personal loan rates that are so cheaply priced they barely keep pace with inflation things have clearly changed So are we on the cusp of a new credit bubble are consumers HMRC sets November deadline for offshore loan trust admissions BMST sounds like a rather nasty disease Indeed contact with it has produced some very nasty side effects and it can be expensive to cure In fact the full title is the Bridgham Managed Service Trust Talking tax on the High Seas When David Frost died on board the cruise ship Queen Elizabeth recently he was on board as a guest speaker I recently started this too marking a new experience for my tax career Talking about tax is routine but doing so on a cruise ship was a bit different especially the day it was hard to keep my footing more Previous 1 2 3 4 5 6 7 8 9 10 Next Most Read Most Shared Most Commented Contacting HMRC 10 tips to do it right Money 100 ways to save money Money Money matters Eating out Slim down on the spend Money Money matters Preparing for your kids to head off to university and independent living

    Original URL path: http://www.belfasttelegraph.co.uk/business/money/?page=2 (2016-02-15)
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  • Money - Latest News on Money and Finance - BelfastTelegraph.co.uk
    month mobile phone contract with Three at a cost of 28 a month I will be travelling from January next year for five or six months I knew this when I signed my contract and the salesman informed me that I would be able to downgrade my contract to a 15 a month tariff for that period with no penalties as I will not be using my phone at all whilst away But when I phoned Three to discuss this the call handler told me its policy of accepting contract downgrades expired in December 2011 Tax chickens come home to roost as 1 200 penalties land I warned in previous articles that the new penalties for late 2010 11 Tax Returns were eye watering in their ferocity Driven up the wall in bid to claim car insurance refund I insured my son s car with Budget Insurance in April 2011 The policy was in his name but I paid the premiums On April 25 I received policy renewal documents from Budget I rang Budget to inform them that I did not wish to renew the policy as the car was off the road and about to be sold The call centre operative asked me when the car had been taken off the road and if there was a SORN Statutory Off Road Notification I said there was Hair raising tax task force for Northern Ireland Hairdressers and beauty salons in Northern Ireland face a clampdown from today HMRC has launched a taskforce in the province to bring in an extra 2 5 million Up to 300 businesses may be hit Three tips on how to get the best personal loan If the economy is going to recover quickly then small businesses need to kick start the recovery but credit is becoming increasingly difficult to obtain as banks tighten the flow of credit to only those who are most likely to pay back the debt with no late payments or issues Ensure you read the small print when it comes to care The contract we signed specified payment of community fees of 1 500 which is a one off contribution towards the maintenance of shared areas Banking is the Branch broken Today I learned how the push for online banking puts bankers jobs at risk Belfast man sentenced for cigarette smuggling HMRC tells us that on 31 May 2012 a 40 year old man who smuggled 200 000 cigarettes through Belfast Port where he worked as boatman was sentenced to 200 hours community service Mobile phone row may be taken to ombudsman Question I entered into a two year contract for a mobile phone service with Virgin Media in October 2011 Just a month into the contract Virgin Media suspended my service without any formal or informal communication more Previous 1 2 3 4 5 6 7 8 9 10 Next Most Read Most Shared Most Commented Contacting HMRC 10 tips to do it right Money Money matters Eating out Slim

    Original URL path: http://www.belfasttelegraph.co.uk/business/money/?page=3 (2016-02-15)
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  • Money - Latest News on Money and Finance - BelfastTelegraph.co.uk
    days will have caused a few people to choke on their Corn Flakes The banks in the Isle of Man are about to pass details for the first time to the UK tax people the feared HMRC Every time they say Dubai my payments are delayed a little For the past three years I have owned an apartment in Dubai which I let through property agents Mayfair International based at Marble Arch Tower in London Harry Redknapp and the dog walk free from tax case Harry Redknapp and Milan Mandaric have walked free after a jury found them not guilty of tax evasion posh term cheating the public revenue My national BBC interview about the fall out from the case is at www YouTube com HustonTV Santander fails to make clear online account restrictions Question Early in 2011 we opened an eSaver account with Santander because of their good rate of interest for the first year All transactions were to be done over the internet with deposits between 1 and 2 000 000 Ed Lester and the Student Loan Company tax scandal My latest video is about the story broken by the BBC that Ed Lester Chief Executive of the Student Loans Company is not taxed the way a Chief Executive should be Video is at www Youtube com HustonTV Tax Return penalties 10 per day from 1 February 2012 Stop press HMRC staff s industrial action will do nothing to save money for people filing a paper Tax Return on 1 or 2 February 2012 Personal Finance Questions I see house prices are continuing to drop Question I see house prices are continuing to drop We are considering buying a house Can you tell me how possible it is to get a mortgage and what do you need to do to convince the lender Unexplained cancellation fee after a free Virgin Media trial Question I went into a Carphone Warehouse shop and requested a Vodafone micro SIM to use with my iPad at a cost of 3 per month Redknapp the tax fiddling dog In my YouTube video Tax Evasion for Pets Kim the tax fiddling collie opens her own bank account Tax Help joins the YouTube age I write this as my YouTube channel marks an important milestone Videos on it offering free tax advice have now been viewed a total of 10 000 times Moth be a way to get rid of pests I have a problem with clothes moths I called Rentokil and was assured it would be eradicated with two sprays of insecticide I paid for three It persisted after four so I had to pay 200 for a carpenter to lift the floorboards for Rentokil to spray under But it s been a waste of time The floorboards have gaps I still have moths and am several hundred pounds down MD Tony Blair s Mystery tax bill The Daily Mail reports that former Prime Minister Tony Blair s earnings have soared by 42 to

    Original URL path: http://www.belfasttelegraph.co.uk/business/money/?page=4 (2016-02-15)
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  • Money - Latest News on Money and Finance - BelfastTelegraph.co.uk
    for four days Our local Thomas Cook branch booked the trip including Eurotunnel Was I ripped off for using internet on my mobile I am an engineering student on work placement I am on a 20 a month mobile phone plan with Three entitling me to an internet allowance capped at 2GB I moved house in April forcing me to rely on the mobile as a wireless tether for wifi connections on my computer But without me instructing it to do so my phone shared the internet connection provided by my network operator with my computer Helping put the sparkle back in Dr Pepper stock On May 7 you published a question from a reader struggling with the administration of a stockholding in Dr Pepper Snapple Group which as a US company required a Medallion Signature Guarantee MDS for the stock to be transferred I had a similar problem as executor of my wife s estate She held stock in Dr Pepper Snapple consequent on the demerger of Schweppes from Cadbury Schweppes in 2008 I required an MDS to transfer the stock and then effect the sale I found IWC Estate Management Ltd of Croydon who quoted a fee of 295 Ryanair coughed up cash after clash over ash cloud I was booked to fly from Rome to Glasgow Prestwick on May 24 this year with my elderly parents on a Ryanair flight Due to volcanic ash the flight was cancelled We were instead put on a flight to Stansted arriving at 00 10 and were left without assistance We booked into a family room in the nearest airport hotel and went to the Ryanair desk the next morning We were advised that Ryanair was unable to fly us back on the 25th We were further advised that we could either stay another night in the hotel and fly home on the 26th or make our own Budget gave me runaround over insurance problems I was insured with Budget for buildings insurance for three years In December last year I told them we were moving house and that I needed the insurance to be transferred from the date of exchange for our new house My policy was duly amended by Budget Problems splitting utility bills in shared properties I lived in a shared house for two years until August 2010 None of us took overall responsibility for the bills so we arranged with the electricity provider Good Energy to have four bills for each person or couple living there HMRC targets your friends with offshore money HMRC now tells us it has details of 500 000 people in the UK who have money stashed abroad Much of it is being hidden from the tax man and therefore is a ticking time bomb Who gets those darned Self Assessment Tax Returns At its simplest there are two sets of people who have to submit a Self Assessment tax return to HMRC Company admits errors over annuity payments Question I have a

    Original URL path: http://www.belfasttelegraph.co.uk/business/money/?page=5 (2016-02-15)
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  • Money - Latest News on Money and Finance - BelfastTelegraph.co.uk
    was able to vouch for travel provider s discount Question My friend and I went to Turkey last November The Thomas Cook representative gave out a booklet at her talk emphasising that it contained a 50 voucher redeemable against a further holiday We booked that holiday for the end of this month sending our vouchers to a travel agency which booked the holiday with Thomas Cook But the travel agency said that Thomas Cook will not honour the 50 vouchers The voucher states that the booking should be made through an Abta or otherwise approved travel agent which it has been JB by email My passport was destroyed in this comedy of errors Question Applying for a Bank of Scotland credit card I sent my passport along with a bank statement off to HBoS by recorded delivery This was weeks ago and I still have not had my passport returned or a proper answer to my letters of complaint I had been due to go abroad in October and I am very disappointed as I am no longer able to do so It is inconvenient and upsetting to not have my passport KR by email Furnished Holiday Lettings time for change It s not often that my articles call for readers to take action but this one does Travelocity makes ash of cancelled flight refund I booked a return flight through Travelocity to Stockholm for my wife and me in March The flight was cancelled because of the volcanic ash cloud Travelocity initially said that it might take 12 to 16 weeks to refund Despite reminders I have not had my refund West Coast road trip leaves big dent in student s pocket Question After finishing studying in the US I treated myself to a West Coast road trip hiring a car from Hertz at Los Angeles airport I paid 117 76 for rental car protection and 168 35 109 as a liability insurance supplement Tax letter on your doormat your questions answered Anyone listening to the news these past few days will know that tax has been the hot topic Insurance provider s hidden clauses left me unprotected Question I purchased annual travel insurance through Moneysupermarket com with TIC insurers At no time did Moneysupermarket com inform me that there was an excess payable of 300 Pleased to have straightened out the problem with PayPal Question In March I purchased some hair straighteners for 56 99 from what appeared to be a legitimate UK website using my Santander Zero credit card Investments Changes at Cairn need time to settle Investments Bag Halfords as it hits the acquisition trail At first glance the writing is on the wall for listed non food retailers The confidence of consumers who are feeling the pinch from rising petrol and grocery prices as well as tax increases already seems to be faltering Victim of online fraud learns expensive lesson using eBay Question I recently listed a camera for sale on eBay The item sold

    Original URL path: http://www.belfasttelegraph.co.uk/business/money/?page=6 (2016-02-15)
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  • Money - Latest News on Money and Finance - BelfastTelegraph.co.uk
    for higher rate taxpayers yesterday but despite the jump investors breathed a sigh of relief as the new government decided not to impose a new upper rate of 50 per cent as many had feared A question of money What you need to close a surplus credit card account Question To improve my credit status I have been advised to close unused credit card accounts and reduce the spending limits on live card accounts What does reform mean for mortgages The world financial crisis started with the mortgage market so it s logical when the Chancellor George Osborne announced his plans for reform of financial regulation that greater supervision of home loans would be a central plank An eighth of an Irish chateau could be better than nothing How about buying a property in Ireland Yes you read that right Ireland the country which has suffered some of the biggest price falls in the global property crash Osborne s budget How you can cushion the blow Any way it is spun the 156bn annual public sector deficit is a mind boggling figure and it s Chancellor George Osborne s job this Tuesday to set out his first steps for bringing it under control A question of money Why was HSBC so reluctant to probe credit card fraud Question A fraudulent transaction showed up on my HSBC credit card statement in July last year to Cyb Electro manic com for 153 A question of money Be wary of fraudsters trying to access your credit cards Question I have a credit card that is now issued by MBNA but was originally an RSPCA card issued by the Royal Bank of Scotland CGT planning before the George Osborne Budget George Osborne the new Chancellor makes his first Budget Speech on Tuesday 22 June 2010 This is the emergency Budget needed to try and get the country back on a firm financial and economic footing A question of money Can you advise on the best way to settle a student loan Question My daughter wants to pay off her student loan but can t get any help from the Student Loans Company about how to do it A question of money Protect your earnings Question I see that Alliance Leicester has become more integrated into the Santander network I held 50 000 in savings in both Alliance Leicester and Abbey to ensure I maximised my protection under the Financial Services Compensation Scheme Finding your right annuity will inevitably pay dividends The purchase of an annuity is one of the most important financial transactions in the lives of most working people more Previous 1 2 3 4 5 6 7 8 9 10 Next Most Read Most Shared Most Commented Contacting HMRC 10 tips to do it right Money Money matters Eating out Slim down on the spend Money 100 ways to save money Money Money matters Preparing for your kids to head off to university and independent living Money Parents jailed for tax fraud

    Original URL path: http://www.belfasttelegraph.co.uk/business/money/?page=7 (2016-02-15)
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  • Money - Latest News on Money and Finance - BelfastTelegraph.co.uk
    for our grandson Which account do you recommend Quinn s woes may be costly for long suffering motorists The administration of Quinn Insurance causes difficulties for many motorists because it has been both one of the largest and one of the cheapest car insurers in the Northern Ireland market A question of money Question A friend of mine has told me that I am legally bound to keep financial records including copies of my bank statements for six years Is this true Assessing the Budget Although the Budget made the headlines its impact was limited And the impact in Northern Ireland is even more limited especially regarding changes to stamp duty on home purchases A question of money Disputing your mobile phone bill Question I am in dispute with a mobile phone company about the size of my bill it has put me on the wrong tariff but insists this is the one I agreed to Can I complain to anyone about this An old and trusted payment method to finally cheque out Cheques it seems have had their day Under plans announced at the end of last year the Payments Council Board representing the banks has decided that cheques will cease to be used from 2018 Protect yourself from ever increasing online bank fraud Credit and debit card fraud in Northern Ireland doubled last year contrary to the trend across the UK where it fell by 16 A question of money Laptop insurance redress Question I bought a laptop which included a warranty underwritten by an insurance company that promised me a replacement after three years Dire interest rates see fewer saving and smaller amounts Figures from the Government s National Savings Investments arm make worrying reading A question of money How do I best protect my savings when banking Question I want to ensure that my savings are invested safely In particular I want to maximize my protection under the Financial Services Compensation Scheme Parents jailed for tax fraud Two Northern Ireland parents were jailed on Friday 26 February 2010 for evading tax leaving them owing HM Revenue Customs over 4 million more Previous 1 2 3 4 5 6 7 8 9 10 Next Most Read Most Shared Most Commented Contacting HMRC 10 tips to do it right Money Money matters Eating out Slim down on the spend Money 100 ways to save money Money Money matters Preparing for your kids to head off to university and independent living Money Limited company is it worth the bother Money Pregnant woman booted off Belfast bus in blizzard because she didn t have change Northern Ireland Woman s body found on the M2 in Belfast near Bellevue Bridge Northern Ireland Cannabis oil transformed life of terminally ill brain tumour man Kieran McCrory Northern Ireland The Troubles gallery 40 years of conflict in Northern Ireland from the Belfast Telegraph Events A musical send off at funeral of country star Gene Stuart Northern Ireland James McClean involved in a touchline spat

    Original URL path: http://www.belfasttelegraph.co.uk/business/money/?page=8 (2016-02-15)
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