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  • Welcome to our credit union website
    Union currently offers a loan rate of 1 per month 12 68 APR We offer loans for cars holidays special occasions etc Click here to find out more about our current loan rates Contact Us Contact Details Address 54 Main Street Crumlin Co Antrim BT29 4UR Tel No 028 9445 2759 Fax No 028 9445 2759 Email info camlincreditunion co uk Opening Hours Office Opening Hours Mon CLOSED Tues 10

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/Default.aspx (2016-02-18)
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  • Welcome to our credit union website
    Union currently offers a loan rate of 1 per month 12 68 APR We offer loans for cars holidays special occasions etc Click here to find out more about our current loan rates Contact Us Contact Details Address 54 Main Street Crumlin Co Antrim BT29 4UR Tel No 028 9445 2759 Fax No 028 9445 2759 Email info camlincreditunion co uk Opening Hours Office Opening Hours Mon CLOSED Tues 10

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/default.aspx (2016-02-18)
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  • Camlin Credit Union
    Membership Services Savings Loans News FAQ Resources Contact Us Contact Form Account Number if applicable Name Email Subject Message BotDetect CAPTCHA ASP NET Form Validation Map Our Address Camlin Credit Union Ltd 54 Main Street Crumlin Co Antrim BT29 4UR Tel No 028 9445 2759 Fax No 028 9445 2759 Email info camlincreditunion co uk Website www camlincreditunion co uk Camlin Credit Union Ltd is authorised by the Prudential Regulation

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/contact.aspx (2016-02-18)
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  • Camlin Credit Union
    Union affirm that the efforts of the Credit Union will be consistently and professionally dedicated to the accomplishment of this mission The Credit Union Story The modern Credit Union movement traces its origins to Germany and to Friedrich Willhelm Raiffeisen the Mayor of a small town in southern Germany who in 1849 formed societies which later evolved in to Credit Unions the purposes of these Credit Unions was to enable people to help themselves in relieving debt and poverty A Credit Union is a democratic financial co operative owned and controlled by its own members Each Credit Union is run only to benefit its members all of whom have something in common the common bond The Credit Union movement was introduced into Ireland in 1958 by Nora Herlihy with the support of a number of other dedicated pioneers Since then the Credit Union philosophy of mutual self help has proved very popular and there are now around 500 Credit Unions affiliated to the Irish League of Credit Unions throughout the country In Ireland over two million members have recognized the value of Credit Unions and have savings approaching several billion euro with their Credit Unions There are thousands employed in

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/about.aspx (2016-02-18)
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  • Camlin Credit Union
    the Credit Union from opening an account for a new member unless satisfactory proof of identity and appropriate address verification documents are produced See list below An entrance fee of 1 00 is charged The minimum amount to keep an account open is 5 00 PROOF OF IDENTITY Under the Money Laundering Act we are obliged to have proof of identity Normally this consists of Photographic identification such as a

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/membership.aspx (2016-02-18)
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  • Camlin Credit Union
    by Camlin Credit Union are listed below Payment Methods Camlin Credit Union offers many payment methods to its members The following are some of the payment methods available at Camlin Credit Union Account Types Camlin Credit Union offers its members a number of different account options The following are accounts available at Camlin Credit Union Contact Us Tel No 028 9445 2759 Fax No 028 9445 2759 Address 54 Main

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/services.aspx (2016-02-18)
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  • Camlin Credit Union
    rainy day which comes to so many of us In Credit Union the extra benefit is that your savings will be used to make loans available to other members and to yourself Each Credit Union within legal limits decides on the maximum amount of savings that each member may have Camlin Credit Union s limit is 6 000 in a member s main share account and 4 000 in an Easy Share account a total limit of 10 000 The Credit Union provides Life Savings Insurance cover on savings of eligible members Click here to find out more All members are encouraged to complete a Nomination of Beneficiary Form Click here to find out more Withdrawals While the rules provide for a waiting period for the withdrawal of savings most Credit Unions including Camlin allow withdrawals without such waiting period A member who has no loan account may withdraw part or all of his her savings at any time during normal office hours When a member is granted a loan in excess of the amount of savings at that time those savings become pledged and may not be withdrawn Any balance in excess of the loan amount may be withdrawn

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/savings.aspx (2016-02-18)
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  • Camlin Credit Union
    a maximum loan Camlin Credit Union s loan policy allows members to borrow up to the amount of their savings at any time without waiting for Credit Committee approval Members should ensure that repayments are maintained regularly otherwise arrears will occur which may affect the granting of later loans A member will normally be expected to establish a regular pattern of savings before applying for a loan Members with small savings cannot expect to receive large loans The following are some of the factors taken into account when considering a loan application A regular pattern of savings The member s previous loan repayment record The purpose of the loan The member s ability to repay as agreed Frequency of loan applications Every loan application receives careful consideration and most loans over 95 are granted However in the best interests of the Credit Union and indeed of the member concerned some loans are refused It should also be noted that loan applications are considered by the loans committee and counter staff are not involved in such decisions Repayment periods can be arranged to suit the member but are usually over 2 or 3 years Higher value loans may be taken over 4 years while loans over 10 000 may be considered over 5 years There are certain loans which are regarded as Annual loans eg Holidays Christmas Car Tax Insurance Rates etc Such loans should be fully paid within 12 months We can arrange weekly fortnightly four weekly or monthly repayments and payments can be made at the counter by direct debit standing order or even via on line banking Promissory Note Before any loan is paid out the member and where applicable the guarantor is required to sign a PROMISSORY NOTE This is a legal document whereby the member and

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28lopthyaieqft3wqnamk5d4kw%29%29/loans.aspx (2016-02-18)
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