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  • Camlin Credit Union
    the Credit Union from opening an account for a new member unless satisfactory proof of identity and appropriate address verification documents are produced See list below An entrance fee of 1 00 is charged The minimum amount to keep an account open is 5 00 PROOF OF IDENTITY Under the Money Laundering Act we are obliged to have proof of identity Normally this consists of Photographic identification such as a

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28tnunpnsczak04dcstg4ucimf%29%29/membership.aspx (2016-02-18)
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  • Camlin Credit Union
    by Camlin Credit Union are listed below Payment Methods Camlin Credit Union offers many payment methods to its members The following are some of the payment methods available at Camlin Credit Union Account Types Camlin Credit Union offers its members a number of different account options The following are accounts available at Camlin Credit Union Contact Us Tel No 028 9445 2759 Fax No 028 9445 2759 Address 54 Main

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28tnunpnsczak04dcstg4ucimf%29%29/services.aspx (2016-02-18)
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  • Camlin Credit Union
    a maximum loan Camlin Credit Union s loan policy allows members to borrow up to the amount of their savings at any time without waiting for Credit Committee approval Members should ensure that repayments are maintained regularly otherwise arrears will occur which may affect the granting of later loans A member will normally be expected to establish a regular pattern of savings before applying for a loan Members with small savings cannot expect to receive large loans The following are some of the factors taken into account when considering a loan application A regular pattern of savings The member s previous loan repayment record The purpose of the loan The member s ability to repay as agreed Frequency of loan applications Every loan application receives careful consideration and most loans over 95 are granted However in the best interests of the Credit Union and indeed of the member concerned some loans are refused It should also be noted that loan applications are considered by the loans committee and counter staff are not involved in such decisions Repayment periods can be arranged to suit the member but are usually over 2 or 3 years Higher value loans may be taken over 4 years while loans over 10 000 may be considered over 5 years There are certain loans which are regarded as Annual loans eg Holidays Christmas Car Tax Insurance Rates etc Such loans should be fully paid within 12 months We can arrange weekly fortnightly four weekly or monthly repayments and payments can be made at the counter by direct debit standing order or even via on line banking Promissory Note Before any loan is paid out the member and where applicable the guarantor is required to sign a PROMISSORY NOTE This is a legal document whereby the member and

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28tnunpnsczak04dcstg4ucimf%29%29/loans.aspx (2016-02-18)
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  • Camlin Credit Union
    a rebate of 10 of interest paid on loans in the previous financial year Payments should appear on members accounts from 1 December Congratulations to the both the Northern Ireland team and the Republic of Ireland team on qualifying for the Euro 2016 Championships Thinking of joining them in France next year If so give us a call to see if we can help you finance the trip Contact Us

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28tnunpnsczak04dcstg4ucimf%29%29/news.aspx (2016-02-18)
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  • Camlin Credit Union
    Credit Union encourages savings among young people What return can I expect on my savings A dividend is paid on savings usually in December of each year This percentage is dependent on the financial success of your credit union during the past year after accounting for statutory obligations and other relevant factors Can I withdraw my savings at any time You may withdraw your savings on demand as long as they are not pledged against a loan taken out with Camlin Credit Union What can I borrow for Practically anything Holidays Car Purchases Home Improvement Extensions Education Loans etc Is my Loan insured Yes your loan is covered by insurance at no extra cost to you up to 85 years of age and subject to health declaration See the Loan Protection Insurance page Is there any penalty for repaying my loan sooner than the contract time None if you decide to repay all the Loan Capital early that s your choice Can I have a further loan without my first loan being fully paid off In most cases yes again your credit union is very flexible in this area Contact Us Tel No 028 9445 2759 Fax No 028 9445

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28tnunpnsczak04dcstg4ucimf%29%29/faq.aspx (2016-02-18)
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  • Camlin Credit Union
    03 2015 EASTER CLOSING ARRANGEMENTS 04 07 2015 July Holiday arrangements 17 07 2015 BACK TO SCHOOL LOANS 17 09 2015 RUGBY WORLD CUP 2015 13 10 2015 EURO 2016 31 10 2015 AGM 2015 Contact Us Tel No 028 9445 2759 Fax No 028 9445 2759 Address 54 Main Street Crumlin Co Antrim BT29 4UR Email Click here to email us Latest News FINANCIAL RESULTS 2015 Financial Results 2016

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28tnunpnsczak04dcstg4ucimf%29%29/archives.aspx (2016-02-18)
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  • Camlin Credit Union
    Union affirm that the efforts of the Credit Union will be consistently and professionally dedicated to the accomplishment of this mission The Credit Union Story The modern Credit Union movement traces its origins to Germany and to Friedrich Willhelm Raiffeisen the Mayor of a small town in southern Germany who in 1849 formed societies which later evolved in to Credit Unions the purposes of these Credit Unions was to enable people to help themselves in relieving debt and poverty A Credit Union is a democratic financial co operative owned and controlled by its own members Each Credit Union is run only to benefit its members all of whom have something in common the common bond The Credit Union movement was introduced into Ireland in 1958 by Nora Herlihy with the support of a number of other dedicated pioneers Since then the Credit Union philosophy of mutual self help has proved very popular and there are now around 500 Credit Unions affiliated to the Irish League of Credit Unions throughout the country In Ireland over two million members have recognized the value of Credit Unions and have savings approaching several billion euro with their Credit Unions There are thousands employed in

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28jwtteroujkk3ux0czxypjylu%29%29/about.aspx (2016-02-18)
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  • Camlin Credit Union
    the Credit Union from opening an account for a new member unless satisfactory proof of identity and appropriate address verification documents are produced See list below An entrance fee of 1 00 is charged The minimum amount to keep an account open is 5 00 PROOF OF IDENTITY Under the Money Laundering Act we are obliged to have proof of identity Normally this consists of Photographic identification such as a

    Original URL path: http://www.camlincreditunion.co.uk/%28S%28jwtteroujkk3ux0czxypjylu%29%29/membership.aspx (2016-02-18)
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