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  • Gladstone Brookes - Barclays
    Barclays tell you the policy was optional and that you didn t have to take it Were the costs of the policy explained to you as a separate item Did Barclays warn you that your employment status might affect your right to claim on the policy Did Barclays make to you aware that if you received full sick pay from your employer you did not need the policy Did Barclays explain the exclusion clauses in the policy like not being able to claim if you had a pre existing medical condition If the answer to any of the above is no then you have the right to claim back all your premiums because the policy was mis sold to you Claiming back PPI Claiming back your PPI through Gladstone Brookes couldn t be simpler Either complete the PPI claim form on this website or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss the issues with you If you make a successful claim then Barclays must pay you back all the premiums you paid plus interest and in some cases a further 8 Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against all the major banks Making a claim Once a letter of claim is issued to Barclays the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your Barclays PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Of course your claim might also be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and if they feel there is the chance they can get the decision overturned they will write a bespoke appeal for submission to FOS The annual success rate for appeals to FOS according to the Financial Ombudsman Service website is currently running at 68 Latest Barclays News Barclays fined 70 million for dark pool trading methods Barclays have been fined 70 million by the US Securities Exchange Commission SEC for its secretive dark pool trading methods in America The fine 48 72 million in sterling was levied after the bank admitted failing to protect its clients from high frequency traders who use superfast computers to

    Original URL path: https://www.gladstonebrookes.co.uk/banks/barclays/ (2016-02-09)
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  • Gladstone Brookes - Halifax
    wait for more than six months to receive their money The group is also the subject of an investigation by the FCA for the way it has been handling PPI claims It follows an undercover investigation by The Times newspaper which found staff at a London call centre were encouraged to delay and reject PPI claims in the hope that consumers would drop them and to ignore the possibility that some documents may have been forged by LBG sales staff Was your Halifax PPI mis sold If you re not sure whether or not your Halifax PPI policy was mis sold consider these questions Did Halifax imply that the policy was compulsory PPI is always optional Were you told that taking out the policy would help your finance application be accepted Were you asked about your employment status Were you warned that a pre existing medical condition could mean the policy would not pay out Were you asked if you already had cover in place which would ensure your payments were met Were you even aware that PPI had been added to your agreement Claiming back PPI Claiming back your PPI through Gladstone Brookes couldn t be simpler Either complete the PPI claim form on this website or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss the issues with you If you make a successful claim then Halifax must pay you back all the premiums you paid plus interest a potential 8 in compensation Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against all the major banks Making a claim Once a letter of claim is issued to Halifax the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your Halifax PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Of course your claim might also be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and if they feel there is the chance they can get the decision overturned they will write a bespoke appeal for submission to FOS The annual success rate for appeals to FOS according to the Financial Ombudsman Service website is currently running at

    Original URL path: https://www.gladstonebrookes.co.uk/banks/halifax/ (2016-02-09)
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  • Gladstone Brookes - HSBC Payment Protection Insurance
    duty to undertake what is called a demands and needs statement and to do that they should ask questions like Are you aware the product was not compulsory and you didn t have to purchase it Did you already have cover in place which would have made sure your payments are met Did you have any pre existing medical conditions which might invalidate the policy Did you understand the full cost of the policy separate from the finance you re taking out Are you unemployed self employed a student or retired Did your employer give you full sick pay Claiming back PPI Claiming back your PPI through Gladstone Brookes couldn t be simpler Either complete our online PPI form on this website or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss the issues with you If you make a successful claim then HSBC must pay you back all the premiums you paid plus interest and a possible 8 in compensation Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against banks Making a claim Once a letter of claim is issued to HSBC the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your HSBC PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Your claim could be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and if they feel there is the chance they can get the decision overturned they will write a bespoke appeal for submission to FOS The annual success rate for appeals to FOS according to the Financial Ombudsman Service website is currently running at 68 Latest HSBC News Santander almost ½ billion more for PPI Santander has become the second of Britain s biggest banks to announce a massive increase in their provision to pay out future successful PPI claims The Spanish owned bank has set aside another 450 million in PPI provision taking their overall payment pot to 1 52 billion Read More RBS another ½ billion for PPI Royal Bank Of Scotland RBS has announced it is to set aside another ½ billion to pay future successful PPI claims In a profits

    Original URL path: https://www.gladstonebrookes.co.uk/banks/hsbc/ (2016-02-09)
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  • Gladstone Brookes - Lloyds TSB
    hope that consumers would drop them and to ignore the possibility that some documents may have been forged by LBG sales staff The regulator is expected to report its findings later this year at around the same time that a report is expected on their investigation into the way the rest of the big high street banks have been handling PPI claims How do I know if I was mis sold PPI There are a number of ways in which your Lloyds TSB PPI may have been mis sold to you Did the bank tell you that the policy was compulsory PPI is always optional Did you feel pressurised into taking the policy out Banks were guilty of using underhand tactics to sell PPI policies Were you asked about your employment status If you were unemployed self employed a student or retired you should never have been sold a policy Did they fail to ask about your medical history A pre existing illness could mean you can t make a claim on the policy if you need to Were you asked if you had alternative insurance in place which could have covered your payments PPI would not have been needed if you had other cover in place Were you even aware that PPI had been added to your agreement PPI should have not been added to your policy without your permission Claiming back PPI Claiming back your PPI through Gladstone Brookes couldn t be simpler Either complete our PPI claim form or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss this further with you If you make a successful claim then Lloyds TSB must pay you back all the premiums you paid plus interest Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against all the major banks Making a claim Once a letter of claim is issued to Lloyds TSB the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your Lloyds TSB PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Of course your claim might also be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and

    Original URL path: https://www.gladstonebrookes.co.uk/banks/lloyds-tsb/ (2016-02-09)
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  • Gladstone Brookes - MBNA
    Was my policy mis sold If you re not sure whether your MBNA PPI policy was mis sold then ask yourself the following questions Did you even know it had been attached to your agreement Did MBNA check if you had alternative cover in place which would have made their policy unnecessary Were the full costs of the policy explained separately to you Were you made to feel you had to take the policy to secure the finance you wanted Do you think that the PPA advice given by MBNA was fair and accurate Claiming back PPI Claiming back your MBNA PPI through Gladstone Brookes couldn t be simpler Either complete the PPI claim form on this website or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss the issues with you If you make a successful claim then MBNA must pay you back all the premiums you paid plus interest and may include a further 8 for compensation Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against all the major banks Making a claim Once a letter of claim is issued to MBNA the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your MBNA PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Of course your claim might also be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and if they feel there is the chance they can get the decision overturned they will write a bespoke appeal for submission to FOS The annual success rate for appeals to FOS according to the Financial Ombudsman Service website is currently running at 68 Latest News Lenders Are Locked in a Price War And Customers Are Reaping the Benefits It s big news for borrowers as banks race to the bottom on representative APRs But can they go lower And would you get approved Our blog has the answers Read More Clydesdale Bank floated after last minute scare Clydesdale and Yorkshire Banks have been floated on the Stock Market despite a last minute 24 hour delay The delay came after a specific request from an un named credit ratings

    Original URL path: https://www.gladstonebrookes.co.uk/banks/mbna/ (2016-02-09)
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  • Gladstone Brookes - NatWest
    of the 18 billion set aside by the industry to pay back mis sold PPI premiums Some industry observers believe the final redress figure could be as high as 25 billion Was my NatWest policy mis sold NatWest PPI was mis sold in a variety of ways Did they make you aware the policy was optional Were you asked about your medical history Was there any discussion on how much sick pay you were entitled to Was the PPI advice given by NatWest accurate Did you feel you were treated fairly If the answer to any of these questions is no then you were probably mis sold your policy and should make a claim to get back the money that s rightfully yours Claiming back PPI Claiming back your NatWest PPI through Gladstone Brookes couldn t be simpler Either complete the PPI claim form on this website or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss the issues with you If you make a successful claim then NatWest must pay you back all the premiums you paid plus interest and could include a further 8 in compensation Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against all the major banks Making a claim Once a letter of claim is issued to NatWest the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your NatWest PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Of course your claim might also be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and if they feel there is the chance they can get the decision overturned they will write a bespoke appeal for submission to FOS The annual success rate for appeals to FOS according to the Financial Ombudsman Service website is currently running at 68 Latest NatWest News SUCCESS STORY The service was excellent Call centre worker Elizabeth Roberts always suspected she might has had PPI attached to some of her financial agreements but had never done anything about it She said I know I could have claimed myself but I just didn t have the time I have a very

    Original URL path: https://www.gladstonebrookes.co.uk/banks/natwest/ (2016-02-09)
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  • Gladstone Brookes - Royal Bank of Scotland
    the inter bank lending rate for their own advantage The US authorities hit RBS with a series of fines totalling 300 million to which the FSA added a further fine of 87 5 million Barclays was fined 290 million for being involved in the same scam The RBS Group which also includes NatWest has set aside 2 6 billion to pay successful PPI claims The industry as a whole has earmarked 18 million to pay back mis sold PPI premiums but industry observers believe that the final bill could rise as high as 25 billion How do I know if I was mis sold PPI RBS PPI was mis sold in a number of ways Were you given the chance to refuse the policy Did RBS ask about your employment status Did they ask how much sick pay you received from your employer Was the PPI advice they gave you fair and accurate Were you made aware you could shop around for a similar policy elsewhere Did the bank ask about any pre existing health problems Did you even know PPI had been added to the account Claiming back PPI Claiming back your RBS PPI through Gladstone Brookes couldn t be simpler Either complete the PPI claim form on this website or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss the issues with you If you make a successful claim then RBS must pay you back all the premiums you paid plus interest It could also include a further 8 in compensation but not everyone will receive this Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against all the major banks Making a claim Once a letter of claim is issued to RBS the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your RBS PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Of course your claim might also be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and if they feel there is the chance they can get the decision overturned they will write a bespoke appeal for submission to FOS The annual success rate for

    Original URL path: https://www.gladstonebrookes.co.uk/banks/royal-bank-of-scotland/ (2016-02-09)
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  • Gladstone Brookes - Santander
    same pattern as those for the millions which were mis sold for more than a decade right across the financial industry Was the PPI advice given by Santander correct and helpful to you Were you made aware that the policy was optional Did Santander check how much sickness pay you received from your employer Did they ask questions about your employment status Did you feel you were treated fairly If the answer to any of these questions is no then you were probably mis sold your policy and should make a claim to get back the money that s rightfully yours Claiming back PPI Claiming back your Santander PPI through Gladstone Brookes couldn t be simpler Either complete the PPI claim form on this website or call us on 01925 558 838 08000 461 826 and one of our friendly knowledgeable staff will be happy to discuss the issues with you If you make a successful claim then Santander must pay you back all the premiums you paid plus interest potentially a further 8 compensation Gladstone Brookes has a 91 success rate on the claims we make on behalf of our clients and we have already recovered more than 625m from claims against all the major banks Making a claim Once a letter of claim is issued to Santander the bank must acknowledge it as soon as possible and then have 8 16 weeks from the date of that acknowledgement in which to give you a final decision If your Santander PPI claim is a success the compensation will be paid direct to you and Gladstone Brookes will then invoice you for our fees which are 25 VAT of the total redress offered by your lender including any reduction of any outstanding agreement which if in place the PPI may be cancelled If we are unsuccessful there will be no charges whatsoever Rejection Of course your claim might also be rejected but if that happens Gladstone Brookes will assess the terms of the rejection and advise you whether or not an appeal to the Financial Ombudsman Service FOS to overturn the decision might succeed It s all part of the same no win no fee service Our specialist team will carefully examine the rejection letter and if they feel there is the chance they can get the decision overturned they will write a bespoke appeal for submission to FOS The annual success rate for appeals to FOS according to the Financial Ombudsman Service website is currently running at 68 Latest Santander News Santander almost ½ billion more for PPI Santander has become the second of Britain s biggest banks to announce a massive increase in their provision to pay out future successful PPI claims The Spanish owned bank has set aside another 450 million in PPI provision taking their overall payment pot to 1 52 billion Read More Higher bank fees may mean it s time to switch Sharp rises in bank fees could mean it s time to switch

    Original URL path: https://www.gladstonebrookes.co.uk/banks/santander/ (2016-02-09)
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