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  • Government - HousePriceWiki
    be manipulated to favour home ownership Planning can be restricted to artificially lower the supply of housing However the role of planners and developer can be blurred developers can artificially lower the supply of housing by accumulating land with planning permission to form a land bank to be used as a balance book asset which can be used as a deposit against a loan for developments elsewhere and can be

    Original URL path: http://www.housepricecrash.co.uk/wiki/Planning (2016-02-08)
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  • Taxation - HousePriceWiki
    changes Random page Help Views Page Discussion View source History Tools What links here Related changes Special pages Printable version Permanent link Taxation There are six taxes that are relevant to the housing market Stamp Duty Inheritance Tax Council Taxes Capital Gains Tax National Insurance Contributions Income Tax See also Stealth tax Economy Retrieved from http www housepricecrash co uk wiki index php title Taxation oldid 3703 Categories Government Keywords

    Original URL path: http://www.housepricecrash.co.uk/wiki/Taxation (2016-02-08)
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  • Second homes - HousePriceWiki
    changes Random page Help Views Page Discussion View source History Tools What links here Related changes Special pages Printable version Permanent link Second homes The willingness of people to buy second homes such as a holiday home has been seen as a justification for higher prices See also Buy to let Retrieved from http www housepricecrash co uk wiki index php title Second homes oldid 3744 Categories Investment Keywords About

    Original URL path: http://www.housepricecrash.co.uk/wiki/Second_homes (2016-02-08)
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  • HIPS - HousePriceWiki
    stand for Home Information Packs HIPS will come into effect on 1st June 2007 They are designed to speed up the process of selling a property Sellers will have to pay for a home information pack on their property in order to sell The cost for an average home is estimated to be around 600 700 The home information pack will include information such as land searches and basic survey information It remains to be see what impact HIPS will have on the housing market It is the biggest change to hit the housing market in many years and it is expected that there will be some teething problems initially One aspect of HIPS that hasn t been talked about much is if the introduction of them will be a possible trigger for a house price crash There may be a large influx of homes appearing on the market before the deadline from sellers that will want to avoid paying the extra costs There may also be a stand off of buyers as they will want to wait until after the deadline in order to pay less on selling fees For more information visit the government HIPS website Some more

    Original URL path: http://www.housepricecrash.co.uk/wiki/HIPS (2016-02-08)
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  • Estate Agents - HousePriceWiki
    in recent years and there have also been thousands of new estate agents which have set up shop as the market is currently unregulated and requires no licences or qualifications However there is the property misdescriptions act 1991 although this still does not stop the derelict house being described as one of outstanding opportunity When a market becomes stagnant and the number of transactions drop off then estate agents don t make as much money from commissions They may then help to turn the market by talking it down in order to create momentum The fees an Estate agent charges can be significant For example a 2 fee may not sound like a lot of money but on a 400 000 house it is 8 000 If this still does not sound like a lot of money to you then calculate how many hours after paying tax you have to work to earn 8 000 and then finally ask yourself the question does the estate agent have to work as many hours to earn your money If the answer is no then you could try selling your property on Tesco s or a similar website such as mousesale co uk After all most buyers now look for their new home on a website and once found they either speak to the estate agent or to the seller directly Lets face it we all learnt to talk even before we went to school so we don t need an estate agent for that In today s dropping market saving the estate agents fees is critical it could even save you from being in negative equity The buyer is not daft they know if you are selling via an estate agent then the price is probably higher than if you were selling

    Original URL path: http://www.housepricecrash.co.uk/wiki/Estate_agents (2016-02-08)
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  • Regulation - HousePriceWiki
    Random page Help Views Page Discussion View source History Tools What links here Related changes Special pages Printable version Permanent link Regulation Redirected from Regulated Regulation means to control something in terms of having rules and protocols to ensure that things are done fairly a properly See also FSA House of Commons Treasury Committee Retrieved from http www housepricecrash co uk wiki index php title Regulation oldid 3675 Categories Government

    Original URL path: http://www.housepricecrash.co.uk/wiki/Regulated (2016-02-08)
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  • Financial Services Authority - HousePriceWiki
    to Let Renting your home Mortgages Savings Investing Pensions Economics Topical Northern Rock Sub prime Credit Crunch Quotes Categories Keywords Articles People The Financial Services Authority or FSA as it is commonly known is an independent non governmental body given statutory powers by the Financial Services and Markets Act 2000 They are an independent body that regulates the financial services industry in the UK The FSA together with the Treasury

    Original URL path: http://www.housepricecrash.co.uk/wiki/FSA (2016-02-08)
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  • Regulate - HousePriceWiki
    RSS home graphs base rates resources books blog wiki forum boss Navigation Main Page Recent changes Random page Help Views Page Discussion View source History Tools What links here Related changes Special pages Printable version Permanent link Regulate Redirect to Regulation Retrieved from http www housepricecrash co uk wiki index php title Regulate oldid 2016 About us Contact us Glossary Link to us Media Privacy Policy Stats Testimonials 91 105

    Original URL path: http://www.housepricecrash.co.uk/wiki/Regulate (2016-02-08)
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