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    Email Subject Message What is 5 Get your free and unbiased advice now Simply fill out the form below Sale Required 7 28 Days 4 8 Weeks 3 6 Months Enter Word Read what some of our satisfied clients have said about our services Edmond C Brooks I am going to take my grand children to Disneyland next month All thanks to the marvelous advice that I received from Micheal Hulme I finally have some extra money to do something great for the ones I love Milton L Thomas Equity release has truly been a godsend for me It have provided me with the money to do all the things that I wanted to do but could not because of a lack of money It is really a nice feeling to be able to relax and not have to worry about tomorrow Phyllis H Hoisington The service that Micheal Hulme provided me with was just brilliant I had a very good experience with this company The advice that I receive was right on the money and everything that I needed to take the next step in my life How to Compare the Best Equity Release Calculators to Provide a Fruitful

    Original URL path: http://www.michaelhulme.co.uk/contact (2016-04-25)
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  • How to Compare the Best Equity Release Calculators to Provide a Fruitful Retirement
    maximum amount that can possibly be released from your property an online calculator should not forcefully compel you to make a move for example by requiring you to give your personal information so as to get the result of the calculation Provide For a Personalized Quote Being automated systems online calculators do not give a personalized quote The best online release calculation site should offer the client with an option of requesting for a personalized calculation that will pay attention to the clients personal circumstances No Initial Charges A basic online calculator should not charge any fee for simply displaying the amount that can possibly be released from a property at least not in the initial stages Observe Privacy And Confidentiality An equity release calculator should not share a client s information with third parties All information should be treated with high confidentiality and only revealed to the relevant bodies Offer Directions A standard online equity calculator should at least offer a possible reference for equity release to the client It should refer another online site or a platform that deals with issues such as online advice or to an equity release provider So then what is expected of the equity release provider He should Explain how equity release work A professional equity release service provider should advice accordingly on which scheme will be helpful to suit the clients needs and requirements If the firm cannot do this it should at least refer the client to a specialist who will help the client come into terms with the whole arrangement before testing it with both his feet Online advisers such as InterestOnlyLifetimeMortgage com have been keen to advise homeowners nearing retirement on how they can make the most off their assets Explain what to do incase of mortgage arrears The firm should clearly show you the total amount that will be available for you to spend as you please as well as recommend arrangements with a no negative equity guarantee This ensures that the borrower doesn t owe the equity release provider more than the value of his or her property Charge a reasonable fee and be very transparent This helps the client to feel safer when transacting with the firm This is a vital contract that needs total confidence in the one transacting it The company should be able to make the client comfortable Offer information on the latest interest rates Give the client an opportunity to make his her own decision At no time should the client feel like he is obliged to make a certain choice Observe privacy and confidentiality An equity release firm should not disclose a client s information aimlessly Issues to Consider When Releasing Equity It is important to note that once you release equity chances are you will reduce your heirs inheritance significantly This however also reduces the inheritance tax liability normally charged on inherited property What is your life expectancy Are lifestyle diseases likely to sweep you off soon Are you already

    Original URL path: http://www.michaelhulme.co.uk/How-to-Compare-the-Best-Equity-Release-Calculators-to-Provide-a-Fruitful-Retirement (2016-04-25)
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