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  • major explosion – £1.8m business interruption claim |
    claim Morgan Clark immediately worked with the group to devise a strategy to get the business up and running again quickly In particular Morgan Clark s specialist business interruption consultants guided them through the options for re instating the business Morgan Clark explored different and imaginative ways to re structure operations temporarily so that they could resume trading In particular they devised a mix and match approach which would facilitate a more speedy resumption of trade Morgan Clark s specialists also worked with the group s management to calculate a realistic claim for loss of profits Prior to the disaster the group had gone through a rationalisation and restructuring programme which had caused a temporary fall in turnover Morgan Clark argued that this would have led to a subsequent upward trend The results With the help of Morgan Clark 1 8m was successfully claimed under the terms of its business interruption insurance covering The cost of relocating part of the UK operation into the group s former premises the rest elsewhere and the French distribution operation to a French logistics company Sufficient emergency funding to maintain cash flow and enable the group to continue trading during the indemnity period A favourable loss of profits settlement Morgan Clark successfully argued that turnover would have risen despite recent downward trends A substantial lump sum settlement after nine months for the balance of the one year indemnity period enabling a speedy return to full trading Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss

    Original URL path: http://www.morganclark.co.uk/customer-stories/other-commercial-2/major-explosion-1-8m-business-interruption-claim/ (2016-04-24)
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  • Business insurance claims - Loss assessors - Morgan Clark
    to your insurance claim ensuring you don t lose out financially or otherwise Morgan Clark can help with many different types of insurance claims including burglary theft impact damage and third party insurance claims For burglary and theft insurance claims we will Negotiate interim payments to cover emergency replacement of stolen items Compile proof of what was stolen Arrange estimates and valuations and accurately calculate the full extent of your claim Deal with your insurance broker the insurer and their loss adjuster and any special investigators handling meetings and all contact Calculate accurately your business interruption claim including loss of profits and increased cost of working using our expert consequential loss accountants For impact damage insurance claims we will Find alternative temporary commercial accommodation and equipment Negotiate emergency funding to cover items such as staff wages Compile your insurance claim Calculate your business interruption claim including loss of profits and increased cost of working Deal with your insurance company and their loss adjuster investigator broker surveyor contractors solicitors etc Using your company has been a revelation I feel anyone you contact should use your services If you ever have any client in two minds you have my permission to get them to ring me for a reference Mr Bayagbona I wouldn t hesitate to recommend Morgan Clark as they helped me through the minefield of dealing with the insurance adjuster and all the problems that that entailed and trust me there were some It s good to know someone is on your side Nicola Jackson We re here to help Following a major incident a company can become very vulnerable Having an expert loss assessor to deal with the claim allows the directors to concentrate on running the business Phil Morgan Director Morgan Clark Request a call back Please leave

    Original URL path: http://www.morganclark.co.uk/commercial/other/#wpcf7-f1054-o1 (2016-04-24)
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  • Novel flood defence scheme |
    village of Witney in Oxfordshire which was badly flooded in 2007 The measures taken by the local council to protect the area in the future sounds such a great idea The council spent a mere 40 000 on this unusual scheme and it seems to be working The key element is that they are using local roads as a temporary river course at times of heavy rainfall A portion of wall has been taken out near the river and the levels of kerbs on various local roads have been made either higher or lower depending on their location When the water rises it comes through the hole in the wall and then runs down the roads flowing across lower kerbs and held in place by higher kerbs In this way it is diverted around the village and then re enters the water course further downstream Apparently the work only took three to four weeks to complete It s a fascinating scheme and apparently it s suitable for other locations across the country You can hear the full piece on the BBC website Today Programme February 1 st around 45 minutes into the programme Share this page This entry was posted in Flood Articles and tagged flood flooding weather Back to the blog archive Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9 Archive April 2016 March 2016 February 2016 January 2016 Morgan Clark Fire and Flood Insurance Claims Management Residential Commercial Fire insurance claims Flood insurance claims Burst pipes insurance

    Original URL path: http://www.morganclark.co.uk/about-us/blog/novel-flood-defence-scheme/ (2016-04-24)
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  • Flood |
    there was good news and bad news in last week s budget for the insurance industry First the bad news insurance premium tax IPT is rising by 0 5 per cent to 10 per cent only a few months after a 3 5 per cent hike The good news is that this was less than the insurance industry feared but also that the proceeds from this latest rise will be added to government funds to improve flood defences in the most at risk areas of the country But some people in the insurance industry weren t happy particularly as every type of insurance will be hit even motor insurance In the home insurance market there are fears that yet another rise in IPT could put people off from taking out insurance and leave them exposed if something happens Meanwhile we are only a couple of weeks away from the launch of Flood Re which aims to provide affordable flood insurance for households across the country But according to reports in the press over the last few days there are still two issues hanging over its launch one around regulatory approval and the other around software for brokers Who knows whether it will actually go live in April we wait with bated breath and will of course report back Finally one of the key gripes about Flood Re is that is doesn t cover small businesses However the British Insurance Brokers Association announced last week that it is looking at launching sometime this year a scheme similar to Flood Re for small businesses That really is good news Cockermouth floods turning to Morgan Clark a second time Post by Morgan Clark February 19 2016 It s so sad that many of the victims of the recent flooding in the north have been through this terrible experience before Cockermouth in particular is going through its second serious flooding in six years We worked with many Cockermouth homeowners and businesses after the 2009 floods helping them with their insurance claims And while it s so disheartening to see them affected a second time it is also very reassuring that many of them have turned to us again This shows the big difference they felt we made by taking over their claim allowing them to get on with rebuilding their lives One example is an elderly lady whose house backs on to the river in Cockermouth In 2009 she started an insurance claim herself but soon realised how difficult it would be so she turned to Morgan Clark and she is using us again in 2016 She told us When I met Morgan Clark I felt I would have someone on my side who would do the best for me and my children The insurers took more notice of them than if I d been on my own and it was all much quicker than for my neighbours who handled things themselves So once again I m just going to let them do everything

    Original URL path: http://www.morganclark.co.uk/about-us/blog/tag/flood-2/ (2016-04-24)
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  • Flood Defences |
    to a report on the BBC website Pickering s novel scheme catches rainfall in the hills above the village and various different measures have been designed to work together to achieve this aim The first is to use what are described as long low leaky dams which slow the flow of water off the hills while an upstream reservoir stores flood water In addition some land management measures have been taken 40 000 trees have been planted and heather moorland restored to act as a natural sponge When more than two inches of rain fell over 36 hours in December it seems that the scheme slowed river peak flow by almost 20 per cent and saved Pickering s museum and several homes According to a report just published by the Environment Agency EA half of the reduction in flood water at Christmas was due to the land management measures and the other half because of the flood storage scheme The EA has warned however that the scheme might not be so effective in extreme rainfall and there is still a need to use traditional flood defences in tandem with these more natural methods The terrible impact of the floods in the winter has triggered the Environment Food and Rural Affairs Parliamentary Select Committee to hold a future flood prevention inquiry Natural management methods are a key part of its investigations and the Pickering scheme shows just what can be done Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9 Archive

    Original URL path: http://www.morganclark.co.uk/about-us/blog/tag/flood-defences/ (2016-04-24)
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  • Flooding |
    there was good news and bad news in last week s budget for the insurance industry First the bad news insurance premium tax IPT is rising by 0 5 per cent to 10 per cent only a few months after a 3 5 per cent hike The good news is that this was less than the insurance industry feared but also that the proceeds from this latest rise will be added to government funds to improve flood defences in the most at risk areas of the country But some people in the insurance industry weren t happy particularly as every type of insurance will be hit even motor insurance In the home insurance market there are fears that yet another rise in IPT could put people off from taking out insurance and leave them exposed if something happens Meanwhile we are only a couple of weeks away from the launch of Flood Re which aims to provide affordable flood insurance for households across the country But according to reports in the press over the last few days there are still two issues hanging over its launch one around regulatory approval and the other around software for brokers Who knows whether it will actually go live in April we wait with bated breath and will of course report back Finally one of the key gripes about Flood Re is that is doesn t cover small businesses However the British Insurance Brokers Association announced last week that it is looking at launching sometime this year a scheme similar to Flood Re for small businesses That really is good news Cockermouth floods turning to Morgan Clark a second time Post by Morgan Clark February 19 2016 It s so sad that many of the victims of the recent flooding in the north have been through this terrible experience before Cockermouth in particular is going through its second serious flooding in six years We worked with many Cockermouth homeowners and businesses after the 2009 floods helping them with their insurance claims And while it s so disheartening to see them affected a second time it is also very reassuring that many of them have turned to us again This shows the big difference they felt we made by taking over their claim allowing them to get on with rebuilding their lives One example is an elderly lady whose house backs on to the river in Cockermouth In 2009 she started an insurance claim herself but soon realised how difficult it would be so she turned to Morgan Clark and she is using us again in 2016 She told us When I met Morgan Clark I felt I would have someone on my side who would do the best for me and my children The insurers took more notice of them than if I d been on my own and it was all much quicker than for my neighbours who handled things themselves So once again I m just going to let them do everything

    Original URL path: http://www.morganclark.co.uk/about-us/blog/tag/flooding/ (2016-04-24)
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  • Weather |
    course at times of heavy rainfall A portion of wall has been taken out near the river and the levels of kerbs on various local roads have been made either higher or lower depending on their location When the water rises it comes through the hole in the wall and then runs down the roads flowing across lower kerbs and held in place by higher kerbs In this way it is diverted around the village and then re enters the water course further downstream Apparently the work only took three to four weeks to complete It s a fascinating scheme and apparently it s suitable for other locations across the country You can hear the full piece on the BBC website Today Programme February 1 st around 45 minutes into the programme Protect your home before the big freeze Post by Morgan Clark November 13 2015 It s only six weeks until Christmas but it doesn t feel like it the temperature is still mild in most parts of the country But winter weather could arrive at any time now and judging by the number of berries on holly trees it may get extremely cold So before the full force of winter hits us it seems a good time to share our great infographic which shows some simple steps you should take to protect your home against a big freeze Beware more sinkholes appearing Post by Morgan Clark September 4 2015 August has been a complete wash out for many of us and this seems to be part of a recent pattern of more and more rain One side effect of this is that sinkholes are becoming more common in just the last few weeks both the Mancunian Way and the A27 in Hampshire have been closed by huge holes opening up with another appearing on a beach in Devon None of these was near property but this can happen as we mentioned in a previous blog So what is the position on insurance if a sinkhole opens up near your home The key point is that most buildings insurance policies cover damage caused by a sinkhole but only to the property itself Damage to the garden or any garden features is not automatically covered and this includes swimming pools patios hot tubs trees plants and ponds These would need to be covered by extra insurance but according to an article in The Guardian it seems that no insurer in the UK would be willing to take on that risk If you re worried about sinkholes particularly if there s a history of them appearing near you then as always make sure you read the small print of your buildings insurance to ensure your property is covered But you can also take practical safety measures to avoid triggering a hole in an area prone to subsidence These include fixing water leaks from gutters and downpipes avoiding running a hose for extended periods and never emptying a swimming pool on to

    Original URL path: http://www.morganclark.co.uk/about-us/blog/tag/weather/ (2016-04-24)
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  • Flood prevention: the natural solution? |
    s novel scheme catches rainfall in the hills above the village and various different measures have been designed to work together to achieve this aim The first is to use what are described as long low leaky dams which slow the flow of water off the hills while an upstream reservoir stores flood water In addition some land management measures have been taken 40 000 trees have been planted and heather moorland restored to act as a natural sponge When more than two inches of rain fell over 36 hours in December it seems that the scheme slowed river peak flow by almost 20 per cent and saved Pickering s museum and several homes According to a report just published by the Environment Agency EA half of the reduction in flood water at Christmas was due to the land management measures and the other half because of the flood storage scheme The EA has warned however that the scheme might not be so effective in extreme rainfall and there is still a need to use traditional flood defences in tandem with these more natural methods The terrible impact of the floods in the winter has triggered the Environment Food and Rural Affairs Parliamentary Select Committee to hold a future flood prevention inquiry Natural management methods are a key part of its investigations and the Pickering scheme shows just what can be done Share this page This entry was posted in Flood Articles and tagged flood flood defences flooding weather Back to the blog archive Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles

    Original URL path: http://www.morganclark.co.uk/about-us/blog/flood-prevention-the-natural-solution/#wpcf7-f1054-o1 (2016-04-24)
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web-archive-uk.com, 2017-12-11