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  • October, 2012 |
    up your digital photos 2 Keep your insurance up to date reflecting changes in your life and possessions Review your cover every year 3 Really think about your possessions and what they cost It s not just about jewellery and other luxury items you ve probably invested a lot of money in televisions sound systems and kitchen equipment as well you may have a few designer label clothes and what about any valuable furniture 4 Keep evidence of your possessions Take photos of your valuable and treasured possessions and make sure you back these up hold on to invoices for expensive items 5 Have all your important documents in one safe easily accessible place This is probably the only thing you really need to save in the event of an emergency You could put negatives remember them of your physical photos there if you still have them And if it s in a fire proof or waterproof container then you don t really have to worry about saving it And remember once the firefighters have the blaze under control they ll then do everything they can to salvage your most important personal possessions So in short just get out quickly Before you batten down the hatches for winter Post by Morgan Clark October 12 2012 Looking out of the window the rain is lashing down and the wind is stripping trees of their leaves Autumn has arrived with a vengeance and judging by what many of us have experienced over the last few years it s almost inevitable that there will be some wild winter weather again this year So before we all batten down the hatches and hibernate it s a good idea to make a few checks outside to help avoid damage to our homes if a storm hits Check no 1 Clear out those pipes Inspect your gutters drainpipes and air holes for blockages and to make sure they haven t worked loose If you don t then any heavy rain water could overflow and cause significant damage And keep checking as autumn progresses and more leaves come down Check no 2 Look at your roof Have you got any loose or damaged tiles These can exacerbate the damage caused by storms So if you notice any broken slipped or missing tiles then call in a roofing expert to carry out some urgent repairs Check no 3 Mend your fences Fences suffer more than anything else during a storm and these often aren t covered by insurance so damage can lead to an expensive bill If a post or panel is even slightly loose then this creates a vulnerable weak spot Inspect regularly and repair immediately Check no 4 Leave nothing out Despite our terrible summer this year there was just about enough sunshine for us to get the sun loungers and barbecues out But we probably won t be able to use them again So put anything that s moveable away securely preferably in a locked

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/10/ (2016-04-24)
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  • September, 2012 |
    fire alarm in your room Fit a fire alarm to every level of your home If you have older parents or relatives who are hard of hearing you can get special fire alarms which vibrate and flash Make a plan of escape with your family so you re prepared A fire alarm is your early warning sign that doubles your chance of survival To find out more about the types of fire alarms and how to install them have a look at a helpful article by the Dorset Fire Service here To see if you qualify for a free home fire safety check visit your regional fire department s website Raining toads and frogs Post by Morgan Clark Forget your usual heavy rain and floods We ve taken a look at some of the more freakish weather stories from around the world that defy all rational explanation There have been thousands of reports of bizarre weather including that of frog rain fish rain worm rain and even alligator rain Despite sounding mythical there has been a somewhat scientific explanation for these phenomena It s been said that tornadoes or strong whirlwinds are able to pick up the animals from a shallow body of water and carry them sometimes hundreds of miles before dropping them off onto a baffled populace Here is a selection of some of the more peculiar reports In 1901 Minneapolis in the USA was pelted with frogs and toads A report stated that they were falling from a huge green mass in the sky Once the storm was over residents found a collection of the most striking variety of frogs three inches deep covering an area of more than four blocks making travel impossible In 1981 citizens of a city in southern Greece were surprised when they awoke to find small green frogs landing in trees and plopping onto the streets The Greek Meteorological Institute surmised that they were picked up by a strong wind it must have been a very strong wind as the specie of frog was native to North Africa A powerful whirlwind might explain a rain of small fish but it cannot account for the ones that fell on a village in India As many as 10 people reported picking up fish that weighed as much as eight pounds that had come crashing down on them Golfers dread gathering clouds and rain that might ruin their game but imagine the dismay of several golfers in Bournemouth in 1948 who received a shower of herring In 1956 in an otherwise clear sky in Alabama a lady and her husband watched as a small dark cloud formed in the sky before releasing its contents of catfish bass and bream onto the ground below all of the fish alive The dark cloud then turned to white before disappearing In 1881 a thunderstorm in Worcester England brought down tons of periwinkles and hermit crabs In 1996 in a town in southern Tasmania residents woke up after a

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/09/ (2016-04-24)
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  • August, 2012 |
    every business so it makes dismal reading that one in 10 small businesses in the UK has experienced a data hack But SME owners are taking sufficient steps to cover themselves against this risk Continue reading Jewellery theft on the increase Post by Tony Clark August 13 2012 The number of items of jewellery stolen from the home rose by 22 per cent in the two years to 2011 according to one insurance company But householders may not be covered for their current value Continue reading Freak floods hit shops too Post by Tony Clark August 6 2012 With the recent heavy rain many town centres have been hit by severe flash floods This highlights the need for shop owners to ensure they have sufficient insurance cover against flooding Continue reading Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9 Archive April 2016 March 2016 February 2016 January 2016 Morgan

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/08/ (2016-04-24)
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  • July, 2012 |
    a warning to landlords to review their insurance policies to ensure they have adequate cover for subsidence Continue reading Is your garden part of your home Post by Tony Clark July 16 2012 A recent case has thrown up an interesting question is your garden part of your home as far as your insurance policy is concerned Continue reading Law may change on commercial insurance claims Post by Tony Clark July 9 2012 Proposed legal reform could make it harder for insurers to avoid paying out to its business customers based on an argument of non disclosure Continue reading The danger of kitchen appliances Post by Tony Clark July 2 2012 Almost 6 000 kitchen appliances caught fire in 2010 2011 according to recent research But the number could be even higher creating a major hazard in our homes Continue reading Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/07/ (2016-04-24)
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  • June, 2012 |
    Devon have suffered flooding As the waters subside business and home owners have to start clearing up the mess and making an insurance claim Continue reading Businesses expect the unexpected Post by Tony Clark June 22 2012 Companies should have adequate business interruption insurance to protect them against the unexpected This could make the difference between a business surviving or going under Continue reading Help following the recent floods Post by Tony Clark June 15 2012 Floods are devastating parts of the country again hitting homes and businesses from North Wales to West Sussex Anyone affected has a difficult time ahead which will almost certainly include making a complicated insurance claim But help is at hand through Morgan Clark Continue reading Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9 Archive April 2016 March 2016 February 2016 January 2016 Morgan Clark Fire and Flood Insurance Claims Management Residential Commercial Fire

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/06/ (2016-04-24)
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  • May, 2012 |
    a big rise in certain insurance claims Continue reading Flood precautions protect your business Post by Tony Clark May 23 2012 With the continuing heavy rainfall one insurer has issued advice to businesses located in flood prone areas This could help minimise the impact in the event of flooding Continue reading Beware hidden fees for insurance policies Post by Tony Clark May 16 2012 Which has issued a warning about the hidden fees charged by some insurers when changes are made to insurance policies It claims that some of these are exorbitant Continue reading Businesses what insurance do you need Post by Tony Clark May 9 2012 Disaster is as likely to strike a business as it is to strike a home But according to one UK insurer too many small business owners fail to consider all the perils they face and as a result do not have the right mix of insurance Continue reading Home security don t rely on your neighbours Post by Tony Clark May 3 2012 One in four people believe that having neighbours they trust is key to making them feel safe in their homes But this could make them overlook basic security and ignore the need for insurance Continue reading Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9 Archive April 2016 March 2016 February 2016 January 2016 Morgan Clark Fire and Flood Insurance Claims Management Residential Commercial Fire insurance claims Flood insurance claims Burst pipes insurance claims Other insurance claims Fire insurance claims

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/05/ (2016-04-24)
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  • April, 2012 |
    a popular way of bringing down the cost of premiums But a recent study has shown that this may be a false economy leaving many policyholders agreeing to excess levels which are beyond their means Continue reading Landlord s insurance invalid through multiple occupancy Post by Tony Clark April 12 2012 A recent court case has highlighted the risk facing landlords if they don t declare the true occupancy of their rented properties Failure to do this could invalidate any insurance cover Continue reading Comparison site good deals could jeopardise insurance claims Post by Tony Clark April 2 2012 Consumer champion Which has raised doubts about buying insurance through aggregator sites It claims that the price you see isn t always the price you pay and that some policies could prove invalid in the event of a claim Continue reading Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9 Archive

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/04/ (2016-04-24)
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  • March, 2012 |
    If you re an iPad fan then beware don t be tempted to make a false claim on your iPad 2 so you can have a free upgrade to the new iPad 3 A leading insurer has warned that they are on the watch for fake insurance claims Continue reading Small firms need business continuity plans Post by Tony Clark March 12 2012 Small firms are falling behind when it comes to drawing up business continuity plans As a result they are more likely to fail should disaster strike Continue reading Don t drink and drive household appliances Post by Tony Clark March 6 2012 A third of homeowners have admitted starting a fire or flood or smashing valuable items as a result of being drunk in the home This has led to an astonishing 700m worth of damage according to one UK insurer Continue reading Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential

    Original URL path: http://www.morganclark.co.uk/about-us/blog/2012/03/ (2016-04-24)
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