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  • Flood Re and flood defences: good news |
    insurance and flood defences last week Firstly Flood Re the new government scheme for affordable flood insurance progressed to the next stage in its parliamentary journey Its secondary legislation was laid before parliament which marks the completion of negotiations with government This means that according to Post magazine the legislative process can be completed after the election while insurers can finalise the necessary work so that extensive testing can begin All being well it should become law in July Meanwhile it was announced in last week s budget that the government is bringing forward more than 140m of the 2 6bn six year flood defence programme which was announced last December we wrote about this at the time Apparently 47 new schemes have been given the go ahead while work will start on another 165 projects earlier than previously announced So far we haven t seen a repeat of the terrible flooding of 2013 2014 but it s still early days floods can happen at any time So both of these announcements are very reassuring Share this page This entry was posted in Flood Articles and tagged buildings insurance business insurance commercial insurance flood Flood Re flooding home buildings insurance household insurance Back to the blog archive Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles 7 Home Insurance Articles 1 Home Insurance News 99 Insurance Articles 34 Landlords Articles 10 Loss Assessors 12 News 113 Other Residential Articles 3 Theft Articles 9 Archive April 2016 March 2016 February 2016 January 2016 Morgan Clark Fire and Flood Insurance Claims Management Residential Commercial Fire insurance claims Flood insurance claims Burst pipes insurance claims Other insurance claims Fire insurance

    Original URL path: http://www.morganclark.co.uk/about-us/blog/flood-re-and-flood-defences-good-news/ (2016-04-24)
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  • The job satisfaction of a loss assessor |
    letter recently from a client Here are just a few excerpts This is now the opportunity for us to write and express our very warm and appreciative thanks to you for the excellent support and service provided from the day of our fire right through to the final settlement of invoices Dealing with the aftermath of our house fire was traumatic and all consuming for us as you understood it would be We were very grateful for your support and kindness that first weekend and when your firm arranged for all the professionals to be there at 9am on the Monday morning including of course yourself it was such a relief for us to know that the salvage work and planning for and carrying out of the house reinstatement was in such capable hands You were very patient with the demands and complexities of our claim throughout the planning and carrying out of the reinstatement works and subsequently and you were always ready to sort out our queries We particularly appreciated the painstaking work put into our contents claims So this comes to you with our heartfelt thanks We take such pleasure being in this house which has been ours since 1975 and this pleasure is shared by our daughters and their families who come and go frequently It s so rewarding to know that we ve helped to make a terrible experience so much easier to deal with Share this page This entry was posted in Home Insurance News and tagged buildings insurance contents insurance home buildings insurance household insurance insurance claim Back to the blog archive Request a call back Please leave this field empty Categories Burst Pipe Articles 7 Business Insurance News 77 Escape Of Water Articles 1 Fire Articles 37 Flood Articles 42 Freezing Weather Articles

    Original URL path: http://www.morganclark.co.uk/about-us/blog/the-job-satisfaction-of-a-loss-assessor/ (2016-04-24)
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  • second arson attack at factory – full settlement despite initial suspicions |
    like talking to a brick wall He decided we had set fire to the premises ourselves and dealt with it in a very protracted way The claim Mr Diamond continued to pursue the claim himself but as the weeks went on his brokers suggested that he talk to loss assessors Morgan Clark This changed things considerably Someone from Morgan Clark came to see me the next day The real difference was that they knew the rules of the game They took over everything which allowed us to get on with managing the recovery of the business We heard from Morgan Clark on almost a daily basis and if we ever needed to speak to them our call was always returned within an hour The results Within seven weeks of this second fire a full settlement was received This rapid receipt of money was critical to securing the future of the business But that was not the only difference made to the claim by Morgan Clark according to Mr Diamond I estimate we would have been about 50k down if we had not used Morgan Clark A major contributor to the size of the settlement was the claim for business interruption loss of profits and increased cost of working a highly specialised area which needs expert handling Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty I hope I

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/second-arson-attack-at-factory-full-settlement-despite-initial-suspicions/ (2016-04-24)
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  • pub chip pan fire – BI and refitting claim |
    insurance policy meant the publican had to provide proof that he had maintained the equipment adequately Morgan Clark was able to work with him to produce this It was a very stressful time and would have been more stressful had Morgan Clark not been involved The results Morgan Clark s expertise ensured that the claim included not only the costs for refitting and redecorating the pub but also for business interruption This covered the loss of trade while the pub was being restored plus the cost of sourcing food from an outside supplier Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty The insurance company didn t want to pay for our loss of business Morgan Clark wouldn t accept this took our case to a very senior

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/pub-chip-pan-fire-bi-and-refitting-claim/ (2016-04-24)
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  • Business interruption insurance claims - Loss assessors - Morgan Clark
    are not just loss assessors our senior management are themselves experienced at running businesses They appreciate what you face and understand exactly what you need to do to safeguard your business Compiling your business interruption claim We work in partnership with you throughout the claims procedure We compile a detailed claim for business interruption which accurately calculates your loss of profits We use our highly experienced consequential loss accountants who will ensure your claim covers everything you ve lost tangible and intangible in order to predict what you would have achieved over the period the business is affected Our highly experienced professional team will evaluate your total loss based on the anticipated performance of the business over the period of the claim This isn t necessarily based on the turnover you achieved in previous years it should be based on forecasts of what you would have achieved in the future We include business trends seasonality budget forecasts and increased costs of working to arrive at an accurate and realistic figure We use all our experience to mitigate any potential shortfall due to under insurance And we expedite your claim to avoid delays due to an insufficient indemnity period in your policy In short we will safeguard your business and ensure its long term future Using your company has been a revelation I feel anyone you contact should use your services If you ever have any client in two minds you have my permission to get them to ring me for a reference Mr Bayagbona I wouldn t hesitate to recommend Morgan Clark as they helped me through the minefield of dealing with the insurance adjuster and all the problems that that entailed and trust me there were some It s good to know someone is on your side Nicola Jackson

    Original URL path: http://www.morganclark.co.uk/commercial/other/business-interruption/#wpcf7-f1054-o1 (2016-04-24)
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  • Landlord insurance claims - Loss assessors - Morgan Clark
    Clark will work on your behalf throughout the claims process We will negotiate with the loss adjusters and handle all aspects of your claim until it is finally settled so you can focus on your business interests You will be assigned an experienced loss assessor who will act on your behalf and guide you through the whole claims procedure We will as necessary handle all dealings with your insurance company and their loss adjuster explain all of your options for example re instating your property or agreeing a cash settlement ensure the full extent of damage is uncovered eliminating problems for the future bring in experts to carry out specialist fire or flood restoration works as well as emergency repairs to your property help you choose specialist independent surveyors and builders oversee the surveyor ensuring your interest are protected compile your buildings and landlord s contents claim accurately calculate and compile your claim for loss of rental income Using your company has been a revelation I feel anyone you contact should use your services If you ever have any client in two minds you have my permission to get them to ring me for a reference Mr Bayagbona I wouldn t hesitate to recommend Morgan Clark as they helped me through the minefield of dealing with the insurance adjuster and all the problems that that entailed and trust me there were some It s good to know someone is on your side Nicola Jackson We re here to help Our role is to manage the whole insurance claim process on behalf of a landlord so that they can concentrate on managing the rest of their business interests Tony Clark Managing Director Morgan Clark Request a call back Please leave this field empty Customer stories Hampshire fire in restaurant and flats

    Original URL path: http://www.morganclark.co.uk/commercial/other/landlords-commercial-claims/#wpcf7-f1054-o1 (2016-04-24)
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  • Taking the burden from the family after fire in elderly father’s bungalow |
    increased the cover The damage to the house was extensive the kitchen and dining room as well as part of the roof were destroyed and there was further damage from both smoke and the firefighters water hoses Mr Davies son realised that dealing with the claim from three hours away was simply not possible so after meeting with their representatives and discussing the enormity of what he faced he appointed loss assessors Morgan Clark to handle the claim The claim The negotiations with the insurance company were particularly difficult as Mr Davies was under insured but through careful use of surveyors and tight project management as well as a reduced scope of works the final settlement of 101 000 was sufficient to restore the bungalow The house was uninhabitable during the restoration but fortunately Mr Davies was able to move in with a friend which meant there was no need to include alternative accommodation costs in the insurance claim The builders brought in by Morgan Clark were particularly good According to Steve Davies They turned out to be absolutely excellent and were the most considerate and thoughtful builders I have ever had Morgan Clark gave us peace of mind Pino Musso from Morgan Clark always gave us the impression that he was completely on our side and working in our best interests He and his colleagues were a big help and a steadying influence a source of good advice and made us feel we were not on our own I would definitely recommend them to anyone in a similar position particularly for older people who simply can t cope Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/taking-the-burden-from-the-family-after-fire-in-elderly-fathers-bungalow/ (2016-04-24)
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  • Difference between loss adjuster and loss assessor - Morgan Clark
    a claim and this is almost inevitably downwards They are paid by the insurer to decide what will be paid for and what will not An independent loss assessor such as Morgan Clark will take on all this responsibility for you We will deal with the insurer s loss adjuster on your behalf and will protect your interests every step of the way so you receive the very best settlement under the terms of your insurance policy It s important to engage an independent loss assessor as early as possible in the claims process but Morgan Clark s experienced team of claims managers can step in at any point to handle all aspects of your claim including For residential insurance claims Full claims management by a dedicated professional who will always be your point of contact Organising emergency repairs and securing your property Helping to find alternative accommodation for you and your family Bringing in experts to assess the damage to your property and to ensure it is re instated to the highest standards Compiling your contents and buildings claims Negotiating the type of settlement you want For commercial insurance claims Full claims management by a dedicated professional who will always be your point of contact Organising emergency repairs and securing your property Finding alternative office factory or warehouse premises Negotiating interim payments to cover emergency funding replacement plant and equipment and re stocking Calculating the full losses for your business interruption claim including loss of profit and increased cost of working Compiling your contents and buildings claims Remember loss adjusters are employed by the insurer to protect their interests not yours Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Flood information for business owners

    Original URL path: http://www.morganclark.co.uk/about-insurance-claims/loss-adjusters/#wpcf7-f1054-o1 (2016-04-24)
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