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  • Fees
    In most cases the fees we charge are more than offset by the increase in settlement we achieve It is common for a Loss Assessor to secure a 20 30 increase on an Insurance Company s settlement offer Financial Mail Morgan Clark is a leading independent firm of Loss Assessors with many years experience dealing with commercial claims We have worked with all of the major UK insurance companies on some of the most high profile commercial insurance claims As a result Morgan Clark are highly respected in the industry Without an Assessor advising you your claim could be significantly undervalued In recent years it has become standard practice for a business owner to be professionally represented on major claims In order to give you a detailed explanation about fees applicable to your claim type please call to speak to one of our commercial experts withno obligation We offer a free half an hour consultation during which you are welcome to ask our experts any questions relating to your insurance claim Our insurance claim experts are on hand to take your call between 8am and 8pm 7 days a week Following your consultation should you feel the need to use our professional loss assessing services we will work with you to build the team who will represent your best interests With Morgan Clark on your side you will have access to well respected experts in the industry including experienced Plant and Machinery Trade Contents and Stock and Business Interruption specialists It is common for a Loss Assessor to secure a 20 30 increase on an Insurance Company s settlement offer Financial Mail Morgan Clark has been successfully helping landlords manage their insurance claims since 1999 The insurance claims process is very time consuming handing over the day to day running

    Original URL path: http://www.morganclark.co.uk/commercial/fees/#wpcf7-f1054-o1 (2016-04-24)
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  • Fire in semi-detached house – overcoming challenges to buildings and contents claim |
    restored properly in addition specialist restoration and building contractors were appointed all working under the supervision of Morgan Clark The insurer then challenged the costs of the reinstatement but Morgan Clark submitted further proof that the work was needed and finally the full costs were accepted The insurer also made harsh reductions to the contents claim for wear and tear but Morgan Clark challenged this and successfully achieved a fairer settlement for Mrs Pearce Other elements of the claim included emergency funding to pay for clothes and other essential items in the immediate aftermath of the fire Morgan Clark itself made an advance payment of 2000 to help Mrs Pearce while waiting for payment to come through from the insurer They also arranged temporary accommodation for Mrs Pearce and ensured that the costs of putting her cats into a cattery were covered by the claim The results In the end a total settlement of 77 000 covering the reinstatement of the property contents and alternative accommodation was agreed with the insurer According to Mrs Pearce Morgan Clark made such a difference I wouldn t have been able to cope without them they took everything out of my hands I was in such a state I would have had a nervous breakdown without them Using the whole Morgan Clark team of surveyors and contractors made things so much easier It meant that if they hadn t been up to scratch then I would only have needed to tell Morgan Clark and they would have dealt with it But they were up to scratch anyway I would say to anyone in a similar position to definitely use a loss assessor Morgan Clark completely put my mind at ease Goodness knows what it would have been like without them Do you need help

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/fire-in-semi-detached-house-overcoming-challenges-to-buildings-and-contents-claim/#wpcf7-f1054-o1 (2016-04-24)
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  • £500,000 house fire – rejected claim overturned by Morgan Clark |
    we couldn t handle this situation ourselves from so far away and we needed expert help Following input from our lawyer and a review of the company s capabilities we reached out to loss assessors Morgan Clark The claim Morgan Clark took over the claim They tracked down all records of electrical repairs over many years and speeded up the many different enquiries being carried out by the insurer s solicitors They also organised protection from further damage for the house which the insurer insisted Mr Thomson arranged personally at his own expense According to Mr Thomson The insurer s lawyers were becoming aggressive as they looked for any opportunity any reason to reject our claim Morgan Clark s experience in truly understanding the legal aspects of an insurance claim was invaluable as they represented us efficiently through the lengthy process of dealing with the insurer s questions After exhaustive scrutiny of all relevant documents Morgan Clark proved beyond any doubt that Mr Thomson had complied with all electrical regulations As a result of Morgan Clark s dogged determination the insurer eventually conceded and accepted the claim The results Morgan Clark then rapidly sent in its team of expert surveyors and contractors to repair the extensive damage which had been made worse by the delays The insurers initially refused to pay for any damage caused by these delays but Morgan Clark successfully argued to overturn this decision Finally the insurers accepted full liability for the insurance claim of 500 000 for restoring the property and 30 000 for damaged contents Everyone signs up to insurance policies in good faith but when it comes to making a claim all that may count for precious little If we hadn t had expert help I don t know how we would have got

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/500000-house-fire-rejected-claim-overturned-by-morgan-clark/#wpcf7-f1054-o1 (2016-04-24)
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  • house fire – £199,000 buildings, contents and alternative accommodation claiim |
    Cross came to the house to help the family They immediately advised Mr Lucas to engage a loss assessor to handle what was obviously going to be a complicated claim Mr Lucas initially dealt with the insurer s loss adjuster himself but faced with constant questioning he turned to Morgan Clark The claim The loss adjuster immediately challenged the high value claimed for the goods stored in the loft To prove its validity Morgan Clark meticulously sifted through the damaged items to put together supporting evidence The loss adjuster also proposed that the existing kitchen units could be cleaned Morgan Clark argued that because of likely long term damage caused by water infiltration they should be replaced This would also extend the time the family needed to stay in temporary accommodation which would need to be covered by the insurer Morgan Clark engaged specialist contractors to compile a comprehensive specification for the work needed including repairing any hidden damage from water infiltration and presented a claim for 199 000 The results After protracted and heated negotiations with the insurer s loss adjuster Full claim of 199 000 was agreed by insurer Full replacement values for loft contents agreed Specification accepted and the house was re instated to its previous condition Full replacement of new kitchen and wooden floor Extended temporary accommodation while the house was repaired Plus a loft conversion was economically carried out at the same time as the re instatement Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/surrey-house-fire-199000-buildings-contents-and-alternative-accommodation-claiim/#wpcf7-f1054-o1 (2016-04-24)
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  • rented house fire – £60,000 buildings claim |
    to handle his claim The claim Mr Nyarko experienced the benefits of engaging Morgan Clark immediately While the insurer s forensic scientists conducted long and intensive face to face interviews with Mr Nyarko s tenants they were happy simply to carry out a much briefer interview him over the telephone as they had already received ample information on his behalf from Morgan Clark Although the cause of the fire was never identified discussions with Morgan Clark led to a speedy acceptance of liability by the insurers Morgan Clark then brought in specialist surveyors to prepare a specification and scope of works for the reinstatement of the house They also discussed with Mr Nyarko his options within the limits of the insurance cover in particular that this could offer an opportunity of replacing any out dated fixed items lost in the fire with other more modern items The results After extensive negotiations with the insurer s loss adjuster Morgan Clark achieved a settlement of 60 000 to re instate the property Through careful planning the specialist surveyors were able to include a number of extras in the specification including wooden flooring down lighters and double glazing As a result the property was re built to a more modern specification at no additional cost giving Mr Nyarko far better rental returns Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/rented-house-fire-60000-buildings-claim/#wpcf7-f1054-o1 (2016-04-24)
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  • thatched cottage fire – £229,000 buildings, contents and alternative accommodation claim |
    of the unique heritage of the cottage Following discussions she therefore appointed Morgan Clark to handle the claim The claim The greatest challenge faced was to comply with the complicated demands of both the Conservation Officer and modern building regulations For example the Conservation Officer insisted that the original wattle and daub walls were re instated the local building inspector stipulated that the chimneys had to be higher than before for safety reasons This would not be a straightforward restoration project Morgan Clark brought in specialist surveyors who drew up a comprehensive specification to satisfy both parties However this took the extent of claim far beyond like for like replacement covered by the policy In addition Miss Richardson would need far longer in temporary accommodation while this complex project was carried out Morgan Clark put together a detailed claim and started negotiations with the insurer The results After protracted negotiations The cottage was restored to its former glory The full claim of 229 000 covering building and contents and beyond like for like was accepted by the insurance company Both the Conversation Officer and local building inspectors agreed to the specification and the work was carried out exactly as Miss Richardson wanted Her extended time in temporary accommodation was fully covered As part of the refurbishment a new kitchen and bathroom was installed Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/hampshire-thatched-cottage-fire-229000-buildings-contents-and-alternative-accommodation-claim/#wpcf7-f1054-o1 (2016-04-24)
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  • fire in three-bedroomed house – £16,000 claim |
    floor where the bath had melted The rest of the house was substantially damaged by smoke The claim Miss Fisher had no experience of making insurance claims and was nervous at the prospect She had been profoundly shocked by the accident and was caring for her brother who had suffered serious smoke inhalation When she was approached by Morgan Clark she realised there was help available After discussing her options with them she decided to hand over the management of the claim The results Morgan Clark handled the entire claim and achieved a full settlement at just over 16 000 They also managed the re instatement of the property According to Miss Fisher Morgan Clark did everything for me At first it all seemed too good to be true but it turned out that using them was the best thing I could have done Miss Fisher is delighted with the work carried out and her brother who has recovered fully from his injuries is now safely back in the house it was a good end to a terrible experience Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty Using Morgan Clark meant we could get on with our lives They told us what to do in which order and streamlined the whole process It was more than a convenience it was a godsend to have someone on your

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/fire-in-three-bedroomed-house-16000-claim/ (2016-04-24)
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  • extensive fire damage to two-bedroomed house |
    significant challenge Following a personal recommendation they turned to loss assessors Morgan Clark to take over their claim The claim From that point Morgan Clark s experienced team of loss assessors worked on behalf of the couple They Assessed the loss and damage prepared the insurance claim and negotiated the settlement Dealt with the forensic scientist sent in to determine the cause of the blaze Appointed a new Fire Flood Restoration contractor as the couple were unhappy with the original one appointed by the insurance company Advised on the appointment of a specialist chartered surveyor who specified what was needed to restore the property appropriately and recommended experienced contractors to carry out all the restoration work The results Mr Mrs W made a successful insurance claim their house was restored to its former condition and their lives could return to normal But Morgan Clark also helped the couple turn this disaster into something more positive by advising them that this would be the perfect opportunity to do some long awaited building work As a result they were able to build an extension to their kitchen and to change the first floor layout which was cost effectively carried out in parallel with the refurbishment work covered by the insurance claim Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty When it happened I felt so lonely and was so

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/extensive-fire-damage-to-two-bedroomed-house/ (2016-04-24)
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web-archive-uk.com, 2017-12-12