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  • fire in restaurant and flats – £190,000 cash settlement for landlord |
    insurance claim with the additional problem of being under insured He felt very lonely and distressed and realised he needed professional help He therefore turned to Morgan Clark to handle the entire claim for him The claim Morgan Clark took over every aspect of the claim This included dealing on Mr Panjganj s behalf with all the parties involved the insurance company and its loss adjuster the housing association the restaurateurs and the tenants Morgan Clark s experienced team of loss assessors were also very careful in the way they managed Mr Panjganj s expectations for the settlement as he was under insured They worked hard to ensure he received the best possible settlement within the constraints of his policy The results After a very difficult and delicate claim during which they worked closely with Mr Panjganj to explore the best way forward Morgan Clark achieved a settlement of 190 000 This included the cost of re instating the building and an element for loss of rent Mr Panjganj commented I have to say from my heart that Morgan Clark did a wonderful job I couldn t have done this by myself I wouldn t wish a fire on anyone but if they did experience one I would tell them to use the highly professional services of Morgan Clark Mr Panjganj has learnt from this experience and has now reviewed his insurance cover across all of his properties so that he is never faced with the problem of under insurance again Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92

    Original URL path: http://www.morganclark.co.uk/customer-stories/landlords/fire-in-restaurant-and-flats-190000-cash-settlement-for-landlord/#wpcf7-f1054-o1 (2016-04-24)
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  • industrial floorings manufacturer fire – £1.52m settlement |
    that customer contact could be continued while some product manufacture was transferred to another unit and to sub contractors However to receive full cover for its losses the company still had to prove compliance with the terms of the policy Morgan Clark liaised with the insurer s loss adjuster while it conducted two meticulous physical forensic investigations and sat in during interviews with all 30 members of staff Eventually after protracted disputes and numerous solicitors meetings the insurer accepted that the group had complied with the terms of its insurance policy but challenged the size of the claim While this was happening Morgan Clark also worked with the company to find the most satisfactory way to re instate the business within the terms of the insurance policy In particular they advised that there was the option to re build on another site and that this presented an opportunity to rationalise the group s activities and save costs The results Morgan Clark drew up in partnership with the company s management an action plan to mitigate losses and assessed the costs and benefits of these actions After lengthy negotiations the insurer finally agreed to the full 1 52 million claim and also agreed that the manufacturing unit could be re located to another group site instead of being re built on the original site As a result the company rationalised its operations and consolidated activities into fewer companies Although the disruption led to the loss of some customers this was more than offset by the savings achieved through re locating the manufacturing unit Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/industrial-floorings-manufacturer-fire-1-52m-settlement/ (2016-04-24)
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  • dental practice fire – £200,000 settlement |
    s management realised it was going to be very difficult and time consuming to handle the complex insurance negotiations and also manage the business during this stressful time It therefore turned to Morgan Clark The claim The loss adjuster insisted that equipment and fittings could be restored by cleaning Morgan Clark brought in a specialist fire damage restoration company to inspect the practice and as a result presented an argument to the insurer for complete replacement There was likely to be considerable hidden damage to dental equipment Soot and smoke would have penetrated sealed units and over time this could lead to corrosion and ultimately equipment failure Patient hygiene was at risk soot particles from overhead equipment lamps and suspended ceiling panels could easily fall in patients mouths This could lead to public liability claims in the future Manufacturers warranties would be invalidated if equipment was stripped down and cleaned The results The insurer finally accepted the case for replacement of all equipment fittings and ceilings and the extended temporary accommodation costs with a final claim value of approximately 200 000 The practice was completely refitted and eventually the six dentists moved back into a fully restored modern practice Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty I would advise anyone who suffers a major disaster like a fire to get their own loss assessor on board

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/dental-practice-fire-200000-settlement/#wpcf7-f1054-o1 (2016-04-24)
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  • convenience store fire – full settlement for BI & refurbishments |
    Mr Malli was not happy with the contractor nor with the building specification put forward by the loss adjuster He felt this was cutting corners to reduce the insurance company s liability He therefore turned to Morgan Clark to take over the claim on his behalf The result Morgan Clark quickly negotiated interim funds to maintain temporary trading and to pay wages The contractor was put on hold while a specialist chartered surveyor reviewed and amended the building specification in accordance with Mr Malli s wishes The loss adjuster s offer for contents and stock was rejected by Morgan Clark as it was too low Morgan Clark prepared a revised claim and negotiated an improved settlement The final figure was several thousand pounds more than that originally offered by the loss adjuster Finally the building was completely refurbished Mr Malli took advantage of this opportunity to make some much needed alterations which were cost effectively carried out at the same time However six months after the store resumed trading turnover had still not returned to the level before the fire The insurance company insisted this was not due to the fire and refused to pay for any further loss of profits Morgan Clark argued on Mr Malli s behalf and finally obtained an agreement for the insurers to pay loss of profits for the full 12 month indemnity period Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/convenience-store-fire-full-settlement-for-bi-refurbishments/#wpcf7-f1054-o1 (2016-04-24)
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  • cricket club fire – £161,000 settlement |
    level to cover re instatement let alone a completely new building The insurer s loss adjuster immediately rejected the claim stating that the policy s security conditions had been breached The committee felt out of their depth dealing with this and to protect the interest of their members felt they needed professional help They therefore turned to Morgan Clark to take over the claim The claim Morgan Clark proved that the policy conditions had been complied with It then started negotiations with the loss adjuster for a substantial cash settlement covering both the building and contents which when combined with fundraising would cover the costs of building a new pavilion Morgan Clark also handled tenders and quotes for the new pavilion The results The insurance company agreed to the full settlement figure of 161 000 and after a successful fundraising campaign the Club now has a modern purpose built pavilion Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty I was still unable to move back in because the work by the insurer s contractor was terrible After Morgan Clark came on board they brought in a contractor who carried out the work to a much higher standard and finally I could get my life back in order Mrs Walters Middlesex Read more Share this page Morgan Clark Fire and Flood Insurance Claims Management Residential Commercial Fire insurance

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/cricket-club-fire-161000-settlement/ (2016-04-24)
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  • suspicious fire in motor repair centre – full BI settlement plus new premises |
    broker but it was soon obvious that they did not have the necessary expertise to handle the very complicated negotiations Unfortunately this resulted in a three month delay The business now found it itself in serious financial difficulties as it was not able to continue work in the damaged premises And there were no insurance payments to cover this as it did not have business interruption cover The company s bank manager therefore advised the company to seek expert professional help with the claim and recommended Morgan Clark The results Morgan Clark quickly assumed full responsibility for the claim Within just two weeks the insurer accepted liability and agreed to an interim payment of 40 000 to alleviate cashflow problems This proved instrumental in ensuring the survival of Choice Coachworks enabling it to buy new equipment such as spray booths and ovens The business moved to temporary premises and then with Morgan Clark s assistance was released from the leasehold for the fire damaged property This enabled Choice Coachworks to stay permanently in the new bigger and better premises However settlement could not be agreed with the loss adjuster Morgan Clark therefore took the case to a senior level within the insurance company and successfully demonstrated that the higher settlement figure it had calculated was correct The insurer finally agreed a cash settlement of 85 000 Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a

    Original URL path: http://www.morganclark.co.uk/customer-stories/commercial-fire-2/suspicious-fire-in-motor-repair-centre-full-bi-settlement-plus-new-premises/#wpcf7-f1054-o1 (2016-04-24)
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  • mosque destroyed by fire – £350,000 cash settlement |
    a mentally ill man set fire to a pile of papers in one of the prayer rooms About a quarter of the building was completely destroyed while the rest was damaged by fire smoke or water from fire brigade hoses The mosque was owned by a board of Trustees who after discussions with an architect realised that the insurance claim was going to be very complicated They therefore turned to Morgan Clark to handle the claim on their behalf The claim The Trustees had already started working on plans for an elaborate new mosque designed by Egyptian architects it would become a landmark building They therefore felt that the best outcome for the insurance claim would be a cash settlement which could be put towards the new multi million pound scheme Morgan Clark brought in specialist surveyors to assess the damage and compiled a specification for the re instatement There were however complications over the payment as the ownership structure of the mosque was extremely complex The results Despite the considerable complications over ownership Morgan Clark eventually successfully negotiated a cash settlement of 350 000 This will now be put towards the cost of the new mosque Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty This was a very complex claim Morgan Clark are experienced professionals and we received a far better settlement than we would have

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/mosque-destroyed-by-fire-350000-cash-settlement/#wpcf7-f1054-o1 (2016-04-24)
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  • residential college fire – £1.5m buildings and contents claim |
    and protection works to the damaged boarding house They also arranged for the construction of a temporary pre fabricated accommodation block for the students Hiring this alternative accommodation was very expensive for the insurer as well as disruptive to the students lives The College therefore was under pressure to complete the re building of the original block as quickly as possible This was a significant project which included replacing the roof external cladding mechanical and electrical services plasterwork sanitary ware fixtures and fittings as well as complete redecoration Morgan Clark arranged for specialist contractors under the supervision of chartered surveyors to reinstate the property within a very tight contract programme At the same time it prepared presented and negotiated settlement of the substantial and complicated building and contents claim The results Morgan Clark agreed a final settlement with the insurers of just over 1 5 million covering the re building of the accommodation block temporary accommodation for the students and all contents lost or damaged More importantly however through careful management and close liaison with the surveyors and contractors it ensured that the reinstatement work was completed ahead of schedule saving significantly on the cost to the insurer and disruption to the students According to Nicholas Marten Morgan Clark kept us fully informed at every stage and they took away the headache of organising repairs as well as making the claim itself We were busy with the aftermath of the fire and particularly with re housing our students so it was great that we could just leave them to it It meant that we could be much more effective in our response to what was a major incident Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24

    Original URL path: http://www.morganclark.co.uk/customer-stories/fire-case-studies/residential-college-fire-1-5m-buildings-and-contents-claim/ (2016-04-24)
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web-archive-uk.com, 2017-12-12