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  • public house flooding – £186,500 BI, rebuilding, stock and contents claim |
    take control of the claim The claim Morgan Clark s claim consultants immediately brought in a professional flood restoration company They dealt quickly with the health hazard posed by the contaminated flood water by stripping out saturated floors plaster and furnishings Only then did they install dehumidifiers to draw water from the structure of the building However the loss adjuster continued to try to save the Christmas trade Morgan Clark also insisted the severity of the flood and the brick and timber construction needed time to dry out completely and also a specialist qualified surveyor to assess the structural damage The results Morgan Clark negotiated with the insurer to allow the owners preferred and highly experienced builder to carry out both the emergency works and the subsequent reconstruction More walls and ceilings were removed to expose contaminated timber which enabled thorough drying out the timbers were then treated with a fungicide to prevent wet and dry rot The insurance claim took six months to finalise The loss adjuster had initially put a reserve of 30 000 on the claim Morgan Clark successfully argued against this short term approach and the final successful claim for 186 500 covered the re building works stock contents fixtures and fittings and business interruption including loss of profits for the Christmas trade and the following months Most important it ensured the pub was restored appropriately and for the long term Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house

    Original URL path: http://www.morganclark.co.uk/customer-stories/flood-case-studies/public-house-flooding-186500-bi-rebuilding-stock-and-contents-claim/#wpcf7-f1054-o1 (2016-04-24)
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  • flooding to historic pub – £500,000 claim including business interruption |
    of their historic property but also the survival of their business The most pressing worry was that if the pub couldn t trade they would have no income at all They decided they needed specialist help at this difficult and stressful time and so turned to Morgan Clark The claim Morgan Clark s team of specialist commercial loss assessors took over everything They urgently negotiated with the insurer for emergency funding for the publicans to support them while they were not trading They brought in a specialist restoration company who carried out the enormous and complicated task of stripping decontaminating and drying the substantial property They introduced a specialist firm of chartered surveyors to prepare a detailed specification for re instating the listed building They compiled an extensive business interruption claim based on projected turnover during the indemnity period They compiled the rest of the claim comprising buildings 300 000 and contents stock 100 000 The results The insurer covered the entire claim which totalled 500 000 The owners were able to survive financially while the pub was not trading The full business interruption claim for the indemnity period totalling 110 000 was met The claim was paid in its entirety covering the building outbuildings gardens stock and contents The pub was fully restored to its original specification by specialist contractors in accordance with listed building regulations It is now back fully trading Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges

    Original URL path: http://www.morganclark.co.uk/customer-stories/flood-case-studies/flooding-to-historic-pub-500000-claim-including-business-interruption/#wpcf7-f1054-o1 (2016-04-24)
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  • burst pipe – final settlement of £50,000 after original £10,000 offer |
    this was far lower than the real value of the loss and damage Mr Ward also felt that the loss adjuster was trying to take advantage of the circumstances he found himself in In addition the house was not being dried out properly for example carpets were left to rot under the car port According to Mr Ward They were trying to end the process as quickly as possible and were so unhelpful about sorting things out I have a stressful full time job and things were getting so bad I just couldn t cope Mr Ward then searched the internet for help and found Morgan Clark I wasn t getting anywhere and couldn t see an end to it I had to pass it on to someone else or I might have lost my job The claim Morgan Clark took over the claim and started the whole process again They negotiated full agreement for suitable alternative accommodation and supervised professional drying out of the property They then brought in specialist surveyors who drew up a priced specification for re instating the house and they prepared a full list of damaged contents The result Morgan Clark negotiated a final settlement under the terms of Mr Ward s insurance policy of 50 000 far higher than the original offer of 10 000 which illustrates the difference Morgan Clark can make According to Mr Ward the insurer s loss adjuster actually cost them money by being so difficult this had caused a delay which increased my temporary accommodation costs Mr Ward cannot praise Morgan Clark enough The stress I went through could have killed someone else You pay your premiums and you think you will get a decent response if you have to make a claim Morgan Clark did a fantastic job

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-escape-of-water-2/burst-pipe-final-settlement-of-50000-after-loss-adjusters-original-10000-offer/#wpcf7-f1054-o1 (2016-04-24)
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  • burst pipe – £52,000 buildings and contents claim |
    They were genuinely concerned for us and explained clearly what they would do we were convinced they d fight our corner and make it a very simple process for us Morgan Clark immediately sorted out funding for rental accommodation initially in a hotel and then in a rented house They also advised Mr Mrs Heron to salvage anything they could from the house and quickly arranged for the cost of storage to be covered by the insurer There then followed a 10 week drying out period carried out by specialists brought in by Morgan Clark While this was happening Morgan Clark started the process of re instating the house They took on everything we just handed over the keys and left it all to them The results After negotiating with the insurer and their loss adjuster Morgan Clark successfully achieved a settlement of 52 000 They brought in specialist surveyors and contractors and all three companies worked together to restore the house to its previous condition After nine months the Herons were able to move back into their house According to Mrs Heron it was stunning you simply wouldn t have known there had been any damage at all Morgan Clark were absolutely brilliant the whole way through Initially the insurer offered us peanuts and without Morgan Clark we wouldn t have got the settlement that was finally agreed To me using Morgan Clark is money well spent it s a small amount off your final settlement but they were able to negotiate so much more for us If anyone in my family had a similar experience I would without hesitation tell them to call Morgan Clark straightaway Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-escape-of-water-2/burst-pipe-52000-buildings-and-contents-claim/#wpcf7-f1054-o1 (2016-04-24)
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  • damage from burst pipe – £48,000 buildings, contents and alternative accommodation claim |
    With a busy job in the City he had very little time to spend chasing and after four weeks he realised he needed help He therefore turned to Morgan Clark to take over the claim The claim As a result of Morgan Clark s appointment the insurer immediately brought in a more responsive loss adjuster Morgan Clark s team of experienced loss assessors then advised Mr Mrs Rawlinson on their options and exactly what could be claimed under the terms of their policy They also brought in specialist chartered surveyors who assessed the full extent of the damage and prepared an exhaustive specification for the re instatement works The claim submitted comprised a buildings claim for 48 000 plus cash payments in lieu of new carpets and alternative accommodation It also included temporary removal and storage of a snooker table to allow redecoration as well as professional cleaning of existing carpets and curtains items Mr Mrs Rawlinson did not realise were covered The results The insurer accepted the full claim Morgan Clark s recommended surveyors then supervised the re instatement works bringing in specialist contractors They also advised Mr Mrs Rawlinson that this offered a cost effective opportunity to carry out other major alterations as a result they now have a new master bedroom and en suite bathroom Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back Please leave this field empty Morgan

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-escape-of-water-2/house-damage-from-burst-pipe-48000-buildings-contents-and-alternative-accommodation-claim/#wpcf7-f1054-o1 (2016-04-24)
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  • burst pipe in empty house – £45,000 buildings and contents claim |
    into the foundations and furniture and personal items were ruined Mr Macintosh had two different insurers for his building and contents When he met with their loss adjusters he realised that he faced a very difficult job in sorting out two separate insurance claims and felt he would benefit from professional help He therefore appointed Morgan Clark to handle the two claims on his behalf The claim Morgan Clark immediately took over everything The priority was to ensure the house was dried out correctly which was something Mr Macintosh hadn t thought about and they brought in experts to carry this out straightaway They also arranged for secure storage of contents Morgan Clark then got the agreement of the appropriate insurer to bring in chartered surveyors who specialise in re instating properties after water damage They prepared a specification for the reinstatement and with Morgan Clark discussed with Mr Macintosh his options in particular that this provided a cost effective opportunity to carry out other repairs to the property The results Morgan Clark successfully negotiated a settlement of 40 000 for the re instatement of the property and 5 000 for contents They then brought in experienced contractors to carry out the work The re instatement included re plastering the damaged rooms Mr Macintosh decided to pay a small amount extra to have the rest of the house re plastered at the same time and therefore ended up with a better house than before the incident Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-escape-of-water-2/burst-pipe-in-empty-house-45000-buildings-and-contents-claim/#wpcf7-f1054-o1 (2016-04-24)
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  • flood at engineers – claim for contents, buildings and increased cost of working |
    to Morgan Clark to take over the claim and to ensure the company received full compensation for all of their losses The claim Engaging Morgan Clark had immediate effects Within days an interim payment of 20 000 was agreed to cover essential purchases and assist the company s cash flow Morgan Clark then started negotiations for replacing contents on a new for old basis The building claim had progressed to the point where the loss adjuster had offered 22 000 in full and final settlement However Morgan Clark felt this was not sufficient to cover the full costs of damage to the building In addition the loss adjuster refused to cover for business interruption maintaining the company had not suffered a downturn in business as a result of the flood Morgan Clark therefore pursued the claim for increased cost of working rather than loss of profits The results Morgan Clark successfully negotiated on all the disputed points The final result was New for old contents claim of 52 000 Building claim renegotiated to 32 000 46 per cent higher than the original offer Increased cost of working claim successfully negotiated resulting in a cash settlement of 14 000 In total the overall claim value increased from 74 000 to 98 000 with Morgan Clark s fee only 10 per cent of the final settlement Do you need help with your claim Call free on 01978228646 for a free consultation Call 03334142749 from mobiles Lines open 24 7 Using Morgan Clark a second time for flood insurance claim Flood insurance claim in 2009 and again in 2015 Fire in three bedroomed rented house 92 000 buildings claim plus landlord s contents and loss of income Fire in semi detached house overcoming challenges to buildings and contents claim Request a call back

    Original URL path: http://www.morganclark.co.uk/customer-stories/flood-case-studies/flood-at-engineers-claim-for-contents-buildings-and-increased-cost-of-working/#wpcf7-f1054-o1 (2016-04-24)
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  • gas explosion – £85,000 buildings claim |
    claim As soon as Mr Allison contacted the insurer he realised he faced a difficult negotiation As the policy had only just been taken out it seemed that the insurer was trying to find every possible reason not to pay our claim I was totally unaware of what to do He realised he needed help so he decided to hand control of the claim to Morgan Clark Morgan Clark then took over everything Firstly they ensured the property was properly secured and protected from the elements They then started negotiations with the insurer s loss adjuster and they brought in specialist surveyors and builders who put together a fully costed specification for the re instatement They did everything for me I didn t have to do a thing The results After protracted negotiations the insurer finally accepted liability for the damage to the property and agreed to the 85 000 buildings claim they also agreed to pay for the Allisons extended stay in temporary accommodation According to Mr Allison Morgan Clark were absolutely wonderful the whole way through and the specialist builder they introduced to us did a first class job We contributed a small amount to the cost of the works to carry out some extra modifications to the house and as a result it s ended up being a far better property than before the fire Without Morgan Clark we would have had to handle all the negotiations with the insurer and we wouldn t have had a clue about where to start Morgan Clark knew exactly what to do and made all the difference I would give a 100 per cent recommendation to anyone in a similar position to use their services Do you need help with your claim Call free on 01978228646 for a free consultation

    Original URL path: http://www.morganclark.co.uk/customer-stories/residential-fire/derbyshire-gas-explosion-85000-buildings-claim/#wpcf7-f1054-o1 (2016-04-24)
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web-archive-uk.com, 2017-12-14