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  • Paul Keddy | Mortgages for Business
    mortgages Commercial investment mortgages Non Residential Stamp Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Paul Keddy Paul Keddy CB PSB 01732 471655 paulk mortgagesforbusiness co uk Job title Consultant Mortgage Broker Date joined February 2016 Role Paul predominantly focuses on sourcing commercial mortgages for both business owner occupiers and investors Paul is also an expert in buy to let mortgages and property development finance Experience Paul has over 35 years experience in the financial services industry working in a commercial relationship role within a high street bank Working in this role Paul became an expert in property development and investment particularly in the leisure and business industries He also achieved the CB PSB Foundation Standard for Professional Bankers Likes Family holidays in France Dislikes Hairy fish anchovies Buy to let Mortgages Commercial Mortgages Property Development Finance Bridging Short term Finance News Insight See all news Rental property which avoids the 3 stamp duty surcharge 09 02 2016 Paul Keddy

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/consultant-mortgage-brokers/paul-keddy/ (2016-02-16)
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  • Andy Elley | Mortgages for Business
    possible financial solutions Experience Andy has been in the financial services industry for almost two decades spending ten years with Christie Group as a commercial mortgage broker where he specialised in sourcing finance for businesses in the retail leisure and care sectors Prior to this Andy spent nine years with Natwest in a variety of roles including business manager at Bromley and Bexleyheath where he was responsible for a portfolio of more than 300 business clients Andy holds certificates in Money Laundering Prevention and Business Banking and Conduct CertBB C and the Certificates in Mortgage advice and practice Cemap Likes Hockey Squash Dislikes Cyclists Buy to let Mortgages Commercial Mortgages Property Development Finance Bridging Short term Finance Case Studies See all Case Studies Commercial tenant purchases freehold of mixed use property using SPV 21 01 2016 How we helped a married couple purchase the freehold of a mixed use property via a newly set up Special Purpose Vehicle SPV Commercial mortgage for start up children s day nursery 16 12 2015 How we helped two experienced nursery managers purchase a commercial ex local authority property for start up business Retired landlord uses equity release to help purchase Cornish holiday park 12 10 2015 How we arranged to raise capital for a 70 year old client to help them purchase a holiday park Family purchases Cornish holiday park 17 08 2015 How we helped a family gain funding for a large holiday park purchase Director of SPV raises finance against multi unit to repay director s loan 15 07 2015 How we helped a client with income made up of just rent and pension raise finance against his multi unit Inexperienced landlord purchases his first multi unit property 17 06 2015 How we helped a landlord with no previous experience with multi units purchase a multi unit property Commercial mortgage to purchase 20 bed care home 13 05 2015 How we managed to gain a commercial mortgage for a 20 bed care home purchase Commercial mortgage for first time hoteliers 04 03 2015 How we helped a couple purchase their first ever hotel through a limited company Remortgage of shop in the Brighton Lanes to raise capital and save money 15 01 2015 See how we remortgaged a shop in Brighton where the client could not find agreeable terms from his existing lender Couple buy beauty salon shop and business 12 11 2014 Most commercial mortgage lenders prefer borrowers to have experience of the trade they are purchasing Our clients didn t but we found a solution Here s how we helped Capital raising for business owner to buy out partner An unusual case where we had to find a lender that would accept a car wash business as security on a mortgage Interest only refinance of 10 bed guest house 26 03 2014 refinance sought by married couple looking for more favourable loan repayment terms News Insight See all news Buy to Let mortgage lending reaches highest level since 2007

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/consultant-mortgage-brokers/andy-elley/ (2016-02-16)
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  • Nick Helm | Mortgages for Business
    the best mortgage broker I have used both the firm and you individually plus your ever helpful staff A H London Nick Thank you for all your help and support through the year These purchases would not have happened without your active support and knowledge I am extremely grateful N H Essex Nick Many thanks for all you wonderful help this year also for always making time to speak to me about market conditions It is always very much appreciated J S Kent At this time i want to express to you my heartfelt thanks for the wonderful guidance you have been to us I also want to show my utmost and gratitude to your self which we have been dealing with for quite a long period i want to take this time to show an appreciation for your help and with this help i just want to inform you that we have finally settled with Natwest Hopefully we shall keep in contact and work on a new project in the future Furthermore we wish you well in your upcoming future J B London I d like to say a huge thank you to Nick at mortgages for Business for once again receiving faultless service superb knowledge and extreme efforts in completing my application This is my 2nd purchase through MFB and even being a mortgage advisor myself I feel it still extremely worthwhile using MFBs services and will certainly be in touch again for all future mortgage needs One went from application to offer in a week They help to take so much of the stress faff and time consumption away and Nick will always answer all queries and there were lots honestly and super efficiently Linda is also fab at looking after the applications post submission All in all I have my full trust in MFB cannot fault them I could sing their praises all day long Thank you again F B Kent Buy to let Mortgages Commercial Mortgages Property Development Finance Bridging Short term Finance Case Studies See all Case Studies BTL mortgage at 80 LTV for auction purchase 02 02 2016 How we helped an existing client purchase a property at auction over the busy holiday season SPV Ltd Co raises capital on 3 unencumbered flats 08 01 2016 How we helped clients raise finance against a buy to let 1 bed flat owned by their SPV limited company Older landlord couple remortgage HMOs to get better rate 28 10 2015 How we helped an older couple save over 1 000 a month by remortgaging one of their properties Remortgage of mixed use block of 5 shops 7 flats 28 09 2015 How we helped a client with poor record keeping remortgage a large mixed use property Short term loan for couple after property sale falls through 09 09 2015 How we helped arrange a bridging loan for a married couple looking to purchase a new home Bridging loan then remortgage 2 months later with same

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/consultant-mortgage-brokers/nick-helm/ (2016-02-16)
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  • Andy McOwat | Mortgages for Business
    into buy to let From a buy to let perspective Andy is adept at finding solutions for investors with complex borrowing requirements particularly those looking to finance HMOs and blocks of flats And he regularly sources finance for landlords looking to invest using a limited company SPV LLP and trading businesses Andy is always happy to chat to new customers so if you re looking for some help give him a call Experience Andy has worked in the financial services sector since leaving school His career includes 21 years at NatWest where he was a financial planning manager Andy has also worked for several large mortgage brokerages including John Charcol in Manchester and Hamptons in Wilmslow His professional qualifications include the Financial Planning Certificate the Certificate in Mortgage Advice and Practice CeMAP and the Certificate of Business Banking and Conduct which he passed with a merit He is also a member of the Society of Mortgage Professionals Likes Running Andy runs the Manchester 10k every year to raise funds for Cystic Fibrosis Dislikes Not being able to help customers Testimonial I just wanted to send you both a note to say a big thank you for all your efforts in getting my mortgage approved I know it was not an easy and straight forward process and I really appreciate all that you did We have now exchanged contracts and I collected the keys to my new apartment last week Thank you again for what you both did and I hope to use you again in the future Imtiaz Kayani Buy to let Mortgages Property Development Finance Bridging Short term Finance Residential Mortgages Case Studies See all Case Studies 50 year old part time landlord gets 23 year mortgage term on new home 26 01 2016 How we helped a part time landlord get a 23 year mortgage term at the age of 50 on a new residential property Part time landlord with small income purchases buy to let at 80 LTV 15 12 2015 How we helped a landlord purchase a buy to let property with just a 20 deposit First time buyer purchases home after just 2 months in current job 28 10 2015 How we helped a first time buyer purchase a residential home First time landlord with irregular income purchases terraced house 01 10 2015 How we helped a first time landlord obtain a buy to let mortgage on a terraced house regardless of her irregular income Part time landlord buys first home 20 08 2015 How we helped a part time landlord with 3 buy to let properties purchase his own residential home 80 LTV on BTL purchase for landlord with 30 rental properties 22 07 2015 How we helped a longstanding client gain a high LTV mortgage on a buy to let property Part time landlord purchases his first home 17 06 2015 How we helped a part time landlord purchase a first residential home Ex pat directors of SPV Ltd Co refinance to expand

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/consultant-mortgage-brokers/andy-mcowat/ (2016-02-16)
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  • John Kennon | Mortgages for Business
    Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team John Kennon John Kennon ACIB 01625 416390 johnk mortgagesforbusiness co uk Job title Area Director North Date joined November 1994 Role As Area Director John oversees the Manchester mortgage broker team feeding results and trends back to the rest of the management team based in Sevenoaks With experience in handling larger transactions John focuses on commercial investments business owner occupier mortgages development finance and the larger more complex buy to let transactions for customers Experience John opened the Manchester office of Mortgages for Business in 1994 after 12 years banking experience in the commercial property sector During his career John has dealt with a wide range of transactions for both residential and commercial investment property residential and commercial development projects and commercial mortgages for trading businesses including the funding of factories warehouses offices shops hotels and nursing homes Managing a number of 50 property portfolios John has developed a substantial client and

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/senior-management-team/john-kennon/ (2016-02-16)
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  • Beckie Pepperrell | Mortgages for Business
    I just wanted to say thank you to both of you for helping me arrange my remortgage I have now completed and wanted to say how efficient and smooth your service has been Thanks for everything and I will be sure to use you again in the future if I move Charlotte Roch Beckie has been invaluable in helping us to expand our BTL portfolio in 2015 Beckie is proactive quick to come back with answers and efficient from quote through to completion We have utilised a variety of products through Mortgages for Business from equity release to standard BTL to Commercial We would not have been able to expand at the rate we have without Beckie and the team and we look forward to doing the same over the next 12 months Dale Smith Beckie Pepperrell has been an absolute pleasure to deal with for the duration of our limited company applications for three new properties She has made the whole process feel very straight forward has responded to queries very quickly and been supportive and clear throughout the process Many thanks Beckie W B Northampton Beckie tells us why you can t transfer personally owned rental property to an SPV The homebuyer s guide to getting a mortgage Take a look below at how Beckie has helped some property investors and home buyers recently Buy to let Mortgages Residential Mortgages Case Studies See all Case Studies Remortgage on home only owned for 2 months 10 02 2016 How we helped a client refinance his home owned for 2 months for further buy to let investment First time buyer receives 85 LTV mortgage offer in just 4 days 26 01 2016 How we helped a first time buyer with a low deposit secure a mortgage on a new build flat Landlord remortgages home to fund buy to let purchase with her daughter 25 11 2015 How we helped older landlord with low 2015 income remortgage her residential property to purchase buy to let investment Non homeowner purchases buy to let after just a month at current job 02 10 2015 How we helped a client purchase a third buy to let property with a low income and only a month at current job SPV raise capital on unencumbered freehold block of 12 flats 25 08 2015 How we helped a full time landlord raise funds on 12 flat multi unit Residential remortgage for married couple to repay unsecured debt 20 08 2015 How we helped a couple remortgage their residential home in order to raise funds for repayment of 50 000 debt Restaurateurs remortgage mixed use property to raise capital 17 07 2015 How we helped clients remortgage their semi commercial property through Ltd Co that only generates a small profit to increase property portfolio BTL remortgage for low earning non home owning landlord 17 06 2015 How we helped obtain a BTL remortgage for a client with a low income and didn t own a residential home Ltd

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/consultant-mortgage-brokers/beckie-pepperrell/ (2016-02-16)
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  • Gary McKenna | Mortgages for Business
    ll help you find a lender to suit your circumstances Experience Gary has several years experience as a whole of market mortgage adviser obtaining his CeMAP qualification in 2006 combined with previous experience as a mortgage underwriter for Mortgage Next Whilst working as a mortgage underwriter Gary was responsible for assessing lending criteria and determining eligibility Following the financial crash in 2008 Gary moved into private health insurance in a predominately relationship management role working for both Bupa International and AXA PPP Gary has always kept a close eye on the mortgage industry so has returned to join Mortgages for Business as a consultant mortgage broker Likes Football Dislikes Queuing Testimonials Superb customer service skills and domain knowledge goes the extra mile a credit to MFB S P Kent Gary Thank you both for doing such a great job Fantastic service and communication M H Oxfordshire Thanks for the information and for organising a hassle free re mortgage A P London Just wanted to say Gary has provided an exceptional level of service and client focus to get the case from first contact to offer within 14 days He was super responsive and nothing was too much trouble for him G G South East London Buy to let Mortgages Property Development Finance Bridging Short term Finance Residential Mortgages Case Studies See all Case Studies Self employed ex pat purchases second BTL in London 02 02 2016 How we sourced finance for a self employed ex pat to purchase his second BTL in the UK Full time landlord sells ex LA flat to his SPV Ltd Co 26 01 2016 How we helped a full time landlord with a low income sell a 1 bed flat to his newly established SPV Ltd Co First time landlord purchases property in newly set up SPV 07 01 2016 How we helped source finance for a first time landlord looking to purchase buy to let property in his newly set up SPV Short term finance to purchase and refurbish a 2 bed flat for quick resale 28 10 2015 How we helped a client purchase and refurb a flat for a quick resale SPV Ltd Co refinances London rental flat 22 09 2015 How we helped an SPV limited company refinance one of their rental properties to raise capital for portfolio expansion Part time landlord needed a speedy purchase of residential property 17 08 2015 How we helped a landlord gain a residential mortgage in under 2 months 68 year old landlord remortgages through SPV Ltd Co 20 07 2015 How we helped a landlord aged 68 remortgage a buy to let property on a 10 year term by finding a lender happy to lend up to 85 years of age Mortgage for first time landlord in just under a month 17 06 2015 How we helped complete a mortgage application within one month for first time landlord DIP and application completed on same day for first time buyers 01 04 2015 How we

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/consultant-mortgage-brokers/gary-mckenna/ (2016-02-16)
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  • Steve Bedford | Mortgages for Business
    team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Steve Bedford Steve Bedford CertBB C 01732 471609 steveb mortgagesforbusiness co uk Job title Consultant Mortgage Broker Date joined May 1995 Role Our longest serving member of staff Steve has spent years developing strong relationships with both clients and lenders He is primarily a commercial mortgage broker helping both investors and businesses across a variety of sectors including retail and leisure Take a look at his case studies to see some of the clients he s been able to help recently In addition to commercial mortgages Steve has lot of experience helping clients who require property development finance or short term loans for refurbishment projects Steve works with Amy Welland who ensures his clients mortgage applications are processed as quickly as possible If you want to know how your application is progressing you can call either Steve or Amy for an update Experience Prior to joining Mortgages for Business Steve held a number of senior roles within Barclays Bank and Allied Irish Bank He specialised in generating new corporate asset finance leasing and commercial mortgage business from both new and existing customers Whilst at Allied Irish Steve successfully established a dedicated commercial mortgage broker unit which comfortably exceeded its business targets Steve holds the Certificate in Business Banking and Conduct CertBB C and a certificate in Money Laundering Prevention Likes Sailing his boat Dislikes Fish Buy to let Mortgages Commercial Mortgages Property Development Finance Bridging Short term Finance Case Studies See all Case Studies Couple raise capital on restaurant for further commercial investment 24 11 2015 How we helped a couple with a modest portfolio raise funds on a fully refurbished commercial property Refinance of block of flats owned by trust to repay loan and extend property 07 10 2015 How we helped an experienced landlord cum property developer raise nearly 1 million Sole trader purchases office with 25 deposit 09 09 2015 How we helped our client obtain a commercial mortgage at 75 LTV SPV purchases leasehold flat where freehold is owned by related party 22 07 2015 How we helped two brothers purchase a self contained flat within a freehold block via new SPV Ltd Co Refinance of block of flats for new SPV Ltd Co 17 06 2015 How we helped a client refinance a block of flats for a SPV Ltd Co Commercial mortgage to purchase long lease of cafe 13 05 2015 How we helped a client obtain a commercial mortgage to buy the long leasehold inerest of his business premises 890k to repay expensive bridging loan and fund development project 26 02 2015 How we helped a client repay an expensive bridging loan and provided him with additional funds for future projects Auction finance during Christmas holidays to buy office block 28 01 2015 How we helped a client expand his portfolio through the purchase of a commercial property at auction Partnership buy out of children s day

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/consultant-mortgage-brokers/steve-bedford/ (2016-02-16)
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