web-archive-uk.com


Web directory, archive
Search web-archive-uk.com:


Find domain in archive system:
web-archive-uk.com » UK » M » MORTGAGESFORBUSINESS.CO.UK

Total: 798

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • Buy to let boom leads to fewer houses on sale | Mortgages for Business
    Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight Buy to let boom leads to fewer houses on sale 16 06 15 Written by Steve Olejnik The number of houses available to buy in the UK is at its lowest level since 1978 due to the surge in buy to let activity Data from the Royal Institute of Chartered Surveyors RICS claims strong buy to let interest is reducing the number of houses available for purchase across the country Last month just 52 properties on average were put up for sale by individual branches of UK estate agents compared to 60 properties only one year ago This is the lowest figure recorded for 37 years in 1978 when the records began Landlords and investors snap up properties Simon Rubinsohn RICS Chief Economist said that while low housing supply was partly responsible for the lack of properties for sale buy to let had also contributed heavily to the trend The burgeoning buy to let sector and the number of people buying second homes has also taken more properties out of the market he explained While there is an acute housing supply shortage what properties are available are often being snapped up by landlords and property investors rather than new homeowners This combined with the fact that property can offer more lucrative returns to investors than stocks and shares means that Britain s buy to let is continuing to experience a boom Further evidence of this is published in findings from the Council of Mortgage Lenders CML who released data concerning the type of outstanding mortgages currently held in the UK According to their findings a staggering one in seven of today s outstanding mortgages are

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/june/buy-to-let-boom-leads-to-fewer-houses-on-sale/ (2016-02-16)
    Open archived version from archive


  • Four in five tenants satisfied with current landlords | Mortgages for Business
    Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight Four in five tenants satisfied with current landlords 15 06 15 Written by Jeni Browne The vast majority of tenants are satisfied with their current landlords according to new research from Paragon Mortgages The study carried out in Q1 by BDRC Continental on behalf of Paragon found that 81 per cent of tenants are currently satisfied with the levels of help and support they receive A similar number of tenants said they viewed their current rental property as their home while 70 per cent believe the rent they pay is either good or very good value for money The study also questioned tenants on their aspirations for the future with one fifth saying they intend to buy their own homes and 35 per cent expecting to stay in the rental sector In terms of tenancy lengths 57 per cent of those renting said they were happy with what was offered while 17 per cent revealed their landlord has agreed to a longer tenancy when requested Meanwhile 12 per cent of tenants said they were uncomfortable with approaching their landlord for a longer tenancy while six per cent were refused when they asked for a longer term Understanding what tenant s want can enable buy to let landlords and property investors to provide housing options that suits people s needs and increase the likelihood of uptake John Heron Director of Mortgages at Paragon said this helps to maintain standards in

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/june/four-in-five-tenants-satisfied-with-current-landlords/ (2016-02-16)
    Open archived version from archive

  • London plans 1,000 new rental properties | Mortgages for Business
    Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight London plans 1 000 new rental properties 12 06 15 Written by Jenny Barrett Housing Minister Brandon Lewis has announced plans for the construction of more than 1 000 new homes especially for renting in London Three multi million pound deals will provide the finance for the projects which will be developed in some of the capital s most desirable locations Speaking at the London Real Estate Forum Mr Lewis said the plans would provide rented homes of a good quality well into the future Build to rent Developers are due to create property that will especially target the rented sector using funding from the 1 billion build to rent fund The latest agreements will see 252 million invested into the building of 1 353 homes across key sites in London including part of the neighbourhood for Stratford s Olympic Village site Each site will be home to a mix of one two and three bedroom properties located close to underground stations and other transport links As a global city with excellent opportunities and links to the rest of the world there is clear demand to provide people with the flexible option of renting in London Mr Lewis explained He added that the deals from the build to rent fund have helped deliver 4 200 new homes in the capital since

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/june/london-plans-1-000-new-rental-properties/ (2016-02-16)
    Open archived version from archive


  • Attention shifts to buy to let markets | Mortgages for Business
    Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight Attention shifts to buy to let markets 11 06 15 Written by Jeni Browne The buy to let sector is growing on both an annual and monthly basis while first time buyer activity is slowing new research shows According to Connells Survey and Valuation buy to let valuations were up 33 per cent year on year to May 2015 and three per cent on a monthly basis That compares to first time buyer activity which fell 13 per cent year on year and three per cent between April and May this year Britain s buy to let market is booming right now as would be landlords are eager to enter the sector and current landlords look to expand said John Bagshaw corporate services director at Connells Survey and Valuation He explained that fewer people are looking to purchase property which is leaving more people in the rental sector This represents an opportunity for landlords to capitalise on the increased demand according to Mr Bagshaw who also warned that it is unclear how long the trend will continue Hive of activity As a result many buy to let investors and landlords and looking to complete deals to take advantage of rising house prices and larger potential returns Across the entire housing market valuation activity was up by 13 per cent on a yearly basis while a three per cent rise was noted month on month Remortgaging activity was also strong increasing by nine per cent between April and May and by 31 per cent on an annual

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/june/attention-shifts-to-buy-to-let-markets/ (2016-02-16)
    Open archived version from archive

  • Precise Mortgages boosts max buy to let loan size | Mortgages for Business
    Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight Precise Mortgages boosts max buy to let loan size 10 06 15 Written by Steve Olejnik Precise Mortgages is targeting landed purchasing of more expensive properties after doubling its maximum buy to let loan size The lender who previously offered loans of up to 1 million has doubled the figure to a massive 2 million Motivation behind the change is likely to be a desire to gain access to a greater portion of the lucrative buy to let and property investment market Meeting minimum requirements Under their new thresholds Precise Mortgages ask borrowers looking to secure a loan of more than 1 million to meet minimum salary requirements of at least 100 000 Investors also need to secure rental coverage of 125 per cent of the pay rate or revert rate whichever is higher These rates are the same with Precise Mortgages lifetime tracker products which also boast a 3 69 per cent interest rate and a 2 5 per cent product fee for 60 per cent loan to value ratio Precise Mortgages Managing Director Alan Cleary said their decision to increase buy to let loan sizes was good news for investors He said it provides mortgage intermediaries with another option as buy to let loans worth more than 1 million are

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/june/precise-mortgages-boosts-max-buy-to-let-loan-size/ (2016-02-16)
    Open archived version from archive

  • Aldermore slashes two year buy to let deals | Mortgages for Business
    Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight Aldermore slashes two year buy to let deals 09 06 15 Written by Jeni Browne Aldermore has cut its two year fixed rate mortgage deals by up to 30 basis points making a 75 per cent loan to value mortgage available at 4 18 per cent The same rate of 4 18 per cent is also available at 70 per cent loan to value while 80 per cent loan to value products are accompanied with slightly higher 4 68 per cent rates The latter represents a cut of 10 basis points while many of the deals are available with a 2 5 per cent completion fee Keeping pace Two year fixed rate products with higher rates are also available from the bank alongside a 1 999 completion fee and with a rate of 4 68 per cent on a 70 per cent loan to value A two year fixed rate deal to 75 per cent also has a rate of 4 68 per cent while Aldermore is offering 5 18 per cent rates on 80 per loan to value mortgages Charles Haresnape Managing Director of Mortgage and Commercial Lending at Aldermore described buy to let as the thriving sector of the housing market We have made these changes to keep pace with demand and ensure our products are attractive to customers in

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/may/aldermore-slashes-two-year-buy-to-let-deals/ (2016-02-16)
    Open archived version from archive

  • Buy to let returns could drop by 60 per cent, experts warn | Mortgages for Business
    finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight Buy to let returns could drop by 60 per cent experts warn 08 06 15 Written by Steve Olejnik LSL Property Services has issued a cautionary warning to property investors and buy to let landlords claiming returns could fall by as much as 62 per cent in the next 12 months The organisation which owns 500 estate agents and high profile brands including Your Move Reeds Rains and Marsh Parsons says that by April 2016 returns could be as low as 3 4 percent for those operating within the buy to let market This would be a sharp drop from the returns of almost 9 percent which are currently being experienced and accounts for both rental income and capital growth If their estimates are correct then this would result in the lowest buy to let returns for four years and could prompt some investors to re evaluate their portfolios Negative capital growth predicted According to a statement from LSL Property Services landlords currently enjoy returns of 15 503 on average but this could drop by more than 3 000 in the next year driven by negative capital growth With this figure 15 503 rental incomes makes up 8 247 while the average capital gain amounts to 7 256 they explained before predicting a more than 50 per cent decrease in returns They said new rental income figures would average at 9 292 by next April higher than the current figure but that capital growth would be negative

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/may/buy-to-let-returns-could-drop-by-60-per-cent-experts-warn/ (2016-02-16)
    Open archived version from archive

  • 49 per cent of students think renting is good value | Mortgages for Business
    Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight 49 per cent of students think renting is good value 05 06 15 Written by Jeni Browne Buy to let landlords investing in student properties could stand to make consistent returns as student tenants remain positive about renting Nearly half of students in rented accommodation believe they are getting good value for money from their living space according to Glide Utilities The electricity utility firm looked into what students want from their accommodation while they are doing their studies and found 83 per cent want a reliable and fast internet connection Some 72 per cent also want significant storage space to keep all their belongings providing an insight for buy to let landlords looking to attract these tenants Meeting student requirements Given that the research suggests 15 per cent of landlords have concerns over whether they would let all of their property for the start of next term including these perks at the start is crucial Landlords who cater to the needs of students are more likely to see demand for their properties but there are two other important factors which need to be considered alongside those mentioned above transport and proximity to the university itself A third of students said that access to good transport links was vital when looking for accommodation while 50 per cent said they wanted to be close to their university Space was also important as half of students wanted rooms capable of fitting a double bed and a third wanted en suite bathrooms if possible The secret to gaining student appeal in 2015 is definitely more is more explained James Villarreal Chief Executive of Glide Utilities

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/may/49-per-cent-of-students-think-renting-is-good-value/ (2016-02-16)
    Open archived version from archive



  •  


web-archive-uk.com, 2017-12-18