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  • Julie Priest | Mortgages for Business
    Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Julie Priest Julie Priest ACIB 07734 137877 juliep keystonebuytolet co uk Job title Business Manager North Date joined February 2013 Role Julie supports brokers in the North with their clients funding needs so will be the main point of contact if you are based in this region With a wealth of experience Julie can offer expert advice and quickly asses whether or not the client in question is a good fit with Keystone s product range Julie also deals with commercial enquiries as she previously worked as a consultant in the northern team of Mortgages for Business Experience Julie has more than three decades experience in the mortgage market working for RBS in various clerical and managerial roles and as a self employed mortgage broker working closely with MFB as an appointed representative She has a wealth of experience in dealing with complex residential mortgages and larger complex commercial deals so is easily able to offer and advice and direct brokers to the best available rates Likes Chocolate and wine preferably together Dislikes Bad manners Find out more about Keystone Buy to Let Mortgages Keystone is an intermediary only lender If you are a broker visit the Keystone website to find out more about the product ranges and read some

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/keystone-buy-to-let-mortgages/julie-priest/ (2016-02-16)
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  • Kayleigh Cork | Mortgages for Business
    Let Tax Calculator Commercial mortgages Commercial mortgages Rates fees How to apply Business mortgages Commercial investment mortgages Non Residential Stamp Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Kayleigh Cork Kayleigh Cork 01732 471626 kayleighc keystonebuytolet co uk Job title Team Leader Date joined February 2012 Role Kayleigh is responsible for overseeing the business systems and procedures for all Keystone applications along with heading up the Keystone case managers She will ensure that your applications are processed by her team in a friendly and efficient manner Experience Before joining Keystone Kayleigh spent four years working for an insurance panel network over her time there she held several positions from office junior to surveying services coordinator Kayleigh went on to spend three years working within the government funded leading sector specialising in shared ownership she held the position of administration manager as well as acting as PA to the managing director She then spent four years working as the team secretary

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/keystone-buy-to-let-mortgages/kayleigh-cork/ (2016-02-16)
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  • Louise Fisher | Mortgages for Business
    Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Louise Fisher Louise Fisher 01732 471638 louisef keystonebuytolet co uk Job title Senior Case Manager Date joined October 2012 Role Louise is responsible for handling submitted cases processing them through to completion Louise will ensure all cases are dealt with in a professional and efficient manner answering any questions brokers or their clients may have along the way Experience Louise is a very knowledgeable case manager with over six years experience working as a mortgage underwriter for the Nationwide Building Society As well as this Louise also worked in the retail banking sector at Nationwide where she gained valuable experience in case management and customer relationships Find out more about Keystone Buy to Let Mortgages Keystone is an intermediary only lender If you are a broker visit the Keystone website to find out more about the product ranges and read some recent case studies which demonstrate how Keystone has helped brokers place deals for clients If

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/keystone-buy-to-let-mortgages/louise-fisher/ (2016-02-16)
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  • Amy Barton | Mortgages for Business
    finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Amy Barton Amy Barton 01732 471625 amyb keystonebuytolet co uk Job title Senior Case Manager Date joined December 2003 re joining in January 2012 Role Amy works five mornings a week focussing solely on case management for Keystone She is responsible for processing applications and driving them through to completion in a timely and organised manner With Amy s experience in case management she is able to answer any questions brokers or their clients may have throughout the process Experience Apart from taking a break to start a family Amy has worked as a case manager at Mortgages for Business since 2003 Her extensive experience in buy to let and case management has equipped her with the skills needed to process Keystone cases in a timely manner and to the highest of standards Likes Lazy Sunday mornings with family Dislikes Bad drivers spiders and moths Find out more about Keystone Buy to Let Mortgages Keystone is an intermediary only lender If you are a broker visit the Keystone website to find out more about the

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/keystone-buy-to-let-mortgages/amy-barton/ (2016-02-16)
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  • Emma Colyer | Mortgages for Business
    Residential Stamp Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Emma Colyer Emma Colyer 01732 471646 emmac keystonebuytolet co uk Job title Case Manager Date joined November 2013 Role Emma provides administrative support to the Keystone team whilst processing cases in an organised and timely manner It is Emma s job to ensure applications are processed through to completion whilst providing the highest level of customer service Experience Emma is currently studying with the Open University for a degree in Information Technology She has acquired a high level of customer service whilst working in the retail sector Likes Spending time with family Dislikes Coffee Find out more about Keystone Buy to Let Mortgages Keystone is an intermediary only lender If you are a broker visit the Keystone website to find out more about the product ranges and read some recent case studies which demonstrate how Keystone has helped brokers place deals for clients If you are a landlord and you

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/keystone-buy-to-let-mortgages/emma-colyer/ (2016-02-16)
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  • Sharon Roope | Mortgages for Business
    Tracker Rates Fixed Rates Discounted Tracker Rates HMO Mortgage Rates Limited Company Rates Buy to Let Mortgage Calculator Buy to Let Tax Calculator Commercial mortgages Commercial mortgages Rates fees How to apply Business mortgages Commercial investment mortgages Non Residential Stamp Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Sharon Roope Sharon Roope CeMAP 01732 471628 sharonr mortgagesforbusiness co uk Job title Case Manager Date joined July 2015 Role Sharon provides support to the Keystone team whilst processing cases in an organised and timely manner It is Sharon s job to ensure applications are processed through to completion whilst providing the highest level of customer service Experience CeMAP qualified Sharon is very experienced in dealing with mortgage applications She has more than 30 years experience working in customer service roles within the finance industry and has worked for several large firms including Santander Lloyds and Canada CIBC Likes Shania Twain George Clooney Dislikes Marmite Get in contact with us 0845 345

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/keystone-buy-to-let-mortgages/sharon-roope/ (2016-02-16)
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  • SPV remortgages 2 London properties for further BTL investment | Mortgages for Business
    Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share News Insight SPV remortgages 2 London properties for further BTL investment 02 02 16 Buy to let Mortgages Buy to Let Mortgages Case Study We were approached by a broker looking for finance for his clients a married couple who wanted to raise capital for further property investment The clients are full time landlords owning five properties within their SPV limited company of which they are both directors and equal shareholders They were looking to remortgage two properties a multi unit consisting of two flats and a four bed semi detached house The number of lenders willing to look at the case was restricted for two main reasons Despite owning rental property the clients don t own their own home They own both the freehold and leasehold titles of the multi unit property many lenders will not accept these types of associated or related transactions However with approximately 3m of equity within their portfolio Keystone considered the directors to be a fair risk so offered the following separate terms on each property After discussing the most suitable option for their circumstances the clients decided to purchase the property via a SPV Limited Company Multi unit value 850 000 Loan amount 579 600 LTV 68 Rate 5 19 5 year fixed for limited companies Term 25 years capital interest Lender arrangement fee 2

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2016/february-2016/spv-remortgages-2-london-properties-for-further-btl-investment/ (2016-02-16)
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  • Landlord refinances and raises capital on recently converted HMO | Mortgages for Business
    Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies Landlord refinances and raises capital on recently converted HMO 02 02 16 Buy to let Mortgages Buy to Let Mortgages Case Study We were approached by a broker looking for finance for his client a full time landlord with a considerable portfolio consisting of both residential and commercial properties The client was looking to remortgage a large house in Greater London which he had recently converted into an HMO with six bedrooms The landlord had already let out four of the bedrooms but was holding back on renting out the remaining two because he was waiting for an HMO licence to be issued by the local authority He needed to remortgage to repay the original short term loan and because he wanted to raise finance to make further purchases but the broker was having trouble accessing a lender that would accept this complicated scenario The main sticking points with most lenders were the fact that two of the rooms were not let and the HMO licence was not yet granted We knew that our lending brand Keystone would be likely to accept the case provided that the landlord could Demonstrate that the conversion was compliant with planning permission and buildings regulations Provide receipts for the cost of the works Get the HMO licence before the remortgage completed After discussing the most suitable option

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/2016/february/landlord-refinances-and-raises-capital-on-recently-converted-hmo/ (2016-02-16)
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