web-archive-uk.com


Web directory, archive
Search web-archive-uk.com:


Find domain in archive system:
web-archive-uk.com » UK » M » MORTGAGESFORBUSINESS.CO.UK

Total: 798

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • SPV Ltd Co refinances London rental flat | Mortgages for Business
    Business mortgages Commercial investment mortgages Non Residential Stamp Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies SPV Ltd Co refinances London rental flat 22 09 15 Buy to let Mortgages Case Study We were contacted by a couple were looking to expand their buy to let portfolio by refinancing a property to raise capital for a deposit The property is a 2 bed flat in a small block in North London which the couple own in an SPV limited company Although fewer lenders offer finance to SPVs than to individuals there are currently some quite competitive rates available for limited companies and we found a rate that suited the couple s needs Here are the details Property value 550 000 Loan amount 300 000 Loan to value 55 Rate Tracker at 3 85 LIBOR 3 25 for loan term Term 25 years interest only Mortgage payment 963 pcm Rental income 2 000 pcm Gross yield 4 4 pa Lender arrangement fee 1

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/spv-ltd-co-refinances-london-rental-flat/ (2016-02-16)
    Open archived version from archive


  • Part-time landlord uses product transfer to get better rate and release equity | Mortgages for Business
    Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies Part time landlord uses product transfer to get better rate and release equity 22 09 15 Buy to let Mortgages Case Study A self employed electrician and part time landlord contacted us looking to release some equity in one of his buy to let properties The property in question is a 3 bed terraced house in Exeter The electrician had recently carried out some light refurbishment work on the property which had resulted in a slight increase in the property s value This increase meant that he had lowered the loan to value allowing him to quickly transfer onto a better rate with the same lender Once the product transfer had been made he planned to use the extra funds to purchase a further buy to let property Here are the details of the deal Property value 250 000 Loan amount 150 000 Loan to value 60 Rate 1 94 2 year discounted tracker Term 25 years interest only Mortgage payment 243 pcm

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/part-time-landlord-uses-product-transfer-to-get-better-rate-and-release-equity/ (2016-02-16)
    Open archived version from archive

  • Landlord raises capital with no monthly repayments | Mortgages for Business
    Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies Landlord raises capital with no monthly repayments 09 09 15 Buy to let Mortgages Case Study We were approached by a longstanding client who was looking to raise capital for further property investment without disturbing his existing finance The client has a substantial portfolio which he has built up over the last 15 years The client was looking to refinance a 2 bed flat in North London but so as not to disturb the good mortgage rate the client was already paying we suggested an equity release solution where the repayment amount is linked to the movements in the value of the property The solution appealed to the client because there are no monthly payments to reduce his cash flow Instead for a loan of 20 LTV taking his total borrowing on the flat to 60 at redemption the client will repay the initial loan plus 40 profit share in the growth of the property s value This lender will loan up to 20 of the property value on a second charge basis up to a combined loan to value of 85 LTV although in our experience a combined LTV

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/landlord-raises-capital-with-no-monthly-repayments/ (2016-02-16)
    Open archived version from archive


  • Part time landlords purchase HMO through SPV with 85% LTV | Mortgages for Business
    finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies Part time landlords purchase HMO through SPV with 85 LTV 09 09 15 Buy to let Mortgages Case Study A couple who are existing clients approached us for helping in financing the purchase of an HMO in the Midlands with a deposit of only 15 Whilst they both work full time in the fashion industry they also own three rental properties two of which are owned in an SPV limited company and one is owned personally In addition to the fact that very few lenders offer 85 LTV the couple do not own their own home and only have just over a year s landlord experience so finding a provider that would be willing to lend could have proved challenging We managed to overcome these challenges by sourcing finance from a specialist lender which offered the following terms Property value 287 500 Loan amount 244 375 LTV 85 Rate 5 09 2 year discounted tracker Term 25 years interest only Lender arrangement fee 2 of loan amount 4 888

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/part-time-landlords-purchase-hmo-through-spv-with-85-ltv/ (2016-02-16)
    Open archived version from archive

  • Full-time landlords remortgage ex-local authority flat | Mortgages for Business
    Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies Full time landlords remortgage ex local authority flat 09 09 15 Buy to let Mortgages Case Study We were approached by a married couple who are full time landlords that have been managing a large portfolio of some 20 properties for more than 20 years They were looking to remortgage one of their properties in order to raise equity for further investment This property in question is a 3 bed ex local authority flat in a 4 storey block in the South East which is now 50 privately owned The following challenges made finding a lending quite tricky The flat is ex Local Housing Authority owned Lenders that will consider ex LHA flats prefer more than 50 private ownership Fortunately one of the new specialist lenders accommodates this type of property and felt comfortable offering the following terms Property value 385 000 Loan amount 250 250 LTV 65 Rate 2 69 2 year fixed Term 20 years interest only Rental income 1 500 pcm Mortgage payment 561 pcm

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/full-time-landlords-remortgage-ex-local-authority-flat/ (2016-02-16)
    Open archived version from archive

  • Purchase of new build property for hoteliers with adverse credit | Mortgages for Business
    development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies Purchase of new build property for hoteliers with adverse credit 04 09 15 Buy to let Mortgages Buy to Let Mortgages Case Study A broker approached us for finance on behalf of a married couple who own and run a hotel business living in owner s accommodation on site They were looking to purchase a new build property located in Scotland to start building their property portfolio for an added income The couple own the hotel in a limited company of which they are both equal shareholders and directors The broker was struggling to place this case due to the clients untidy credit record consisting of missed mortgage payments within the year CCJ s and missed card payments Luckily they fitted the Keystone Solutions Range and were offered the following deal Property value 275 000 Loan amount 150 000 LTV 55 Rate 8 49 3 year fixed Term 3 years interest only Lender arrangement fee 3 added to loan 4

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/purchase-of-new-build-property-for-hoteliers-with-adverse-credit/ (2016-02-16)
    Open archived version from archive

  • SPV raise capital on unencumbered freehold block of 12 flats | Mortgages for Business
    Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies SPV raise capital on unencumbered freehold block of 12 flats 25 08 15 Buy to let Mortgages Buy to Let Mortgages Case Study We were approached by a full time landlord wanting to raise capital on an unencumbered multi unit property through a SPV Ltd Co to expand his property portfolio The SPV Ltd Co is solely directed by the client but he is joint shareholder with his mother at 50 each The challenges with this deal were The property was made up of 12 flats considerably exceeds most lenders limits Director wanted a long term mortgage shareholder of Ltd Co was 70 years old Luckily we were able to source funding from a lender which would take a view on the property due to it being two storeys and only 8 years old This lender were also happy to use the directors age rather than his mothers age when deciding the maximum mortgage term available Thus meeting the clients needs with the following deal Property value 980 000 Loan amount 490 000 LTV 50 Product 3 49 term tracker

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/spv-raise-capital-on-unencumbered-freehold-block-of-12-flats/ (2016-02-16)
    Open archived version from archive

  • Refinance of freehold flat for SPV to fund further investment | Mortgages for Business
    Commercial investment mortgages Non Residential Stamp Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Case Studies Refinance of freehold flat for SPV to fund further investment 20 08 15 Buy to let Mortgages Buy to Let Mortgages Case Study A broker approached us looking to arrange finance for an experienced landlord and director of an SPV limited company who wished to refinance in order to expand his property portfolio The property the client wished to refinance was a 2 bed flat within a freehold title owned individually by the client which made the deal harder to place due to the related ownership Luckily the client fitted Keystone s New Classic Range where he was offered the following deal Property value 450 000 Loan amount 277 940 LTV 62 Rate 4 95 term tracker Term 25 years Lender arrangement fee 2 5 6 948 50 Mortgage payment 1 146 50 pcm Rental income 1 733 pcm Gross yield 4 6 pa Consultant Popy Khanom Consultant

    Original URL path: http://mortgagesforbusiness.co.uk/case-studies/documents/buy-to-let/refinance-of-freehold-flat-for-spv-to-fund-further-investment/ (2016-02-16)
    Open archived version from archive



  •  


web-archive-uk.com, 2017-12-16