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  • Meet the team | Mortgages for Business
    Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Meet the team Meet the team We are incredibly passionate about what we do and pride ourselves on providing our clients with the highest level of customer service We believe that our staff should be open and approachable so everyone can be contacted directly Meet the team Our approach Awards Testimonials Careers Contact us Senior Management Team The senior management team is responsible for the leadership and strategy as well as for the overall day to day running of Mortgages for Business See the team Consultant Mortgage Brokers The Consultant Mortgage Brokers work directly with the general public helping borrowers find the right property finance They can help with buy to let residential and commercial mortgages as well as property development and bridging finance See the team Case Management Team The Case Management Team administratively support the consultant mortgage brokers responsible for processing loan applications from start to finish See the team Deal Placement Team If you are a broker struggling to place deals because you do not have direct access to some lenders or if you don t have the relevant expertise and prefer to take advantage of our experience and negotiating skills then talk to the Deal Placement Team They can help with complex buy to let commercial mortgages property development and bridging finance See the team Administration Team The Administration Team consists of functions that keep the business operational including compliance HR IT and marketing See the team Keystone Buy to Let Mortgages Owned by Mortgages for Business Keystone Buy to Let Mortgages is an intermediary only lender offering specialist residential investment finance to experienced landlords Funding is provided by Aldermore Bank Plc and Lancashire Mortgage Corporation In 2013 after only a year since launch Keystone was award the title of Buy to Let Mortgage Provider of the Year by Acquisition International See the team Senior Management Team David Whittaker B Eng Hons 01732 471601 Email Simon Whittaker MA FCA 01732 471622 Email Steve Olejnik CeMAP DipCF 01732 471612 Email John Kennon ACIB 01625 416390 Email Jenny Barrett BA Hons 01732 471615 Email Michael Carpenter 01732 471603 Email Mark Ryan MCAD 01732 471620 Email James Bolton 01732 471633 Email Consultant Mortgage Brokers Andy Elley CeMAP CertBB C 01732 471644 Email Andy McOwat CeMAP CertBB C 01625 416396 Email Chris Longhurst CertBB C 01732 471607 Email Gavin Elley BSc Hons CeMAP CertBB C 01625 416398 Email Jeni Browne CeMAP Adv CeMAP CertBB C 01732 471647 Email Nick Helm ACIB CeMAP CertBB C 01732 471608 Email Paul Martins CeMAP CertBB C 01732 471616 Email Beckie Pepperrell CeMAP 01732 471602 Email Gary McKenna CeMAP 01732 471652 Email Steve Bedford CertBB C 01732 471609 Email Paul Keddy CB PSB 01732 471655 Email Case Management Team Linda Robinson 01732 471621 Email Wendy Brown 01625 416393 Email Melanie Bailey 01625 416395 Email

    Original URL path: http://mortgagesforbusiness.co.uk/about/meet-the-team/ (2016-02-16)
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  • Our Approach | Mortgages for Business
    of the UK s leading specialist buy to let mortgage and commercial mortgage brokers Established by managing director David Whittaker in 1990 we ve earned an industry wide reputation for making property investment a reality for clients What we do We are independent Mortgage brokers with whole of market access working closely with investors to negotiate the best property funding solutions We also work with other brokers and intermediaries who unlike ourselves do not have access to the specialist property finance lenders that operate via limited distribution panels Our services Our primary broking services are Buy to let mortgages Commercial mortgages Property development finance Bridging and short term finance Residential mortgages We have taken time to develop strong relationships with lenders and we now have significant powers to negotiate with them allowing us to offer you market leading rates and terms Our business volumes also means we are in the privileged position of receiving preferential mortgage processing for our clients We can also offer exclusive mortgage products including Keystone Buy to Let Mortgages which is funded by Landbay Aldermore Bank and Lancashire Mortgage Corporation How we operate We have a clear ethos on the way you should be treated when you arrange a mortgage through us Personalised service You ll be assigned a dedicated mortgage consultant and case manager who will deal with your application from start to finish and then deal with all your subsequent enquiries and applications No automated call handling You ll be given direct numbers for your case manager and mortgage consultant You ll never have to listen to a robot or press one now Swift application processing We package for all the major lenders so we control the process This means that your application is unlikely to be held up Our service levels and processing were recognised in 2007 when the NACFB National Association of Commercial Finance Brokers awarded us Fellowship Status and we are still the only UK broker to have received this award We very much appreciate all the awards we have won over the years and would like to thank the public and mortgage industry professionals for voting for us so regularly A list of the awards we have won recently can be found on our Awards page Come and see us While we conduct business over the phone and internet we always make an effort to visit our clients if they prefer And of course you are welcome to visit us Our corporate headquarters are based in Sevenoaks Kent and our North of England office is in Manchester Wilmslow Cheshire Our history Mortgages for Business was established in 1990 by managing director David Whittaker who spotted a gap in the market brokering commercial mortgages to business owner occupiers The business began with just three people and a dog in a small office in the village of Seal in Kent As the population s interest in property investment grew so did Mortgages for Business The company started to win awards and gained

    Original URL path: http://mortgagesforbusiness.co.uk/about/our-approach/ (2016-02-16)
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  • Awards | Mortgages for Business
    Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Awards About Meet the team Our approach Awards Testimonials Careers Contact us Awards We re delighted the mortgage industry and general public have recognised our drive for excellence across our business with prestigious market awards We re currently the only UK mortgage broker to have been awarded NACFB National Association of Commercial Finance Broker Fellowship status for excellence in customer service and processes 2015 Winner Best Broker Website What Mortgage Awards Winner Best Broker Customer Service What Mortgage Awards Winner Buy to Let Mortgage Broker of the Year Business Moneyfacts Awards Shortlisted Commercial Mortgage Broker of the Year Business Moneyfacts Awards Runners up Best Specialist Broker Distributor Mortgage Strategy Awards 2014 Winner Best Broker Customer Service What Mortgage Winner Most Respected Commercial Mortgage Broker of the Year UK Acquisition International M A Awards Winner Buy to Let Mortgage Broker of the Year Business Moneyfacts Runners up Best Broker for Buy to Let Mortgage Strategy Finalist Commercial Mortgage Broker of the Year Business Moneyfacts 2013 Winner Best Broker for Customer Service What Mortgage Winner Best Broker for Buy to Let Mortgage Strategy Winner Buy to Let Introducer of the Year Business Moneyfacts Finalist Best Specialist Mortgage Adviser What Mortgage Finalist Commercial Mortgage Broker of the Year Business Moneyfacts 2012 Winner Steve Olejnik Buy to Let Broker British Mortgage Awards Winner Buy to Let Broker of the Year Business Moneyfacts Commended Commercial Broker

    Original URL path: http://mortgagesforbusiness.co.uk/about/awards/ (2016-02-16)
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  • Testimonials | Mortgages for Business
    the timescale involved the service was impeccable and his team worked tirelessly to bring the clients requirement to a successful completion The client was delighted and I would have no hesitation in using their services again Simon Ryder The Commercial Mortgage Bureau Ltd NACFB May I congratulate you and your firm on a superb website informative friendly a real strategic investment tool It was difficult to choose who to approach but I have looked through your client stories and I believe you have the expertise to help me structure and achieve the projects outlined below Hopefully with the outline to hand it will be easier to discuss on the phone C Eleyin Bingham Karthiga I just wanted to write to say thank you for completing the mortgage What a beast it was and I appreciate the effort you must have put into it And for that I am indebted Patrick Kane Beckie has been invaluable in helping us to expand our BTL portfolio in 2015 Beckie is proactive quick to come back with answers and efficient from quote through to completion We have utilised a variety of products through Mortgages for Business from equity release to standard BTL to Commercial We would not have been able to expand at the rate we have without Beckie and the team and we look forward to doing the same over the next 12 months Dale Smith Beckie and Charlie I just wanted to say thank you to both of you for helping me arrange my remortgage I have now completed and wanted to say how efficient and smooth your service has been Thanks for everything and I will be sure to use you again in the future if I move C H Brighton Massive thanks to you Calum and the team for all your help advice and recommendations with everything Jeni it s been a long hard and challenging road at times but I am delighted that you were there to assist and guide me to the right deal and outcome in the end Jeni you have been exceptional and your team a real credit too and I will not hesitate to recommend your outstanding services to others who may need your services in the future J N London Mel many thanks to you and Gavin for all your help over the last few months everything has been progressed very efficiently and you ve always responded promptly which is greatly appreciated M W Shropshire In each case he achieved a positive outcome achieving 4 separate mortgages for me in sometimes adverse or slightly complicated situations He has dealt with any issues very swiftly always keeping me updated and contacting me immediately via phone or email if any new information or documents are needed in order to progress the transactions quickly Above all Paul has done this in a professional but friendly and pleasant manner and he has been always quick to reply to any doubts or queries I may have had up to

    Original URL path: http://mortgagesforbusiness.co.uk/about/testimonials/ (2016-02-16)
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  • Careers with Mortgages for Business | Mortgages for Business
    Let Remortgages All Rates Best Buys Lifetime Tracker Rates Fixed Rates Discounted Tracker Rates HMO Mortgage Rates Limited Company Rates Buy to Let Mortgage Calculator Buy to Let Tax Calculator Commercial mortgages Commercial mortgages Rates fees How to apply Business mortgages Commercial investment mortgages Non Residential Stamp Duty Calculator Property Development Finance Property development finance Rates Loans Fees How to apply Refurbishment finance Bridging short term finance Bridging short term finance Bridging loans Refurbishment finance Auction Finance Residential mortgages Residential mortgages Rates Loans Fees How to apply Types of mortgage Residential Stamp Duty Calculator Research Case Studies Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Careers About Meet the team Our approach Awards Testimonials Careers Contact us Career opportunities at Mortgages for Business Welcome to the Mortgages for Business career section We re always delighted to receive CVs and make contact with the right people seeking jobs in the mortgage and finance industry We are keen to hear from individuals seeking jobs as mortgage brokers mortgage administrators and case managers Current Vacancies Consultant Mortgage Broker Sevenoaks Case Manager Sevenoaks Send to johnn mortgagesforbusiness co uk No agencies Thank you Pleasure in the job puts perfection in the work Aristotle Get in contact with us 0845 345 6788 or Use our live chat Contact

    Original URL path: http://mortgagesforbusiness.co.uk/about/careers/ (2016-02-16)
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  • Contact us | Mortgages for Business
    Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share About Contact us About Meet the team Our approach Awards Testimonials Careers Contact us Our offices With offices in both the North and South of England Mortgages for Business is well placed to provide property finance solutions across the country The main number for customers is 0845 345 6788 the call will be directed to your nearest office The main number for brokers is 0845 148 9238 the call will be directed to Sevenoaks where a broker to broker consultant will be happy to help Sevenoaks Our head office is based in Sevenoaks Kent conveniently located just 30 minutes outside London 53 55 High Street Sevenoaks Kent TN13 1 JF london mortgagesforbusiness co uk Tel 01732 471600 Fax 01732 471650 Opening hours Our standard opening hours are 8am 5 30pm Monday to Friday Visiting by Car Our office is located in Sevenoaks high street A 5 minute drive from Junction 5 of the M25 Rail We are a 10 minute walk from Sevenoaks station Fast trains run from London Charing Cross London Waterloo East London Bridge and London Cannon Street which can get you here in under 30 minutes We are relocating From Monday 4th April 2016 our Sevenoaks office is moving to 17 Kings Hill Avenue Kings Hill West Malling Kent ME19 4UL

    Original URL path: http://mortgagesforbusiness.co.uk/about/contact-us/ (2016-02-16)
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  • Property finance research | Mortgages for Business
    Let Index Property Investor Survey Money Markets FAQs FirstRate MFB TV Helping brokers with Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Case processing BrokerBusiness Case Studies Consulting Buy to Let Lending Mortgage Flow Published Research News Insight Buy to let mortgages Commercial Mortgages Property Development Finance Bridging Short Term Finance Residential Mortgages About Meet the team Our approach Awards Testimonials Careers Contact us 0845 345 6788 Share Property finance solutions for all Buy to let mortgages Commercial mortgages Property development finance Short term bridging loans Residential mortgages Whatever your funding needs let our expert award winning brokers find the right property finance for you Customer Broker Buy to let mortgages Commercial mortgages Property development finance Bridging short term finance Residential mortgages Property finance research Market intelligence for savvy property investors We track and analyse developments in the property finance market to help landlords property investors and business owner occupiers take informed investment decisions Our research will help to keep you up to date with lenders products costs and pricing It will also help you to benchmark your investments and define your growth strategy View research Key research Complex Buy to Let Index Buy to Let Mortgage Product Index Buy to Let Mortgage Costs Index Limited Company Buy to Let Index Property Investor Survey Money Markets ANY PROPERTY USED AS SECURITY WHICH MAY INCLUDE YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Property finance News and insight ALL NEWS Buy to Let mortgage lending reaches highest level since 2007 16 02 2016 News New data from the Council of Mortgage Lenders CML shows that while buy to let lending experienced a slight quarter to quarter decrease in Q4 overall in 2015 year on year buy to let lending

    Original URL path: http://mortgagesforbusiness.co.uk/property-finance/customer/property-finance-research/ (2016-02-16)
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  • February will be too late | Mortgages for Business
    his opinion and shines some light on possible routes forward So the Boy George has cracked down on private landlords again with the announcement that from next April buy to let purchases will attract an additional 3 Stamp Duty Land Tax SDLT Following shortly after his decision to reduce mortgage interest relief for high rate tax paying landlords it is clear that George Osborne has the mandate to go after the landlord community Landlords are an easy target and are often in my opinion used as the scapegoat for a much wider housing problem With Labour in turmoil and leaping to the left the centre ground is up for grabs and so it should be no surprise that George has jumped on the belief that first time buyers are being squeezed out by landlords As long as the government continues to fail to build enough houses it needs a healthy private rental sector So what effect will these tax increases have My immediate reaction is that this will undoubtedly lead to an increase in rents as landlords look to pass on increased costs The increase in SDLT may also deter new landlords entering the market which will reduce the supply of rental properties which in turn could also push up rents The established professional landlords who are in it for the long term will in my mind continue to grow portfolios and will factor in the increased costs they will undoubtedly negotiate harder on purchase prices post April and those looking for buy to let finance may well look to borrow more to cover the increased SDLT With rents being pushed up there should be sufficient rent to achieve higher loan amounts for landlords Another effect will be the rush to purchase property before April and we are bracing ourselves for the inevitable increase in enquiries and application as we head towards the end of the tax year What will be interesting is how many landlords look to purchase property in a corporate structure Regular readers of our blogs and email alerts will be aware of the hot topic of limited company buy to let and we have certainly seen an increase in enquiries about limited company products as landlords look to mitigate the reduction in the mortgage interest tax relief In the statement yesterday George Osborne announced that corporates and funds holding at least 15 properties may be exempt from the SDLT increase I have also been speaking to some landlords who are considering transferring personally owned properties into a corporate structure to mitigate the reduction of mortgage interest relief For most landlords this will almost certainly create a taxable event meaning that Capital Gains Tax and SDLT would be payable as the limited company in effect purchases the property from the individual What to do next If you are an individual landlord or partnership with a large well established portfolio and you can prove that you are running a proper property business e g employ staff etc then

    Original URL path: http://mortgagesforbusiness.co.uk/news-insight/2015/november-2015/february-will-be-too-late/ (2016-02-16)
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