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  • FlexPlus Premium Bank Account Insurances & Benefits | Nationwide
    and benefits you need then you could save money especially if you re paying more than 10 per month for the travel and mobile phone insurance as well as breakdown cover you already have Don t forget there s just one monthly fee so if you have a joint FlexPlus account you still pay just 10 per month but you both can benefit Breakdown cover Mobile phone insurance Worldwide travel insurance Extended warranty Identity theft and card assistance Breakdown assistance even if it s not your vehicle UK European breakdown cover for you in any eligible vehicle and also anyone driving your vehicle with your permission Home start roadside and onward travel all included This means you re covered if you break down at home or out on the road Hire car 48 hour hire car benefit in the UK Up to 800 towards a hire vehicle in Europe No excess to pay Unlimited call outs No limits on the number of call outs you can make No need to register your vehicle Cover starts when you open your FlexPlus account Summary of cover Key exclusions and limitations Important information Already have breakdown cover Who provides this insurance Summary of cover Summary of cover Features benefits Are you covered up to Lack of fuel Yes Loss of keys Yes Towing to a garage Yes Message forwarding service Message forwarding service Yes Public transport Yes 100 Hire car benefit Yes 48 hours Accommodation costs Yes 500 Message forwarding service The breakdown service can even let somebody at home know you ve broken down and that they re on their way to help Key exclusions and limitations Vehicles not registered to the account holder s are not covered unless the account holder s are in the vehicle when it breaks down and when the breakdown professional arrives to access the vehicle Vehicles being used for hire and reward purposes such as taxis are not covered Vehicles that do not have a valid MOT any applicable vehicle tax or are not serviced or maintained in line with manufacturer guidelines Vehicles must meet the size and weight restrictions stated in the policy summary The cost of replacement parts and associated labour to repair the vehicle are not covered The cost of specialist equipment needed to get a vehicle into a position where we can repair or recover it are not covered Vehicles not registered in the UK are not covered For more information and a list of the main exclusions please download the policy summary Important information You should report your breakdown as soon as you can Breakdown in the UK 0800 587 7100 Breakdown in the Republic of Ireland 1800 806176 Breakdown in Europe only 44 0 1202 311431 Mobile phone rates may vary TextDirect for the hearing impaired call 18001 when in the UK 44 0 151 494 1260 when in the ROI or Europe For general enquiries call the FlexPlus helpline 0800 11 88 55 from UK 44 1793 54 12 00 from Europe Download the policy summary Download the full policy document Already have breakdown cover If you have an existing policy that gives you the same cover elsewhere then you ll need to consider which policy is better for you before applying for a FlexPlus account Please read the full policy document to help you make your decision If you have breakdown cover with your Nationwide car insurance If you already have breakdown cover with your Nationwide car insurance policy and you decide that FlexPlus and all its benefits are more suitable for you then we ll refund you for the period that s left to run on the breakdown policy you have with your car insurance Just give us a call to let us know that s what you d like us to do Who provides this insurance FlexPlus UK European Breakdown and Recovery Assistance is underwritten by Liverpool Victoria Insurance Company Limited Britannia and Britannia Rescue are registered trade marks and are trading styles of the Liverpool Victoria group of companies Liverpool Victoria Insurance Company Limited registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number 202965 Registered address for all Liverpool Victoria companies County Gates Bournemouth BH1 2NF Tel 01202 292333 The account holder s must be with the vehicle when the breakdown professional arrives to access the vehicle Please refer to your policy documents for full vehicle eligibility rules including any exclusions Vehicles must be serviced and maintained in line with manufacturer guidelines Worldwide family mobile phone insurance Worldwide cover Worldwide cover if your phone s lost stolen damaged or faulty exclusions apply see below Your family s phones are covered too Family members include you your partner spouse and dependent children who live at the same address as the account holder s exclusions apply see below Contract and pay as you go phones covered Handset repair replacement We ll cover phones up to a value of 1 000 including VAT including cover for smartphones and iPhones Unauthorised network charges calls data etc We ll cover unauthorised network charges too up to 2 000 No need to register your mobile details No need to register your phone up front but it can make things simpler if you do need to make a claim Things you need to know Summary of cover Excess if you claim Key exclusions and limitations Important information Already have mobile phone insurance Who provides this cover Summary of cover Summary of cover Features benefits Level of cover up to Handset repair replacement 1 000 Unauthorised call charges if your phone s on contract including SIM only 2 000 Unauthorised call charges if your phone s pay as you go 250 Mobile accessories Mobile accessories 250 Mobile accessories Mobile accessories might include a phone case or headphones for example Accessories are covered where they have been lost stolen or damaged at the same time and under the same circumstances as the mobile phone or where they are incompatible with a replacement mobile phone as a result of a valid claim Excess if you claim Excess if you claim Who manufactures your phone Excess if your phone s stolen or you lose it Excess if your phone s damaged or breaks down Apple 100 50 All other manufacturers 50 25 Key exclusions and limitations Family members include your partner spouse and all children including legally adopted foster and step children of the account holder who have not reached the age of 19 or not reached the age of 22 if in full time education living at the home address and are unmarried or have not entered into a Civil Partnership We will cover dependent children who do not reside permanently or for the majority of the time with the account holder providing the child ren reside permanently with the other parent for the remainder of the time A maximum of 2 claims allowed per FlexPlus current account in a 12 month period Proof of ownership will be required to claim including a till receipt or documentation from your network provider Police should be notified of loss or theft as soon as possible and a reference number obtained before we can approve a claim Contact your network provider as soon as possible to bar your SIM card If you make a successful loss or theft claim unauthorised network charges are only covered up to 24 hours after discovery of the incident up to the policy limits Your phone is not covered if you have knowingly put your mobile phone at risk or you have not taken care of it Examples are provided in the What you are NOT covered for section of the Policy Document which you should read to help you understand the cover For more information and a list of all the exclusions please download the policy summary Important information You don t have to register your phone s when you open a FlexPlus account but it may make it simpler to claim if you do Call your airtime provider to bar your SIM card as soon as possible Doing this will prevent any further unauthorised network usage calls data etc We only cover unauthorised calls up to the policy limits for the 24 hours after you notice the phone missing so it is important you do this as soon as possible to avoid further charges Loss theft claims only Report the incident to the Police as soon as you can and obtain an incident reference number If the police won t provide you with an incident reference number please make a note of the station and the badge number of the officer you spoke to Loss theft claims only When you make a claim you ll need to provide a proof of ownership which also details your phone s IMEI number You will need to be able to tell us the make and model of your mobile phone We may ask to see something that tells us that the items you are claiming for belong to you and confirms the make model memory size and IMEI number of your mobile phone The IMEI number is the unique serial number for your mobile phone You can find it by inputting 06 into your mobile phone It should also be noted on the documentation that came with your mobile phone when you purchased it Your airtime provider may also be able to provide it to you Proof of ownership could include a till receipt or documentation from your airtime provider If you don t have any proof of ownership we may decline your claim To register your phone s or make a claim please go to our mobile phone insurance site Or call the FlexPlus helpline on 0800 11 88 55 from the UK 44 1793 541 200 from abroad Download the policy summary Download the full policy document Already have mobile phone insurance If you have an existing policy that gives you the same cover elsewhere then you ll need to consider which policy is better for you before applying for a FlexPlus account Please read the full policy document to help you make your decision Who provides this cover This policy is arranged and administered by Lifestyle Services Group Limited Financial Services Register No 315245 with a single provider London General Insurance Company Limited Financial Services Register No 202689 London General Insurance Company Limited is registered in England No 1865673 Registered Office Integra House Floor 2 Vicarage Road Egham Surrey TW20 9JZ Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority Lifestyle Services Group Limited is registered in England No 5114385 Registered Office Assurant House 6 12 Victoria Street Windsor Berkshire SL4 1EN Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only Worldwide travel insurance for you and your family including winter sports golf and business Covered wherever you travel Our worldwide insurance ensures you are covered no matter where you travel unless travel is against FCO advice Cover for you and your family Family members include you your partner spouse and dependent children who live at the same address as the account holder s exclusions apply see below Travel disruption cover Cover in case your trip s affected by extreme weather a natural disaster or your airline or other supplier fails Winter sports and golf cover Many popular holiday sports are covered as standard Business cover Includes cover for your baggage accommodation and travel expenses as well as the cost of emergency replacement items Need more cover just upgrade Upgrade your cover to include hazardous activities trips lasting longer than 31 days or just to waive the excess additional premiums will apply see below Things you need to know Summary of cover Key exclusions and limitations Optional upgrades Important information Already have travel insurance Who provides this cover Summary of cover Inner limits may apply to the level of cover detailed below please refer to the policy summary for more detail This link will open in a new window Summary of cover Features benefits Level of cover up to Cancellation 5 000 Missed departure 1 000 Delay for 4 hours or more 1 000 Medical expenses 10 million Delayed baggage after 12 hours 250 Personal money or key travel documents 500 Key exclusions and limitations 50 excess on most claims excess is subject to change Trips must start and end in the UK No cover is offered for travel that is against Foreign Office FCO advice A single trip must last no longer than 31 days unless you have bought the optional upgrade To be covered for a trip in the UK you must be travelling at least 25 miles from home and be paying to stay for two nights or more at a hotel or other commercial premises that doesn t belong to a friend or relative Family members include your partner spouse and all children including legally adopted foster and step children of the account holder who have not reached the age of 19 or not reached the age of 22 if in full time education living at the home address and are unmarried or have not entered into a Civil Partnership We will cover dependent children who do not reside permanently or for the majority of the time with the account holder providing the child ren reside permanently with the other parent for the remainder of the time Valuables must be in your hand luggage to be covered Existing medical conditions aren t covered automatically If you or anyone else insured by this policy has a pre existing medical condition and you wish to see if cover is available you can contact the insurer on 0800 051 01 54 An additional premium may be charged or we may not be able to cover that condition Trips booked before you opened your FlexPlus account are covered Trips that commenced before you opened your FlexPlus account are not covered Dependent children must be travelling with an account holder or on a trip organised by their school or recognised organisation If you or your partner are 75 or over an additional premium of 50 inclusive of Insurance Premium Tax where applicable and subject to medical screening is payable per account before your travel insurance is valid Please call us to arrange For more information and a list of all the exclusions please download the policy summary This link will open in a new window Optional upgrades Optional upgrades Optional upgrade Cost Excess waiver Excess waiver 4 50 including Insurance Premium Tax Hazardous activities cover Hazardous activities cover 45 including Insurance Premium Tax Extended cover for a trip lasting longer than 31 days Extended cover Variable depending on the length of your trip Excess waiver There s a standard excess of 50 on most claims You can pay extra to waive this excess Hazardous activities cover You can upgrade your travel insurance to cover hazardous activities such as bungee jumping Remember winter sports and golf are already included as standard For full details of what is covered and what isn t please see your policy document Extended cover You re covered for a trip that lasts up to 31 days as standard If you re planning a longer trip you can pay to extend your cover Premiums correct as at 06 03 2014 and are subject to change Important information Important information Claims and general enquiries If you need to make a claim please also read the Important Information section of the policy document UK number 0800 11 88 55 International Number 44 1793 541 200 Alternatively you can call the following numbers to contact the insurer directly Making a claim 0800 051 01 64 24 Hour emergency assistance Outside the UK 44 141 349 0288 Within the UK 0141 349 0288 Pre travel advice 0800 051 01 54 24 Hour legal helpline 0345 246 2110 Already have travel insurance If you have an existing policy that gives you the same cover elsewhere then you ll need to consider which policy is better for you before applying for a FlexPlus account Please read the full policy document to help you make your decision Who provides this cover FlexPlus Worldwide Family Travel Insurance policies are underwritten by U K Insurance Limited Registered office The Wharf Neville Street Leeds LS1 4AZ Registered in England and Wales No 1179980 U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority Calls may be recorded Get an extra 12 months warranty for eligible household electrical goods Covers items purchased in the last 12 months Additional 12 months warranty begins immediately upon expiry of the standard manufacturer s warranty even if you bought them before taking out this account No excess to pay No excess payable when you make a claim No limit on the number of appliances covered Cover for your eligible kitchen home entertainment and laundry appliances No need to pre register No pre registration required just call us if your appliance breaks down Things you need to know Eligible products Key exclusions and limitations Important information Already have extended warranty protection Who provides this cover Eligible products Eligible products Home entertainment Laptops tablets TV Digital TV receiver excluding Sky Boxes DVD Blu ray player Radio hi fi system Home cinema surround sound system Kitchen appliances Free standing cooker Cooker hood Microwave oven Food blender fridge freezer or Fridge freezer Dishwasher Vacuum cleaner Washing machines Tumble dryers or Washer dryers If you re unsure as to whether an appliance is covered or not please contact us on 0800 11 88 55 Key exclusions and limitations Appliances purchased new for less than 50 or over 2 000 aren t covered Appliances bought more than 12 months before opening your FlexPlus

    Original URL path: http://www.nationwide.co.uk/products/current-accounts/flexplus/insurances-and-benefits (2016-02-09)
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  • FlexPlus Premium Current Account Rates, Fees & Overdrafts | Nationwide
    all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Current accounts Savings ISAs Investments Financial planning Loans Credit cards Mortgages Insurance Home Products Current accounts In this section Overview FlexPlus FlexDirect FlexAccount FlexOne FlexBasic More FlexPlus Switch to the UK s best packaged current account that benefits you and your family All for just 10 a month Best Packaged Current Account as awarded by Moneynet 2014 Main content of page below Features benefits Insurance account benefits Rates fees overdrafts Managing your account How to apply Features benefits Insurance account benefits Rates fees overdrafts FlexPlus rates fees and overdraft details Here s the important bit all the interest rates fees and charges for FlexPlus Interest rates when you re in credit 1 Interest rates when you re in credit AER 2 Gross p a 3 Net p a 4 Balances up to 2 500 3 variable 2 96 variable 2 40 variable Balances over 2 500 0 0 0 In plain English this means you ll earn interest on the first 2 500 of your balance each month but you won t get any interest on any part of your balance over 2 500 What you ll pay for your FlexPlus account FlexPlus costs 10 a month Remember FlexPlus comes with lots of insurance products and account benefits Find out what you could get for your money Overdrafts Our overdrafts are only open to those aged 18 or over and are subject to approval When you apply for an account we ll tell you if we can offer you an arranged overdraft If we do offer you an arranged overdraft this will be fee free for the first 3 months subject to status After 3 months of having your FlexPlus account we ll give you a fee free arranged overdraft limit of 100 You will have 28 days notice before we take any overdraft fees from your account The way that overdraft fees are charged for FlexPlus is different to FlexAccount so if you re an existing customer upgrading from FlexAccount to FlexPlus please read this section carefully Overdraft usage fee Daily arranged overdraft usage fee 5 Daily unarranged overdraft usage fee 5 50p per day 50p per day for unarranged balances up

    Original URL path: http://www.nationwide.co.uk/products/current-accounts/flexplus/rates-fees-overdrafts (2016-02-09)
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  • Managing Your FlexPlus Premium Bank Account | Nationwide
    all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Current accounts Savings ISAs Investments Financial planning Loans Credit cards Mortgages Insurance Home Products Current accounts In this section Overview FlexPlus FlexDirect FlexAccount FlexOne FlexBasic More FlexPlus Switch to the UK s best packaged current account that benefits you and your family All for just 10 a month Best Packaged Current Account as awarded by Moneynet 2014 Main content of page below Features benefits Insurance account benefits Rates fees overdrafts Managing your account How to apply Features benefits Insurance account benefits Rates fees overdrafts Managing your account Managing your FlexPlus account Chances are you re not always going to be within reach of a Nationwide branch so we ve made it easy for you to access your money in a number of ways If you want complete flexibility then our new

    Original URL path: http://www.nationwide.co.uk/products/current-accounts/flexplus/managing-your-account (2016-02-09)
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  • FlexPlus Product Support | Nationwide
    show or hide related content It ll take you around 10 25 minutes to apply for a FlexPlus account online An account for one person can be opened within 24 hours subject to status and you ll be covered by the insurance products as soon as the account is opened It ll take approximately 5 7 working days for you to receive your Visa debit card and account information If you re applying for a joint account we ll need to send you some paperwork to sign As soon as we receive your paperwork the timescales above will apply Can I open a joint account select to show or hide related content Of course When you apply we ll ask you at the very start if you want to open a sole or joint account It s as simple as that Want to turn your existing FlexPlus account into a joint account Just complete the form you can download the addition of an account holder form pick it up from any branch or you can send us a secure message if you re registered for the Internet Bank and we ll send a form to you Note If the account holder to be added does not currently hold any Nationwide accounts please visit a Nationwide branch with identification to have a profile set up How do I close my account select to show or hide related content Accounts can be closed in any of our branches It must be the account holder or Power Of Attorney or Court Of Protection that asks us to close the account For security reasons you must return any cards issued with the account when you close your account You cannot close your account if it s overdrawn If any charges are due on your account then we ll close it the day after the charges are paid What is the monthly fee on a FlexPlus account and when is it taken select to show or hide related content The FlexPlus account has a monthly fee of 10 which is taken from your account on the last day of the month even if this is not a working day The first monthly fee will be taken at the end of the month after you have opened your account For example if you open your account on 1st February the first monthly payment will be taken on 31st March How do I sign up for Mobile Telephone and Internet Banking select to show or hide related content FlexPlus comes with automatic registration for our Telephone Banking service If you re not already registered we ll register you and send you a letter about how to get started See our ways to bank pages for information on how to sign up for the Internet and Mobile Bank or any other service we offer like text alert When do I need cleared funds in my account to meet a particular payment select to show or hide related content When you ask us to make Direct Debits standing orders and bill payments on a future date we attempt to make these payments in the morning Payment Retry If you haven t got enough money in your account to make the payment we ll try to make the payment again on the same day at 2 30pm This is to give you more time to get cleared funds into your account You can do this by paying money into your account at any of our branches making a Faster Payment from another bank or a quick transfer online from another Nationwide account To find out when a cheque you re paying into your account will clear please use our cheque clearance calculator If you register for any of our text alerts we ll also automatically send you Payment Retry alerts If you still don t have enough money to cover the payment when we try to take the payment again at 2 30pm you ll still only receive 1 unpaid transaction fee FlexPlus insurance and benefits Show all expandable content Hide all expandable content When does the insurance cover start select to show or hide related content The insurance policies start as soon as your account is opened but you won t be able to claim for any incidents which occurred before the account opening date If the account can t be opened immediately for example for joint applications where we may require additional signatures to open the account then cover will start as soon as you receive your letter confirming that the account is opened or complete the application in branch Customers who upgrade to FlexPlus from an existing Nationwide current account will be covered as soon as their application is completed What age restrictions apply to the insurance policies select to show or hide related content For Annual Worldwide Travel Insurance if you an account holder or a family member as defined in the policy terms and conditions are 75 years old or over in order to continue to benefit for travel cover you must contact the insurer to purchase an age extension to your policy 50 per account per annum You will also be required to be medically screened to confirm if you have any existing medical conditions Some medical conditions will incur an additional premium or we may not be able to provide cover for that medical condition Your policy will not cover this person for claims relating to a pre existing medical condition until you have done this There are no age restrictions on any of the other insurance policies How do I check my eligibility to claim on the insurance policies select to show or hide related content It s really important that you understand your eligibility to claim on the FlexPlus insurance products before you apply for a FlexPlus account We ll ask you a number of questions about eligibility during the application process This is to help you understand if the account

    Original URL path: http://www.nationwide.co.uk/support/product-support/current-account/flex-plus (2016-02-09)
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  • FlexPlus FAQs | Nationwide
    can send us a secure message if you re registered for the Internet Bank and we ll send a form to you Note If the account holder to be added does not currently hold any Nationwide accounts please visit a Nationwide branch with identification to have a profile set up How do I close my account select to show or hide related content Accounts can be closed in any of our branches It must be the account holder or Power Of Attorney or Court Of Protection that asks us to close the account For security reasons you must return any cards issued with the account when you close your account You cannot close your account if it s overdrawn If any charges are due on your account then we ll close it the day after the charges are paid What is the monthly fee on a FlexPlus account and when is it taken select to show or hide related content The FlexPlus account has a monthly fee of 10 which is taken from your account on the last day of the month even if this is not a working day The first monthly fee will be taken at the end of the month after you have opened your account For example if you open your account on 1st February the first monthly payment will be taken on 31st March How do I sign up for Mobile Telephone and Internet Banking select to show or hide related content FlexPlus comes with automatic registration for our Telephone Banking service If you re not already registered we ll register you and send you a letter about how to get started See our ways to bank pages for information on how to sign up for the Internet and Mobile Bank or any other service we offer like text alert When do I need cleared funds in my account to meet a particular payment select to show or hide related content When you ask us to make Direct Debits standing orders and bill payments on a future date we attempt to make these payments in the morning Payment Retry If you haven t got enough money in your account to make the payment we ll try to make the payment again on the same day at 2 30pm This is to give you more time to get cleared funds into your account You can do this by paying money into your account at any of our branches making a Faster Payment from another bank or a quick transfer online from another Nationwide account To find out when a cheque you re paying into your account will clear please use our cheque clearance calculator If you register for any of our text alerts we ll also automatically send you Payment Retry alerts If you still don t have enough money to cover the payment when we try to take the payment again at 2 30pm you ll still only receive 1 unpaid transaction fee Insurance Benefits Show all expandable content Hide all expandable content When does the insurance cover start select to show or hide related content The insurance policies start as soon as your account is opened but you won t be able to claim for any incidents which occurred before the account opening date If the account can t be opened immediately for example for joint applications where we may require additional signatures to open the account then cover will start as soon as you receive your letter confirming that the account is opened or complete the application in branch Customers who upgrade to FlexPlus from an existing Nationwide current account will be covered as soon as their application is completed What age restrictions apply to the insurance policies select to show or hide related content For Annual Worldwide Travel Insurance if you an account holder or a family member as defined in the policy terms and conditions are 75 years old or over in order to continue to benefit for travel cover you must contact the insurer to purchase an age extension to your policy 50 per account per annum You will also be required to be medically screened to confirm if you have any existing medical conditions Some medical conditions will incur an additional premium or we may not be able to provide cover for that medical condition Your policy will not cover this person for claims relating to a pre existing medical condition until you have done this There are no age restrictions on any of the other insurance policies How do I check my eligibility to claim on the insurance policies select to show or hide related content It s really important that you understand your eligibility to claim on the FlexPlus insurance products before you apply for a FlexPlus account We ll ask you a number of questions about eligibility during the application process This is to help you understand if the account will meet your needs These eligibility checks will indicate which products you will be able to claim against Any claims will also be subject to the terms and conditions of the policy You must continue to consider your eligibility to claim on an ongoing basis Please do this regularly and always when your personal circumstances change The policy summary contains an eligibility guide or you can contact the insurers on 0800 11 88 55 How do I get a copy of the policy document or summary select to show or hide related content You can download the policy documents below visit us in branch or order them by telephone on 0800 11 88 55 options 3 1 then 2 Worldwide Family Travel Insurance Policy UK and European Breakdown and Recovery Worldwide Mobile Phone Insurance Policy Extended Warranty Protection Policy Identity Theft Assistance FlexPlus Worldwide Emergency Assistance How do I make a claim select to show or hide related content All claims can be made by calling 0800 11 88 55 UK 44 1793 541 200 abroad

    Original URL path: http://www.nationwide.co.uk/support/support-articles/faqs/current-account-faqs/flexplus-faqs (2016-02-09)
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  • FlexPlus service grid | Nationwide
    for retirement View all Planning for life events Dealing with the unexpected Dealing with the unexpected Dealing with the unexpected homepage Bereavement Redundancy Illness money View all Dealing with the unexpected Can t find what you re looking for Ways to contact us Find your nearest branch About We re the world s largest building society Run for the benefit of our members Being a building society means that we re free to reinvest our profits to improve the products and services we offer About Nationwide About View all about Why choose Nationwide Why choose Nationwide Why choose Nationwide homepage All about membership Citizenship Awards and achievements View all Why choose Nationwide Have your say Have your say Have your say homepage Member TalkBacks Annual General Meeting Social media View all Have your say Corporate information Corporate information Corporate information homepage Governance Our history Results and accounts View all Corporate information Your Nationwide Your Nationwide Your Nationwide homepage Your rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log

    Original URL path: http://www.nationwide.co.uk/support/support-articles/services/service-grid-flexplus (2016-02-09)
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  • Make a FlexPlus Insurance claim | Nationwide
    means that we re free to reinvest our profits to improve the products and services we offer About Nationwide About View all about Why choose Nationwide Why choose Nationwide Why choose Nationwide homepage All about membership Citizenship Awards and achievements View all Why choose Nationwide Have your say Have your say Have your say homepage Member TalkBacks Annual General Meeting Social media View all Have your say Corporate information Corporate information Corporate information homepage Governance Our history Results and accounts View all Corporate information Your Nationwide Your Nationwide Your Nationwide homepage Your rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Product support Travel Ways to bank Dealing

    Original URL path: http://www.nationwide.co.uk/support/support-articles/claims/flexplus-insurance-claim (2016-02-09)
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  • Savings Accounts Explained | Saving Information| Nationwide
    to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Current accounts Savings ISAs Investments Financial planning Loans Credit cards Mortgages Insurance Savings accounts It s the little things we do for our savers that help a lot Main content of page below Savings home All savings accounts Savings accounts explained Savings tools Savings home All savings accounts Savings accounts explained Understanding savings accounts It can be difficult finding the right account for you especially when there are so many different types available We can help you understand what the differences are and help you start saving with confidence Types of savings accounts Access to your money Support help guides Types of savings accounts There are a range of different types of savings accounts designed for different needs take a look below to get a quick explanation of the main types Cash ISAs Cash ISAs are Individual Savings Accounts where your interest is paid tax free Your total annual ISA allowance for this year is 15 240 2015 2016 which you can split as you wish between a cash and Stocks Shares ISAs You can only save with one cash ISA provider in each tax year and the same or another Stocks Shares ISA provider With Nationwide you can split your cash ISA allowance between our full range of cash ISAs View our range of Cash ISAs Learn more about ISAs Savings accounts The type of savings account you choose will depend on your goals Generally the longer you re prepared to lock your money away the more interest you can get However you might suffer a loss of interest if you withdraw from a long term savings account at short notice and may incur an early access charge so it s worth

    Original URL path: http://www.nationwide.co.uk/products/savings/our-savings-accounts/savings-accounts-explained (2016-02-09)
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