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  • All News - News Hub | Nationwide
    information Your Nationwide Your Nationwide Your Nationwide homepage Your rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content News The basics Looking after your money Buying owning property Planning for life events Dealing with the unexpected Home Guides News 06 January 2016 Preparing for your ski holiday Read full story 11 January 2016 A simple video guide to Current Accounts Read full story 19 January 2016 A video introduction to Life Insurance Read full story Previous item Next item Main content of page below All news articles Filter stories Blogs All Articles Blogs Infographics Videos The Political Year Ahead 27 01 16 This is a blog post new

    Original URL path: http://www.nationwide.co.uk/guides/news/all-news?filter=blogs&index=0 (2016-02-09)
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  • All News - News Hub | Nationwide
    and services we offer About Nationwide About View all about Why choose Nationwide Why choose Nationwide Why choose Nationwide homepage All about membership Citizenship Awards and achievements View all Why choose Nationwide Have your say Have your say Have your say homepage Member TalkBacks Annual General Meeting Social media View all Have your say Corporate information Corporate information Corporate information homepage Governance Our history Results and accounts View all Corporate information Your Nationwide Your Nationwide Your Nationwide homepage Your rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content News The basics Looking after your money Buying owning property Planning for life events Dealing with the unexpected Home Guides

    Original URL path: http://www.nationwide.co.uk/guides/news/all-news?filter=blogs&index=1 (2016-02-09)
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  • The UK Budget | Guides | Nationwide
    Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content News The basics Looking after your money Buying owning property Planning for life events Dealing with the unexpected Home Guides The basics In this section The UK Budget Guide Going abroad How to choose a bank account Keeping younger customers safe online Keeping your money secure Sending money abroad Understanding loans and credit Understanding overdrafts Understanding payments and transfers More The UK Budget Guide What is the UK Budget and what does it mean for you Main content of page below What is the Budget The Budget is an annual announcement from the Chancellor of the Exchequer currently George Osborne on the state of the UK s finances The Budget is announced at the end of the financial year It covers How public money from taxes will be spent in the coming year The state of the economy in the UK How we are doing against our economic objectives such as debt reduction Predictions for the future The Budget announcement The Budget also known as the Financial Statement is drawn up by the Chancellor of the Exchequer The part containing financial forecasts is produced by the Office for Budget Responsibility After being carried to the House of Commons in its famous red briefcase the Budget is announced to the Members of Parliament by the Chancellor Also listening are members of the press and via television coverage the rest of the country The speech can take several hours as it covers every element of the UK s spending After the Budget is heard the leader of the opposing political party will traditionally respond to the Budget speech and MPs will debate the tax changes suggested in the Budget for around 4 days Once everything is agreed the tax changes are put into a new Finance Bill This is presented to Parliament and needs to be agreed for the Budget changes to become law Some changes however will come into force on the same day as the

    Original URL path: http://www.nationwide.co.uk/guides/understanding-the-basics/budget-guide (2016-02-09)
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  • Keeping younger customers safe online
    this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content News The basics Looking after your money Buying owning property Planning for life events Dealing with the unexpected Home Guides The basics In this section The UK Budget Guide Going abroad How to choose a bank account Keeping younger customers safe online Keeping your money secure Sending money abroad Understanding loans and credit Understanding overdrafts Understanding payments and transfers More Keeping your money safe Online banking shopping for younger customers Main content of page below The information in this guide was last updated on 22 10 2014 10 tips for staying safe online If this is your first current account and you re new to shopping and banking online there are a few things to watch out for We work hard to keep your account secure but fraudsters are always looking for new ways to get hold of your money Figures from Financial Fraud Action UK FFA UK show that card and remote banking fraud increased during the first six months of 2014 But whether you re buying things in shops using internet cafes or paying for things online there are some simple steps you can take to protect your money and keep your personal details safe 1 Keep your PIN safe Your PIN Personal Identification Number is only for you to use so don t tell it to anyone not even your friends A PIN is made up of four numbers You tap it in when you pay for things with your debit card in shops If anyone asks you for your PIN on the phone or by email don t give it to them Just hang up or delete the email Make sure no one s looking over your shoulder when you tap in your PIN and always cover the keypad with your other hand 2 Smarter online shopping When you buy things online look for sites with a closed padlock symbol in the browser s address bar or web addresses that start https The closed padlock shows that the website you re using keeps your details safe Look for it at the top of the screen in the browser s address bar Security is needed when you enter your bank or debit card details or type in personal details so check the page has a closed padlock before you do Don t agree to pay in cash or transfer money direct into a seller s bank account when buying things online pay by debit card or use a payment service like PayPal or WorldPay 3 Password protection Use passcodes and passwords to keep your

    Original URL path: http://www.nationwide.co.uk/guides/understanding-the-basics/keeping-younger-customers-safe-online (2016-02-09)
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  • Guide to Sending Money Abroad | Nationwide
    questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content News The basics Looking after your money Buying owning property Planning for life events Dealing with the unexpected Home Guides The basics In this section The UK Budget Guide Going abroad How to choose a bank account Keeping younger customers safe online Keeping your money secure Sending money abroad Understanding loans and credit Understanding overdrafts Understanding payments and transfers More Sending money abroad A guide to the various methods you can use Main content of page below Sending money abroad The information in this guide was last updated on 26 02 2014 It s easy to send your money between your UK bank or building society account and an overseas bank account So if you want to pay someone in another country for goods or services here s a quick guide to the various methods you can use to send money abroad What information do I need to make an international payment There are various ways of making international payments but typically you ll need to have the following information to make a payment overseas the recipient s full name and address the recipient s IBAN International Bank Account Number or account number the name and address of the recipient s bank including the BIC Banking Identifier Code SWIFT code clearing code the amount you want to transfer These IBAN and BIC SWIFT codes make international payments faster and more secure

    Original URL path: http://www.nationwide.co.uk/guides/understanding-the-basics/sending-money-abroad (2016-02-09)
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  • overdraft-basics
    people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content News The basics Looking after your money Buying owning property Planning for life events Dealing with the unexpected Home Guides The basics In this section The UK Budget Guide Going abroad How to choose a bank account Keeping younger customers safe online Keeping your money secure Sending money abroad Understanding loans and credit Understanding overdrafts Understanding payments and transfers More Understanding overdrafts Short term solutions to tide you over Main content of page below Overdraft basics Overdraft glossary Overdraft basics About overdrafts The information in this guide was last updated on 26 02 2014 Overdrafts can be useful if you need money to tide you over in the short term Read our guide to how they work including overdraft fees An overdraft is a service provided by a building society or bank that allows you to make withdrawals write cheques and make payments when you don t have enough money in your account to cover them in the short term As it s a means of borrowing money you usually have to pay fees or interest for using it There are two types of overdraft Arranged overdraft this is an amount agreed with your

    Original URL path: http://www.nationwide.co.uk/guides/understanding-the-basics/understanding-overdrafts/overdraft-basics (2016-02-09)
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  • Looking After & Improving Your Credit Rating | Nationwide
    box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content News The basics Looking after your money Buying owning property Planning for life events Dealing with the unexpected Home Guides Looking after your money In this section Dealing with debt problems Managing debts Debt consolidation Building a safety net Borrowing sensibly Make the most of your savings Managing your money Looking after your credit rating Tax free savings Stocks shares ISAs Windfalls and inheritance Guide to investing More Looking after your credit rating How to improve your credit rating Main content of page below Looking after your credit rating The information in this guide was last updated on 26 02 2014 Trying to understand your credit rating after being rejected by a lender Here we look at what a credit rating is and how anyone can improve it themselves What is a credit rating Credit ratings are used by lenders to rate how likely you are to fulfill your financial commitments like repaying loans or credit card bills They are based on a number of different factors including your previous dealings and financial habits Lenders use credit ratings and credit scores to decide whether to lend you money and if so how much Your credit rating will be based on information provided to lenders by credit reference agencies The main agencies are Experian Equifax and CallCredit They assess your credit worthiness by looking at factors such as your history of borrowing and repayment financial assets or liabilities electoral roll information any County Court Judgments CCJs you have against you It s important to know that there is no such thing as a universal credit rating the way one lender interprets your credit worthiness may be different to another So if you re rejected by one bank it s very possible you ll be accepted somewhere else and vice versa However applying to multiple lenders at the same time may impact your rating Why are credit ratings important Lenders use your credit rating to work out whether to lend you money And if they decide to lend to you they also use the credit rating to work out how much and at what interest rate Other guides you may like Understanding loans and credit Illness and money Money worries What could damage your credit rating Show all expandable content Hide all expandable content High levels of debt select to show or hide related content Lenders get nervous about lending to anyone who has lots of outstanding debt elsewhere Lack of credit history select to show or hide related content If you haven t borrowed money in the past there won t be much information

    Original URL path: http://www.nationwide.co.uk/guides/looking-after-your-money/looking-after-your-credit-rating (2016-02-09)
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  • Cheque Fraud Awareness | Nationwide
    rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Product support Travel Ways to bank Dealing with difficulties Security centre Glossary Accessibility Contact us Home Support Security centre In this section Overview Internet Banking Security Mobile Banking Security Fraud Awareness More Fraud Awareness We re committed to helping you protect yourself against fraud Main content of page below Card fraud Cheque fraud Identity fraud Fraud investment scams Mobile Banking fraud Online fraud Card fraud Cheque fraud Cheque fraud Cheque fraud occurs when a fraudster uses a worthless cheque i e no funds available stolen or altered cheque or counterfeit cheque Fraudsters will try to use cheques to get

    Original URL path: http://www.nationwide.co.uk/support/security-centre/fraud-awareness/cheque-fraud (2016-02-09)
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web-archive-uk.com, 2017-12-18