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  • 3 digit security code | Nationwide
    Borrowing sensibly View all Looking after your money Buying owning property Buying owning property Buying owning property homepage Buying your first home Selling your home Remortgage your home View all Buying owning property Planning for life events Planning for life events Planning for life events homepage Getting married Starting a family Planning for retirement View all Planning for life events Dealing with the unexpected Dealing with the unexpected Dealing with the unexpected homepage Bereavement Redundancy Illness money View all Dealing with the unexpected Can t find what you re looking for Ways to contact us Find your nearest branch About We re the world s largest building society Run for the benefit of our members Being a building society means that we re free to reinvest our profits to improve the products and services we offer About Nationwide About View all about Why choose Nationwide Why choose Nationwide Why choose Nationwide homepage All about membership Citizenship Awards and achievements View all Why choose Nationwide Have your say Have your say Have your say homepage Member TalkBacks Annual General Meeting Social media View all Have your say Corporate information Corporate information Corporate information homepage Governance Our history Results and accounts View all Corporate information Your Nationwide Your Nationwide Your Nationwide homepage Your rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility

    Original URL path: http://www.nationwide.co.uk/support/support-articles/security/3-digit-security-code (2016-02-09)
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  • Digital Banking Promise | Nationwide
    with the unexpected homepage Bereavement Redundancy Illness money View all Dealing with the unexpected Can t find what you re looking for Ways to contact us Find your nearest branch About We re the world s largest building society Run for the benefit of our members Being a building society means that we re free to reinvest our profits to improve the products and services we offer About Nationwide About View all about Why choose Nationwide Why choose Nationwide Why choose Nationwide homepage All about membership Citizenship Awards and achievements View all Why choose Nationwide Have your say Have your say Have your say homepage Member TalkBacks Annual General Meeting Social media View all Have your say Corporate information Corporate information Corporate information homepage Governance Our history Results and accounts View all Corporate information Your Nationwide Your Nationwide Your Nationwide homepage Your rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet

    Original URL path: http://www.nationwide.co.uk/support/support-articles/security/digital-banking-promise (2016-02-09)
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  • Send a secure message | Nationwide
    find what you re looking for Ways to contact us Find your nearest branch About We re the world s largest building society Run for the benefit of our members Being a building society means that we re free to reinvest our profits to improve the products and services we offer About Nationwide About View all about Why choose Nationwide Why choose Nationwide Why choose Nationwide homepage All about membership Citizenship Awards and achievements View all Why choose Nationwide Have your say Have your say Have your say homepage Member TalkBacks Annual General Meeting Social media View all Have your say Corporate information Corporate information Corporate information homepage Governance Our history Results and accounts View all Corporate information Your Nationwide Your Nationwide Your Nationwide homepage Your rewards Your voice Your society View all Your Nationwide Media Policy and Legal Media Policy and Legal Media Policy and Legal homepage Media Centre Policy and Public Affairs Information for Lawyers View all Media Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See

    Original URL path: http://www.nationwide.co.uk/support/support-articles/how-to/send-a-secure-message (2016-02-09)
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  • Unknown transactions on my account | Nationwide Building Society
    Policy and Legal House Price Index House Price Index House Price Index homepage House Price calculator Reports archive Download data View all House Price Index Investor relations Investor relations Investor relations homepage About the business Funding programmes Investor queries View all Investor relations Our people Our people Our people homepage Working for us Jobs at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Product support Travel Ways to bank Dealing with difficulties Security centre Glossary Accessibility Contact us Home Support Support Unknown transactions on my account Main content of page below Overview Common trading names Frequently asked questions Overview What are unknown or unauthorised transactions Every now and again you might notice a transaction or payment on your account that you re not entirely sure about this is classed as an unknown transaction This can often be caused by a retailer or business having a trading name that is different to the actual shop or company name that you might be more familiar with An unauthorised transaction is a payment on your account which you did not consent to If you find one of these transactions on your account please contact us as soon as possible

    Original URL path: http://www.nationwide.co.uk/support/support-articles/security/unknown-transactions-on-my-account/overview (2016-02-09)
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  • Product Support | Nationwide
    at Nationwide Graduate programmes View all Our people Can t find what you re looking for Ways to contact us Find your nearest branch Support We re here to help whether you need assistance with one of your accounts or if you just have questions you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Product support Travel Ways to bank Dealing with difficulties Security centre Glossary Accessibility Contact us Home Support Product support In this section Overview Current Account Mortgages Savings ISAs Investments Loans Credit Card Insurance More Product support Main content of page below Product Support Get help quickly and easily on all your Nationwide products Mortgages Current Account ISAs Savings Investments Credit Cards Loans Insurance Popular searches Can I pay off my loan early How do I cancel a Direct Debit How do I overpay my mortgage How do I register for Mobile Banking How do I order a card reader What are text alerts What is SavingsWatch When does my interest get paid How do I transfer my cash ISA to Nationwide I have financial problems and need help Emergencies Lost and stolen cards Report a suspicious email The ATM has kept my card The ATM didn t give me my money Unknown transactions on my account What are you looking for today Search Ways to contact us Message us If you prefer to use email to get in touch about any issues you have or ask us

    Original URL path: http://www.nationwide.co.uk/support/product-support/overview (2016-02-09)
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  • Savings general Terms and Conditions | Nationwide
    to fraud without your permission The period of each of the above elements is detailed below Interest paid from Withdrawals allowed from Certainty from The start of the 2nd working day following the day of deposit If a cheque is paid in to the account on a Saturday Sunday or Bank Holiday then the day of deposit will be the next working day The start of the 5th working day following the day of deposit subject to any additional conditions for your account for withdrawing money If a cheque is paid in to the account on a Saturday Sunday or Bank Holiday then the day of deposit will be the next working day The end of the 6th working day following the day of deposit If a cheque is paid in to the account on a Saturday Sunday or Bank Holiday then the day of deposit will be the next working day Certainty applies from the end of the 6th working day 11 59 pm following the day of deposit Although we will let you withdraw against cheques as shown above this does not mean the cheque has cleared for certainty Cheques can be returned unpaid before certainty and if so will be debited from your account Cheques drawn from or paid into the account will be treated as valid for six months from the date of the cheque Cheques must not be post dated Taking Money Out Subject to any additional conditions on your account regarding withdrawals the card certificate or passbook must accompany any request for a withdrawal from the account Subject to any additional conditions on your account regarding withdrawing money you may withdraw up to 500 in cash each day or up to 500 000 by cheque from a Nationwide branch immediately Larger amounts may be withdrawn by cheque after making an arrangement with any Nationwide branch Subject to any additional conditions on your account cash and automated credits deposited into the account will be available for withdrawal immediately Subject to any additional conditions on your account withdrawal of funds by international transfer and CHAPS payments are available and are subject to an administration charge Details of charges foreign exchange conversion and timescales are available on request or when a transaction is authorised Standing orders direct debits and bill payments cannot be made from the account We will debit the account with all payments and withdrawals authorised by you together with any charges in accordance with our published charges Interest Unless the account has a fixed interest rate we may vary interest rates We will only vary the rate for one or more of the following reasons to reflect changes in general interest rates including the interest rates or terms on which similar accounts are offered by other providers of financial services to reflect any changes or anticipated changes in the law regulations or codes of practice or to respond to a decision by a court ombudsman or regulator to respond to changes in the rates applying to our mortgage business to reflect changes to our costs including administrative costs costs involved in providing services or facilities or changes in the costs to us of borrowing funds to maintain our financial strength for the benefit of our members If we vary the rate for one of these reasons we will tell you about it by putting a notice in our branches and or on our website or an advertisement in the press If we vary the rate for any other reason we will notify you personally at least 30 days in advance and ignore any notice period on your account for at least 60 days starting on the date of the notice to allow you to close or switch the account without loss of interest We will deduct tax at the basic rate from any interest paid unless you are eligible to receive interest gross without tax deducted For interest to be paid gross you must complete HM Revenue Customs form R85 The interest rate that applies to your account is available at nationwide co uk or by phoning 0800 30 20 11 or from any of our branches Interest is calculated differently in a leap year and deposits made after 29 February will receive less interest than they would in a non leap year For further information please visit your local branch If the date for payment of interest is a Saturday Sunday or Bank Holiday it will be paid on the next working day and backdated to the due date Variation of Terms and Conditions We may make changes to the terms in Part I of this agreement and any additional terms and conditions applying to your account We will make these changes as set out below unless in the case of additional terms and conditions applying to your account those additional terms and conditions set out how those additional terms and conditions can be varied in which case the terms in the additional terms and conditions will prevail If the change is to your disadvantage we will tell you about it personally either by letter email or secure personal message within the Nationwide Internet Banking site at least 30 days before we make the change At any time up to 60 days from the date of this notice you may switch your account or close it without having to pay any charges or interest for doing this We may make any other change immediately and tell you about it by putting a notice in our branches and or on the website or an advertisement in the press Closing and Cancellation Under normal circumstances we may close the account by giving you at least 30 days notice We may close your account immediately in exceptional circumstances which might include a legal obligation to close the account or threatening or abusive behaviour towards our staff After opening the account you may transfer the balance to another account with us or have your money returned without

    Original URL path: http://www.nationwide.co.uk/support/support-articles/terms-and-conditions/savings-general-terms-and-conditions (2016-02-09)
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  • ISA general Terms and Conditions | Nationwide
    for each specific cash ISA product If there is a conflict between the Savings General terms and conditions and these ISA general terms and conditions these ISA general terms and conditions will take priority The terms and conditions specific to each of our cash ISA products if any may be additional to these ISA general terms and conditions The specific cash ISA product terms and conditions will tell you if these ISA general terms and conditions apply The Nationwide cash ISA the ISA can comprise all or any of our cash ISA products which includes any cash ISA provided by the former Portman Building Society The account is available to anyone aged 16 or over The maximum you can pay into an ISA in any tax year which you can choose to invest in a cash ISA and or a stocks and shares ISA is prescribed by HM Revenue Customs HMRC To find out what the annual allowances are and any other permissible subscriptions please visit us in branch or visit our website www nationwide co uk or HMRC s website www hmrc gov uk Subject to HMRC ISA regulations you can split your cash ISA annual allowance between all or any of our cash ISA products and or any cash ISA provided by the former Portman Building Society provided that your annual allowance is not exceeded across all the cash ISA products If you make a withdrawal you cannot pay more money in to your cash ISA s if this means you will exceed your annual allowance You agree that you will not pending termination or transfer subscribe to any other cash ISA in the same tax year as subscribing to this one unless permitted under the HMRC ISA regulations Proof of your identity verification of your address and your National Insurance Number will be required on account opening The ISA will be and must remain in your beneficial ownership and must not be used as security for a loan Subject to any restrictions on withdrawal detailed in the cash ISA product specific terms and conditions if after opening the account you do not consider it to be suitable you may transfer the balance to another account with us or have the money returned In either case we must receive notification of your intention within 30 days from the date that the ISA was opened The interest will be paid tax free to you and the subscription will not count towards your ISA annual allowance for that tax year You can open a subsequent cash ISA with us or another financial institution up to your annual allowance for that tax year Unless the cash ISA product specific terms and conditions state otherwise interest earned in one Nationwide cash ISA product can be paid into another Nationwide cash ISA product subject to any restrictions on deposits into the account and will not count towards the annual allowance Interest is paid tax free Interest will not accrue to the ISA following

    Original URL path: http://www.nationwide.co.uk/support/support-articles/terms-and-conditions/isa-general-terms-and-conditions (2016-02-09)
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  • SavingsWatch terms and conditions | Nationwide
    you d like answered View all support Support View all support Emergency help Emergency help Emergency help homepage Important Travel Information Lost or stolen card Unusual activity on my account View all Emergency help Product support Product support Product support homepage Current Accounts Savings ISAs Mortgages View all Product support Ways to bank with us Ways to bank with us Ways to bank with us homepage Internet Banking Mobile Banking Telephone Banking View all Ways to bank with us Travel Travel Travel homepage Fees and charges Emergency numbers Travel insurance FAQs View all Travel Contact us Contact us Contact us homepage Send us a message Call us Make a complaint View all Contact us Dealing with difficulties Dealing with difficulties Dealing with difficulties homepage Money worries Bereavement Power of Attorney View all Dealing with difficulties Security centre Security centre Security centre homepage Internet Banking security Mobile Banking security Fraud awareness View all Security centre Accessibility Accessibility Accessibility homepage Web accessibility Branch accessibility Setting up your browser View all Accessibility Can t find what you re looking for Ways to contact us Find your nearest branch Contact Us Branch Finder Register for Internet Banking Search Select this to show hide the search box Search Search this site Search Log in menu Select this to reveal panel with log in and registration links for Internet Banking Internet Banking Log in Log in or register for Internet Banking Help and demos Security Centre See more All services are operating normally MySave Online Savings Investor Portfolio Service IPS Legal and General MyAccount Personal Finance Portal Skip over secondary navigation to main content Product support Travel Ways to bank Dealing with difficulties Security centre Glossary Accessibility Contact us Back to Nationwide co uk homepage Support SavingsWatch terms and conditions Main content of page below The following terms and conditions apply to SavingsWatch To subscribe to SavingsWatch you must be 16 years old or over and hold a Nationwide savings account To subscribe to SavingsWatch you must provide a valid email address and you must tell us straight away if you change your email address SavingsWatch notifications about new products and services will be sent by email only SavingsWatch notifications about interest rate changes will be sent by either SMS or email depending on the communication preference for rate notifications that you have made SavingsWatch notifications about interest rate changes will include any bonus interest rate expiry notifications SavingsWatch notifications will not be provided on any club charity or organisation accounts If you choose to receive SavingsWatch notifications about interest rate changes by SMS you must provide your mobile telephone number and you must tell us straight away if you change your mobile telephone number Subject to condition 6 above SavingsWatch notifications about interest rate changes will be sent in respect of each applicable account that you hold SavingsWatch notifications will not be provided for interest rate changes to your Nationwide savings account where the change in interest rate is caused by an increase or decrease

    Original URL path: http://www.nationwide.co.uk/support/support-articles/terms-and-conditions/savings-watch-terms-and-conditions (2016-02-09)
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web-archive-uk.com, 2017-12-11