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  • News for Landlords and property owners: cheaper insurance rates
    Contents sum insured 50 000 16 Contents sum insured 75 000 25 Contents sum insured 100 000 30 The discounts are independent only to the appropriate section of cover and only one discount per section of cover applies These discounts substantially improve the premiums we are able to offer with a 600 000 rebuilding sum insured coverable from an incredible 268 00 Find the cheapest property insurance quotes online Landlord Insurance is one of many of our products Above all we aim to help our customers in all aspects of insurance Compare Landlord Insurance Compare our landlord insurance rates with Insuremyletproperty justlandords comparethemarket endsleigh simplelandlordsinsurance confused com gocompare totallandlordinsurance com Direct Line Other Insurance Buy to let Rented Property Legal Expenses boiler cover More Landlord Insurance Cheap Advice What is Landlord Insurance Landlord Insurance Explained Providers Landlord Insurance Broker Tenant Types Professional Subsidised DSS Asylum seekers students Bedsits Unoccupied holiday homes Portfolios Landlord Insurance Cover Buildings Contents Landlord Insurance Companies SAGIC USURE VASEK ARK COVEA ABACUS This site does NOT use cookies Any information provided will be used solely for the arrangement and administration of non investment insurance policies For other products other than insurance for landlords or travel insurance click here We only provide insurance for the UK market For links to sites in the American Insurance market click here we have no control over content of other insurance websites and make no recommendation as to the suitability of insurance products offered thereon Site Map Scope of permission Portwood Insurance Brokers We have been insurance brokers for more than 40 years and aimed to give advice to customers about their demands and needs Unless you call us our products are offered on a non advised basis it will your responsibility to ensure the product is suitable on the information

    Original URL path: http://www.portwood.co.uk/landlord-insurance/news/140213/cheaper.html (2016-02-12)
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  • Help on postcodes
    in the UK Northern Ireland Isle of Mann and Channel Islands There are no red lined postcodes however properties with previous subsidence or in a flood area will have to be referred terms quoted will depend on claims history and

    Original URL path: http://www.portwood.co.uk/landlord-insurance/help/postcode.htm (2016-02-12)
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  • Help on definition of buildings sum insured
    on the number of bedrooms I t is up to you to ensure that the sum insured is adequate in all cases as failure to insure for the correct sum could result in a claim being reduced or even in extreme circumstances voided However if you over insure you don t gain any additional benefit The rebuilding cost has nothing at all to do with the market value of the

    Original URL path: http://www.portwood.co.uk/landlord-insurance/help/buildings.htm (2016-02-12)
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  • Help on definition of contents sum insured
    take with you if you moved home so FITTED kitchen appliances may be regarded as part of the buildings but moveable appliances count as part of the contents Please note that landlords insurance policies are NOT intended to include valuables In general you should insure for the cost of replacing all your contents on anew for old basis to avoid under insurance Our standard policy has a maximum sum insured

    Original URL path: http://www.portwood.co.uk/landlord-insurance/help/contents.htm (2016-02-12)
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  • Help on accidental damage
    cover is an optional extra costing 15 of the premium for contents and 5 for buildings The standard policy does include some accidental damage cover as standard e g to underground pipes fixed glass or solar panels Accidental damage cover

    Original URL path: http://www.portwood.co.uk/landlord-insurance/help/accdam.htm (2016-02-12)
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  • Help on definition of tenants under SAGIC scheme
    Subsidence heave or landslip Impact involving an aircraft aerial device or anything falling from them train vehicle or animal Breakage or collapse of satellite dishes receiving aerials and their fittings or masts Falling trees branches telegraph poles or lamp posts including the cost of removing any that cause damage to the home Accidental damage to Underground Pipes and cables 1 000 limit to clear a blocked underground pipe Emergency access to home to attend an event above that would cause damage If the property IS occupied then we need to know the type of tenant s that are occupying it There are several types Standard tenancy agreement is between the landlord or their agent and the tenant The tenant can be working unemployed or retired and can be in receipt of housing allowance The agreement does not have to be of more than 6 month duration DSS The tenancy agreement is between the landlord or their agent and a third party e g housing association who has control of who occupies the property Note that tenants in receipt of benefits are still rated as Standard providing the tenancy agreement is between the tenant and the landlord Students The property is

    Original URL path: http://www.portwood.co.uk/landlord-insurance/help/tenantssagic.htm (2016-02-12)
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  • Help on definition of construction of property
    may also be flat bitumen the premium depends on the percentage of the roof in this condition The property must also be in a good state of repair For the purposes of obtaining a quote due allowance will be made

    Original URL path: http://www.portwood.co.uk/landlord-insurance/help/construction.htm (2016-02-12)
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  • Help on No claims bonus
    they transfer their cover to us After 1 year a 5 discount is allowable After 2 years 10 discount is allowable After 3 years 15 discount is allowable After 4 years 20 discount is allowable Owner occupier i e normal home insurance only After 5 years 25 discount is allowable Owner occupier i e normal home insurance only We will accept details of previous insurer and expiry date as confirmation

    Original URL path: http://www.portwood.co.uk/landlord-insurance/help/noclaims.htm (2016-02-12)
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web-archive-uk.com, 2016-10-26