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  • About Portwood & Co Ltd. Insurance in Bishop Auckland and Consett
    that a sufficient number of agencies are held so we can offer a wide range of policies for our client s needs Since the IBRA was repealed we had been regulated by the General Insurance Standards Council GISC until 14th January 2005 then authorised and regulated by the Financial Services Authority until 1st April 2013 We are currently authorised and regulated by the Financial Conduct Authority Client money is held in a non statutory client trust account NSCTA at Lloyds TSB this account allows us to fund insurance premiums but not take commission in cases where clients have not paid us the full premium and you accept we can do this We keep all interest earned in the NSCTA All staff members must undergo continuing professional development training Before you take out an insurance policy we will send you A status disclosure document telling you about us normally sent by e mail on submission of a request form A policy summary or Key Facts document A statement of demands and needs A statement of price We must disclose any charges we make for our services Currently they are as follows Adjustments to a policy resulting in an additional premium 15 00 Adjustments to a policy resulting in a return premium not exceeding 100 15 00 Adjustments to a policy resulting in a return premium not exceeding 200 25 00 Adjustments to a policy resulting in a return premium exceeding 200 35 00 Reviewing your policy each renewal at making our recommendations 12 50 only payable if you renew or take our proffered advice If you cancel your policy during the first 14 days 20 00 If WE cancel the policy due to your non cooperation in any form NIL refund Provision of duplicate certificates of insurance policies 10 00 Provision of a temporary cover note to tax a vehicle 5 00 Processing a credit card payment no cost online 3 00 Processing a debit card NIL These charges are in addition to any charges an insurance company makes and cover our expenses and any refund of commission we have to make to an insurance company STAFF 145 Newgate Street Bishop Auckland Co Durham DL14 7EN Tel 01388 607105 Margaret Calderbank Senior Office manager Debbie Hannar Heather Robinson Hayley Gilmour Lynn Keers JB Portwood ACII Managing Director compliance officer 44 Medomsley Road Consett Co Durham DH8 5HA Tel 01207 509446 Fax 01207 599779 Barbara Blemings Office Manager Lauren Dews Julie Tipping Claire Brusby J Portwood Director Company Secretary Jane Bewley Michelle Taylor Jill Daley Lorraine Moore Landlords insurance Bishop Auckland Office Travel Insurance Consett Office Staff are engaged in insurance advice Staff are appointed compliance officers to oversee FCA regulation We operate a call transfer system If one office cannot answer the phone the call is diverted to another This may mean on occasion we will be unable to answer your query If that is the case we will arrange for the correct office to call you back as soon as

    Original URL path: http://www.portwood.co.uk/about_us.htm (2016-02-12)
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  • about our insurance services - right click and 'print' for hard copy
    to cover the work we have done should you decide to cancel any policy during the initial 14 day cooling off period A fee of 15 00 for processing any adjustment to your policy This fee is payable when we have instructed the insurance provider or processed the adjustment If the adjustment results in a return premium of less than 15 00 then the fee will be the return premium only All fees will be deducted from the refund when received by the insurance provider and the balance paid to you A fee of 12 50 for reviewing your demands and needs at renewal of your policy and making our recommendation This fee will be payable upon renewal of your policy or the inception of a replacement policy A fee of 28 00 should you wish to pay the insurance premium by instalments to us The fee is spread over the instalments We offer a maximum of 4 instalments including the initial deposit at monthly intervals We offer premium finance in many cases where the premium is paid by monthly direct debit We do not charge for offering this facility but you may have to pay interest on the amount funded typically 10 We may receive a commission from the premium finance provider typically 2 We are normally remunerated by commission paid by the insurance undertaking with whom we place your policy and provide details on request If we receive no commission we will charge a fee not exceeding 50 00 If you cancel your policy after the fourteen day period we will make a charge comprising of a fixed amount of 15 00 any fees and any commission that we have to refund to the insurance provider You will receive a quotation that will tell you about any other

    Original URL path: http://www.portwood.co.uk/idd.htm (2016-02-12)
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  • Over 75 travel insurance. Insurance for the over 75s
    Canary Islands Cape Verde Cayman Islands Central African Republic Chad Channel Islands Chile China Christmas Island Congo The Democratic Republic of the Costa Rica Cameroon Cocos Keeling Islands Colombia Comoros Congo Cook Islands Corfu Corsica Crete Croatia Cuba Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands Malvinas Faroe Islands Fiji Finland France French Guiana French Polynesia Fuerteventura Gabon Galapagos Islands Gambia Georgia Germany Ghana Gibraltar Gran Canaria Greece Greenland Grenada Guadeloupe Guam Guatemala Guinea Guinea Bissau Guyana Haiti Hawaii Heard Island And Mcdonald Islands Hong Kong Honduras Hungary Ibiza Iceland India Indonesia Ireland Iran Iraq Israel Italy Ivory Coast Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kos Greek Island Kuwait Kyrgyztan Lanzarote Lao People s Democratic Republic Latvia Lebanon Leeward Islands Lesotho Liberia Libyan Arab Jamahiriya Liechtenstein Lithuania Luxemburg Macao Macedonia Madagascar Madeira Maldives Marshall Islands Majorca Malawi Malaysia Mali Malta Martinique Mauritania Mauritius Mayotte Mexico Mongolia Micronesia Federated States of Midway Island Minorca Moldova Monaco Montserrat Morocco Mozambique Myanmar Burma Namibia Nauru Nepal Netherlands Netherlands Antilles New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island North Korea Northern Mariana Island Norway Oman Pakistan Palau Palestinian Territory Occupied Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Islands Poland Portugal Puerto Rico Qatar Reunion Rhodes Greek Islands Rodriguez Island Romania Russia East of the Ural Mountains Russia West of the Ural Mountains Rwanda Samoa San Marino Sao Tome And Principe Sarawak Sardinia Saudi Arabia Senegal Serbia and Montenegro Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Georgia the South Sandwich Islands South Korea Spain Sri Lanka Saint Helena Saint Kitts And Nevis Saint Lucia St Martin Saint Pierre Et Miquelon Saint Vincent And The Grenadines Sudan Suriname Svalbard And Jan Mayen Swaziland Sweden Switzerland Syrian Arab Republic Taiwan Province Of China Tajikistan Tanzania United Republic of Tenerife Thailand Timor Leste Togo Tokelau Tonga Trinidad And Tobago Tristan Da Cunha Tunisia Turkey Turkmenistan Turks And Caicos Islands Tuvalu Uganda United Arab Emirates United Kingdom United States Ukraine Uruguay Uzbekistan Vanuatu Venezuela Vietnam Virgin Islands British Virgin Islands U S Wallis And Futuna Western Sahara Yemen Zambia Zimbabwe Country optional AbuDhabi Afghanistan Aland Islands Alaska Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antigua And Barbuda Argentina Armenia Aruba Ascension Island Australia Austria Azerbaijan Azores Bahamas Bahrain Balearics Bali Bangladesh Barbados Belarus Belgium Benin Bermuda Bhutan Bolivia Bonaire Antilles Bosnia and Herzegovina Botswana Bouvet Island Brazil British Indian Ocean Territory British Virgin Isles Brunei Darussalam Burkina Faso Bulgaria Burundi Belize Cambodia Canada Canary Islands Cape Verde Cayman Islands Central African Republic Chad Channel Islands Chile China Christmas Island Congo The Democratic Republic of the Costa Rica Cameroon Cocos Keeling Islands Colombia Comoros Congo Cook Islands Corfu Corsica Crete Croatia Cuba Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands Malvinas Faroe Islands Fiji Finland France French Guiana French Polynesia Fuerteventura Gabon Galapagos Islands Gambia Georgia Germany Ghana Gibraltar Gran Canaria Greece Greenland Grenada Guadeloupe Guam Guatemala Guinea Guinea Bissau Guyana Haiti Hawaii Heard Island And Mcdonald Islands Hong Kong Honduras Hungary Ibiza Iceland India Indonesia Ireland Iran Iraq Israel Italy Ivory Coast Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kos Greek Island Kuwait Kyrgyztan Lanzarote Lao People s Democratic Republic Latvia Lebanon Leeward Islands Lesotho Liberia Libyan Arab Jamahiriya Liechtenstein Lithuania Luxemburg Macao Macedonia Madagascar Madeira Maldives Marshall Islands Majorca Malawi Malaysia Mali Malta Martinique Mauritania Mauritius Mayotte Mexico Mongolia Micronesia Federated States of Midway Island Minorca Moldova Monaco Montserrat Morocco Mozambique Myanmar Burma Namibia Nauru Nepal Netherlands Netherlands Antilles New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island North Korea Northern Mariana Island Norway Oman Pakistan Palau Palestinian Territory Occupied Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Islands Poland Portugal Puerto Rico Qatar Reunion Rhodes Greek Islands Rodriguez Island Romania Russia East of the Ural Mountains Russia West of the Ural Mountains Rwanda Samoa San Marino Sao Tome And Principe Sarawak Sardinia Saudi Arabia Senegal Serbia and Montenegro Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Georgia the South Sandwich Islands South Korea Spain Sri Lanka Saint Helena Saint Kitts And Nevis Saint Lucia St Martin Saint Pierre Et Miquelon Saint Vincent And The Grenadines Sudan Suriname Svalbard And Jan Mayen Swaziland Sweden Switzerland Syrian Arab Republic Taiwan Province Of China Tajikistan Tanzania United Republic of Tenerife Thailand Timor Leste Togo Tokelau Tonga Trinidad And Tobago Tristan Da Cunha Tunisia Turkey Turkmenistan Turks And Caicos Islands Tuvalu Uganda United Arab Emirates United Kingdom United States Ukraine Uruguay Uzbekistan Vanuatu Venezuela Vietnam Virgin Islands British Virgin Islands U S Wallis And Futuna Western Sahara Yemen Zambia Zimbabwe Country optional AbuDhabi Afghanistan Aland Islands Alaska Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antigua And Barbuda Argentina Armenia Aruba Ascension Island Australia Austria Azerbaijan Azores Bahamas Bahrain Balearics Bali Bangladesh Barbados Belarus Belgium Benin Bermuda Bhutan Bolivia Bonaire Antilles Bosnia and Herzegovina Botswana Bouvet Island Brazil British Indian Ocean Territory British Virgin Isles Brunei Darussalam Burkina Faso Bulgaria Burundi Belize Cambodia Canada Canary Islands Cape Verde Cayman Islands Central African Republic Chad Channel Islands Chile China Christmas Island Congo The Democratic Republic of the Costa Rica Cameroon Cocos Keeling Islands Colombia Comoros Congo Cook Islands Corfu Corsica Crete Croatia Cuba Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands Malvinas Faroe Islands Fiji Finland France French Guiana French Polynesia Fuerteventura Gabon Galapagos Islands Gambia Georgia Germany Ghana Gibraltar Gran Canaria Greece Greenland Grenada Guadeloupe Guam Guatemala Guinea Guinea Bissau Guyana Haiti Hawaii Heard Island And Mcdonald Islands Hong Kong Honduras Hungary Ibiza Iceland India Indonesia Ireland Iran Iraq Israel Italy Ivory Coast Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kos Greek Island Kuwait Kyrgyztan Lanzarote Lao People s Democratic Republic Latvia Lebanon Leeward Islands Lesotho Liberia Libyan Arab Jamahiriya Liechtenstein Lithuania Luxemburg Macao Macedonia Madagascar Madeira Maldives Marshall Islands Majorca Malawi Malaysia Mali Malta Martinique Mauritania Mauritius Mayotte Mexico Mongolia Micronesia Federated States of Midway Island Minorca Moldova Monaco Montserrat Morocco Mozambique Myanmar Burma Namibia Nauru Nepal Netherlands Netherlands Antilles New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island North Korea Northern Mariana Island Norway Oman Pakistan Palau Palestinian Territory Occupied Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Islands Poland Portugal Puerto Rico Qatar Reunion Rhodes Greek Islands Rodriguez Island Romania Russia East of the Ural Mountains Russia West of the Ural Mountains Rwanda Samoa San Marino Sao Tome And Principe Sarawak Sardinia Saudi Arabia Senegal Serbia and Montenegro Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Georgia the South Sandwich Islands South Korea Spain Sri Lanka Saint Helena Saint Kitts And Nevis Saint Lucia St Martin Saint Pierre Et Miquelon Saint Vincent And The Grenadines Sudan Suriname Svalbard And Jan Mayen Swaziland Sweden Switzerland Syrian Arab Republic Taiwan Province Of China Tajikistan Tanzania United Republic of Tenerife Thailand Timor Leste Togo Tokelau Tonga Trinidad And Tobago Tristan Da Cunha Tunisia Turkey Turkmenistan Turks And Caicos Islands Tuvalu Uganda United Arab Emirates United Kingdom United States Ukraine Uruguay Uzbekistan Vanuatu Venezuela Vietnam Virgin Islands British Virgin Islands U S Wallis And Futuna Western Sahara Yemen Zambia Zimbabwe Other parties can insure through our Redwood contract NB on occasion you may be automatically directed to one of our partner websites This only happens when a our algorithm suggests this will be the cheapest option and b we cannot provide a quote for the partner website on our own quotation system This will currently happen for long stays for the over 85 annual travel insurance for the over 75 single trip travel insurance for 75 90 days for the 76 85 non uk residents Expensive cruises Optional Policy Benefits Luggage Yes No Cancellation per person Not needed Up to 500 Up to 750 Up to 1 000 Up to 2 000 Up to 2 500 3 000 Up to 4 000 Up to 5 000 Up to 6 000 Up to 7 000 Up to 7 500 Up to 8 000 Up to 9 000 Up to 10 000 Up to 15 000 Winter Sports Cover Yes No Scuba Diving No Scuba Diving 9 Metres 18 Metres not solo 30 Metres not solo 30 Metres Qualified 40 Metres Qualified Delete Excess No Yes Car Hire Excess Recovery No Yes Business Goods Yes No Golf Equipment Yes No Wedding Cover Yes No QREF Number of Quotes All Top 10 Top 20 Top 30 Further Travel Insurance Information Travel Insurance for over 75 traveling to Europe USA Australia etc Single trips insured for over 75 up to 365 days for any age and annual travel insurance over 75 can purchase Winter sports travel insurance to cover ski holidays and long stay travel insurance for backpackers as well as elderly Contact Details A 44 Medomsley Road Consett Co Durham DH8 5HA T 01207 509446 F 01207 599779 E consett at portwood co uk Any comments about our travel insurance Review us on Trustpilot Travel Insurance over 75 Travel insurance for the over 75 is a specialised market with many companies not offering insurance cover only offering limited lengths of travel imposing higher policy excesses restricting activities etc B Portwood provide cheap travel insurance for the over 75 especially those with pre existing medical conditions As insurance brokers B Portwood Co Ltd specialise in providing cheap travel insurance for all ages including the elderly e g oaps those over 65 and including the over 75 There is no upper age limit on some of the travel insurance policies we offer but annual travel insurance is restricted to those 85 or under There are various classifications of travel insurance and below we discuss how insurance is affected when the traveller s are over 75 Information is provided on long stay travel insurance annual travel insurance as well a single trips and a discussion of rating factors policy cover and medical conditions affecting the over 75 Long Stay travel insurance Whilst most holidays last a couple of weeks or just over there is a demand for travel insurance to cover long stays of up to a year or in some cases even longer For policyholders over 75 many companies cease offering insurance for periods over 31 days although single trip cover is offered for trips not over 93 days at younger ages In addition there are specialised backpacker travel insurance policies aimed at providing limited cover for students and VSO worker below certain ages typically 35 for periods over 90 days up to a year or 18 months Long stay travel insurance policies typically offer lower levels of cover for cancellation as the traveller aged over 75 is unlikely to be residing in a single hotel accommodation over the duration of the trip but on the contrary will be moving around in the countries visited or sojourning with relatives However in some cases travel insurance with high levels of cancellation cover may be required e g long cruises are very expensive Favourite places for the over 75 to spend long stays are Australia Canada America countries with a strong English bias wither relatives have emigrated and there is a desire to see grandchildren Since accommodation is usually free the actual cost of the journey is simply the air fares and since the traveller is now over the retirement age a pensioner there is great flexibility in selecting appropriate dates for travel Nevertheless travel insurance is recommended for an extended stay abroad since a long stay increases the possibility of an elderly traveller suffering either from complications of existing medical conditions or the onset of new ones Especially in America under the new Affordable care Act medical costs are expensive and so the cover for long stays abroad can be expensive premiums over 1 000 are not unusual for long stays B Portwood offers cheap long stay travel insurance for the over 75 over periods up to 12 months worldwide although an affiliate provider is used to cover those aged over 85 Annual Travel insurance over 65 up to 90 days a trip Multi Trip Travellers over 65 can benefit from annual travel insurance not over 90 days a trip Annual travel insurance providing cheap comprehensive cover is available for holiday insurance including the over 65 with or without medical conditions Family cover is also available Typically for annual travel insurance the maximum cut off age for the elderly is 65 and very few online companies offer premiums once the policyholder is a senior citizen over 80 still less if over 85 Annual travel insurance covers any number of trips with the proviso that the maximum length does not exceed a specific period This is usually 31 days although the Redwood Travel Insurance offer cover of 31 45 60 or 93 days up to 74 Normally including some winter sports however these are usually removed for the elderly There are typically 3 specific regions Europe which may extend to cover some non european countries with a Mediterranean coastline Worldwide excluding USA Usually also excludes Canada and the Caribbean which includes journeys to such countries as Australia New Zealand South Africa etc and Worldwide travel including USA Since annual travel insurance policies even for the over 75 last for 12 months and may be renewable underwriters have to allow for possible changes in medical conditions over the year and overall health as the traveller enters their golden years Hence the high premiums Insurance underwriters also should be advised of changes in medical conditions if so requested under the policy wording see below for problems this causes It is expedient the over 75 should research the insurance costs of single trips when considering the options Unless many long holidays are being planned in many cases several single trip travel insurance policies may be more economical over all for the senior citizen This is probably true should only one trip outside Europe be anticipated as Worldwide extensions are expensive Our cheap online annual holiday travel insurance quote system will quote a range of travel insurance companies UK or EU residents can buy online Help is provided for travellers with pre existing medical conditions or even a terminal prognosis provided return is 6 months or more Click on the quote button for an immediate quotation and buy online Cheap multi trip travel insurance for the Over 65 Competitive rates and a wide range of options Up to 90 days a trip Medical conditions can be covered Cheap multi trip travel insurance for the over 75 Maximum age limit is 85 with up to 90 days cover a trip Medical conditions can be covered with online medical self screening Cheap multi trip travel insurance for the under 50 Three levels of cover three maximum length options Cheap premiums with large discounts for removing lugage and cancellation cover We recommend removing the excess as it won t cost much Includes winter sports Existing medical conditions can be covered Other options include natural disaster and golf cover Major rating factors for travel insurance countries visited Why Israel or Egypt could be in Europe but Spain and Portugal not The major factor in travel insurance especially for the over 75 is the country or region which is to be visited Although traditionally travel insurance demarcates into four main regions underwriting is now splitting these up over more and more areas indeed one insurance company offers different rates for each country in Europe Some notes follow UK This covers England Scotland Wales and Northern Ireland With recent changes the Channel Islands and possibly the Isle of Man may no longer fall into this region One or two insurance companies include Eire Southern Ireland in this region Europe Europe does not just mean the European Union nor just the continent of Europe usually defined as being West of the Ural Mountains but will also cover Mediterranean Islands Rhodes Cyprus Crete Majorca Minorca Ibitha etc as well as the Canaries Gran Canaria Tenerife etc However there are a couple of major differences between insurers Some insurers are rating some southern European countries Spain Turkey higher This is due to the fact that they are finding that travellers are being taken or recommended private medical facilities and as such the EHIC European Health Insurance Card is ineffective increasing medical costs substantially As the over 75 are much more likely to need treatment following the onset of medical conditions this particularly affects them On the other hand some insurers include African countries with a Mediterranean coastline Morocco Tunisia Algeria Libya Egypt and possibly those in the Middle east Israel Lebanon Syria as Europe It may seem surprising that travel insurance to the Red Sea resorts of Egypt Sharm El Sheik costs as little as a trip to Paris but this may be the case Note that the political situation in North Africa and the Middle East is fluid travellers should check on the situation before deciding to go as there may be limited cover or difficulty in repatriation obtaining treatment depending on the situation this will particularly affect the over 75 as they are more prone to requiring medical treatment and even when fully fit are less likely to be able to take care of themselves in difficult situations Worldwide Excluding USA This definition also usually extends to excluding trips over to Canada The Caribbean Islands and possibly Mexico The usual caveats apply read the FCO website about the political criminal and terrorist situation before booking and check before travelling Travel insurance will not normally cover travellers going against FCO advice Since insurance premiums depend on the intended destination the fact that the policyholder may end up over in the USA by diversion or the need to obtain treatment is irrelevant Worldwide Just as it states on the can No restrictions on destinations other than the one alluded to of travelling against FCO advice Cruise Insurance Cruise insurance for the over

    Original URL path: http://www.portwood.co.uk/travel-insurance/online-quotation-system.htm (2016-02-12)
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  • Unoccupied Home Insurance - cheap premiums for vacant houses
    00 save 10 250 00 save 20 Social Media Discount Yes No Legal Expenses Rent Guarantee No Yes Insurance Premium Buy your Unoccupied Property Insurance online Cover Options Unoccupied home insurance comes with TWO levels of cover Limited and Full Full cover is not available without referral for properties undergoing structural renovation Even the Limited level of cover far exceeds that given by most unoccupied home insurance policies Fire Smoke Explosion Lightning and Earthquake Storm or Flood Subsidence heave or landslip Impact involving an aircraft aerial device or anything falling from them train vehicle or animal Breakage or collapse of satellite dishes receiving aerials and their fittings or masts Falling trees branches telegraph poles or lamp posts including the cost of removing any that cause damage to the home Accidental damage to Underground Pipes and cables 1 000 limit to clear a blocked underground pipe Emergency access to home to attend an event above that would cause damage Full insurance cover provides all the policy benefits of a home insurance policy with the exception that cover for contents in the garden are naturally excluded This may be available for property being structurally modified on referral However there are some requirements The property must be fitted with 5 lever mortice deadlocks and window locks and these must be in use The property must have the central heating kept on at 13C or higher and or water system drained The property must be inspected at least once a week by an adult and record kept Policy excess Insurance policies have excesses Unoccupied property insurance includes the following A 1 000 excess for subsidence heave or landslip A 250 00 excess for escape of water escape of water cover only applies if Full cover option is taken much lower than other policies A policy excess that may be selected of 75 00 150 00 or 250 00 reducing the premium accordingly Insurance for when the home is no longer unoccupied The unoccupied home insurance is fully compatible with either a landlord insurance or a home insurance policy With the former the insurance premium depends on the tenant residing in the property standard DSS Students Asylum seekers holiday home all can be covered cover automatically reverts to FULL once we are advised of the change the escape of water excess reduces to 150 00 unless the 250 00 option was taken and accidental damage cover is available With the latter as well as the change in excess premium rates for both buildings and contents are substantially reduced see here for a further unoccupied property insurance quotation with quotes for home insurance Furthermore all risks cover may be added to protect valuables e g jewellery or electrical equipment IPads IPhones etc pedal cycles frozen food sports equipment money and credit cards An enhanced no claims bonus of up to 25 and discounts for the over 50 result in very cheap home insurance There is therefore no need to cancel the policy mid term due to

    Original URL path: http://www.portwood.co.uk/unoccupied-property-insurance.htm (2016-02-12)
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  • Travel Insurance over 65, 70, 75 and 80 with or without medical conditions.
    the very elderly 86 only one trip outside the EU is allowed Winter Sports For travellers aged 65 85 As provider of over 65 travel insurance or over 70 travel insurance we have the right travel insurance policy for your needs Short holidays for an OAP annual cover for senior citizens cruises or long stays Ideal for extended visits relations in America or Australia Quote and Buy Insurance Overview of over 65 travel insurance When the age of 65 is reached travel insurance becomes more expensive Rates can be double the under 65 Simple holiday insurance costs more Over 70 travel insurance is even more expensive How the internet handles the over 65 Many insurance companies who insure someone aged 64 decide that 65 is a cut off point This is true of most internet based travel insurance companies It is even more so when travellers are over 70 The broker market The broker market has recognised that the over 65 and over 70 need cheap travel insurance Cover for pre existing medical conditions is provided Long stay cover even for the over 80 is available B Portwood Co Ltd We have provided cheap travel insurance for the over 60 s for more than ten years online Our main insurance carrier has changed In the past it has been Bishopsgate Renamed Fortis and now Ageas Norwich Union Now Aviva More recently schemes through JBI Insurance Voyager Citybond Goodtogoinsurance have been sourced to provide cover We continually monitor the market Our travel rates are thus amongst the cheapest around for good cover The Redwood travel insurance policy Designed for the over 65 A new travel insurance policy Redwood Travel Insurance has now been launched the policy is underwritten by MapFre It covers single trips for people over 65 for up to

    Original URL path: http://www.portwood.co.uk/travel-insurance/over-65-70-75-80.htm (2016-02-12)
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  • Over 70 annual travel insurance.
    over 70 The following insurance companies quote for annual travel insurance up to the age of 74 at least Tokio Marine Citybond Sunworld PJ Hayman Rock The maximum length for any one single trip will be 30 days Ski ing and winter sports cover will not be available but is on single trip policies Is an annual travel insurance policy the best Because there are few insurance companies providing annual travel insurance for people over 70 it is likely that unless you intend to do a lot of traveling taking out several single trip travel insurance could well be cheaper This may be your only option if you intend to travel for say 60 or 90 days A second point you may find that the cost of covering pre existing medical conditions is much higher on an annual travel insurance rather than on a single trip This is because you are buying cover for a full 12 months you may find with some companies that you have to undergo medical screening before each trip Information about cheap travel insurance for the over 65 70 75 or 80 Travelers over 65 but 85 or younger with our without medical conditions can

    Original URL path: http://www.portwood.co.uk/travel-insurance/Annual-travel-insurance/over-70.htm (2016-02-12)
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  • Travel Insurance over 80 - Portwood travel insurance
    following rates are illustrative The policy has a 100 00 excess The policy is available to EU and UK residents if living in the EU for at least 6 months and for non EU overseas nationalities if resident in the UK for 6 months and registered with an UK doctor Travel insurance cover for over 80s Please use this link to Obtain an online travel insurance quotation NB America Includes USA Canada and Caribbean countries Over 80 travel insurance policy wording Over 80 travel insurance key facts Single Trip Europe WW Exc America WW Inc America Travel Up to 5 days 22 38 50 42 55 95 Travel Up to 10 days 33 51 62 93 69 96 Travel Up to 17 days 39 31 78 67 81 57 Travel Up to 23 days 46 25 91 81 98 76 Travel Up to 31 days 57 78 114 78 123 41 LONG STAY TRAVEL INSURANCE FOR THE OVER 80 Duration Europe WW Exc America WW Inc America 6 weeks 45 days 95 06 166 57 205 06 2 months 66 days 147 36 227 76 307 70 3 months 94 days 177 38 399 43 444 56 4 months 122 days 231 96 522 30 581 41 5 months 150 days 286 54 645 16 718 27 6 months 185 days 491 22 860 19 957 75 7 months 213 days 566 79 992 51 1105 13 8 months 248 days 661 26 1157 90 1289 36 9 months 276 days 736 83 1290 22 1436 74 10 months 304 days 812 41 1422 54 1584 12 11 months 332 days 887 98 1554 86 1731 50 12 months 365 days 982 45 1720 25 1915 73 Rates Include insurance premium tax Redwood Travel Insurance Travellers over 80 will find

    Original URL path: http://www.portwood.co.uk/travel-insurance/Annual-travel-insurance/over-80.htm (2016-02-12)
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  • Compare Landlord Insurance
    use as a second home We can only quote for postcodes in the UK and Northern Ireland In general these have the format A1 1AA Birmingham B Edinburgh E Glasgow G London N W Sheffield S Liverpool L and Manchester M A11 1AA as above AA1 1AA Most other areas AA11 1AA Most other areas AA1A 1AA Some areas of central London e g SW1X At this stage you only need enter the part of the postcode to the LEFT of the space e g If you were looking for Darlington DL14 7EN our office you need only enter DL14 The system will ask you to confirm the number of the inward half on the next page we do not need the last two letters to provide quotes although we will need them in some cases if there is flooding or subsidence in the area Outward part of Postcode Duty of disclosure Please read the duty of disclosure that applies to all non consumer insurance contracts If in doubt whether a fact is relevant it should be disclosed to us Unusual and non standard risks Since we have a range of landlord insurance policies to compare we can approach underwriters

    Original URL path: http://www.portwood.co.uk/landlord-vbs-2.htm (2016-02-12)
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