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  • Buyer's Guide | Red Hot Property
    can you tell if the area and the feel are right for you Offers Put your offer forward in writing to the agent This not only demonstrates your serious intent but also shows the seller that you re organised and in an attractive buying position Solicitors Choose a recommended firm It s important that your solicitor maintains good communication with both you and the vendor s solicitor Most agents will have a list of solicitors who have successfully dealt with previous sales and can offer a good recommendation Types of ownership There are four types of ownership Freehold Freehold gives you complete ownership until the point of sale Leasehold Unlike freehold leasehold give you part ownership with a right to live at the dwelling for a fixed period of time generally 99 to 125 years A landlord s freehold to the building doesn t allow them any access rights though There can be rents to pay and service charges too so factor this in to any budgets before deciding to make a purchase Commonhold Commonhold exists when you buy out the landlord from a leasehold however there can still be some shared areas and services Shared ownership Shared ownership is generally aimed at low income buyers providing a part owned part rented scenario Usually there are opportunities to increase your share so that eventually you own all of the property Legislation on cash buyers The money laundering legislation insists that agents follow certain criteria when dealing with cash buyers This includes gaining adequate proof of funds and specific identification from buyers This will be logged and any suspicions have to be passed on to relevant bodies Beware if you are falsely claiming to be a cash buyer Stamp Duty thresholds As a purchaser you will be liable to pay tax on your purchase depending on the value of the home you purchase The thresholds are as follows Nothing on the first 125 000 of the property price 2 on the next 125 000 of the property price 5 on the next 675 000 of the property price 10 on the next 575 000 of the property price 12 on the rest of the property price if it is about 1 5million So for example if you buy a property for 275 000 you ll pay 3 750 of Stamp Duty This is made up of Nothing on the first 125 000 of the property price 2 500 on the next 125 000 of the property price 1 250 on the remaining 25 000 of the property price For more information about Stamp Duty visit https www gov uk stamp duty land tax rates The agent s role to the buyer An estate agent works on behalf of and in the interest of the person selling the property They do not work for the person buying the property they cannot lead the buyer s offers or show favour to them The agent should act fairly towards buyers and without bias The

    Original URL path: http://www.redhotproperty.co.uk/buyers-guide (2016-02-08)
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  • Area Guides | Red Hot Property
    Guide Area Guides Help to Buy Landlords Tenant Find Services About About Us The Red Hot Pledge Regulations Responsibilities Our Awards Our Marketing Team Offices Hot Topics Hot Off The Press Red Hot Tips Awards Contact Contact Us Offices Property Search Property search Home Buying Area Guides At Red Hot Property we predominantly sell homes throughout the north east of England and our main areas of operation are Northumberland Tyne and Wear County Durham and the Tees Valley With our Head Office based in Hexham and further offices in Prudhoe Newcastle and Whickham our team has a deep understanding of the market conditions across the region So much so that since 2009 we have sold more homes in the Tyne Valley than any other agent Although our home is firmly in the North East through our award winning approach to marketing and selling homes we re able to cover an extremely wide geographical area In fact we ve successfully sold homes from our Hexham HQ in areas from Craster near the Scottish Borders all the way down to Kent No home is outside of our patch given the dominance of web marketing and social media to sell homes these modern

    Original URL path: http://www.redhotproperty.co.uk/area-guides (2016-02-08)
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  • Help to Buy | Red Hot Property
    will need to contribute a deposit of at least 5 of the property s value You will also need to arrange a mortgage of 75 of the property s value So if you wanted to buy a house worth 200 000 you would need A 40 000 loan from the Government A 10 000 deposit put down by you A 150 000 loan from a mortgage lender What you ll have to pay back Under the Help to Buy scheme the equity loan is interest free for the first five years From the sixth year onwards you will pay an admin fee which will start at 1 75 of the loan From here the admin fee will increase every year by any increase in the Retail Price Index plus 1 Remember you will be paying these fees in addition to your mortgage repayments The equity loan from the Government will not be decreasing in size unless you opt to repay part of it early so over time the cost of the admin fee could become expensive You can choose to repay part of the loan early in chunks of either 10 or 20 of the total value borrowed You will need to repay the equity loan in full after 25 years when your mortgage term finishes or when you sell your home whichever happens first You will repay the market value of the loan at the time rather than the amount you originally borrowed when purchasing your home For example You take a 20 equity loan to buy a property worth 200 000 that means you borrow 40 000 Then you sell the property it s worth 250 000 You repay 50 000 this is 20 of the new value of your home not the amount you borrowed If the

    Original URL path: http://www.redhotproperty.co.uk/help-buy (2016-02-08)
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  • Landlords | Red Hot Property
    The Red Hot Pledge Seller s Guide EPC s Video Tours Buying Search Buyer s Guide Area Guides Help to Buy Landlords Tenant Find Services About About Us The Red Hot Pledge Regulations Responsibilities Our Awards Our Marketing Team Offices Hot Topics Hot Off The Press Red Hot Tips Awards Contact Contact Us Offices Property Search Property search Home Landlords Cras facilisis dictum mi Donec accumsan convallis est sed efficitur felis sagittis quis Mauris lobortis egestas dolor in molestie Etiam mollis ex vitae tortor accumsan tempor Duis libero nisl scelerisque ut molestie a condimentum nec justo Ut lacinia facilisis justo sed dignissim turpis pretium eget Nulla tincidunt venenatis consectetur Etiam finibus diam nec arcu efficitur ultrices Maecenas at urna id nisi varius rutrum Nam sagittis nulla quam vitae elementum nisi efficitur vitae Proin dignissim quam eget urna porttitor vel ultrices massa finibus Aliquam leo justo aliquam id ex eu sagittis placerat diam Nam fringilla fringilla tellus a lobortis Fusce nec hendrerit felis Cras volutpat viverra mauris pellentesque feugiat nisl hendrerit at Nullam a ultrices velit Duis ut lorem orci Ut pharetra a sapien non porta In condimentum luctus venenatis Donec varius porta orci et vehicula tortor lacinia at offices View

    Original URL path: http://www.redhotproperty.co.uk/landlords (2016-02-08)
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  • Tenant Find Services | Red Hot Property
    Regulations Responsibilities Our Awards Our Marketing Team Offices Hot Topics Hot Off The Press Red Hot Tips Awards Contact Contact Us Offices Property Search Property search Home Landlords Tenant Find Services In addition to selling homes we provide private landlords with an exceptional Tenant Find service Our Tenant Find service includes A free valuation of the property and rental value recommendations Advice on the letting process and regulations Marketing the property for let Accompanying viewings of potential tenants Processing and vetting tenant applications including checking references proof of ID proof of address proof of income affordability and a credit check Setting up the lease and standing order mandate for rental payments Collecting the first month s rent and a damage deposit otherwise known as a bond Placing the bond with the Deposit Protection Scheme DPS Handing over the keys to the new tenant We offer our Tenant Find service at an excellent rate All we charge is 50 of a month s rental value subject to a minimum spend of 350 VAT which is payable on placement of the tenant It s a really cost effective service that not only saves you money compared to paying pricey fees to other

    Original URL path: http://www.redhotproperty.co.uk/tenant-find-services (2016-02-08)
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  • About | Red Hot Property
    Video Tours Buying Search Buyer s Guide Area Guides Help to Buy Landlords Tenant Find Services About About Us The Red Hot Pledge Regulations Responsibilities Our Awards Our Marketing Team Offices Hot Topics Hot Off The Press Red Hot Tips Awards Contact Contact Us Offices Property Search Property search Home About Cras facilisis dictum mi Donec accumsan convallis est sed efficitur felis sagittis quis Mauris lobortis egestas dolor in molestie Etiam mollis ex vitae tortor accumsan tempor Duis libero nisl scelerisque ut molestie a condimentum nec justo Ut lacinia facilisis justo sed dignissim turpis pretium eget Nulla tincidunt venenatis consectetur Etiam finibus diam nec arcu efficitur ultrices Maecenas at urna id nisi varius rutrum Nam sagittis nulla quam vitae elementum nisi efficitur vitae Proin dignissim quam eget urna porttitor vel ultrices massa finibus Aliquam leo justo aliquam id ex eu sagittis placerat diam Nam fringilla fringilla tellus a lobortis Fusce nec hendrerit felis Cras volutpat viverra mauris pellentesque feugiat nisl hendrerit at Nullam a ultrices velit Duis ut lorem orci Ut pharetra a sapien non porta In condimentum luctus venenatis Donec varius porta orci et vehicula tortor lacinia at offices View the team View our marketing View our awards View

    Original URL path: http://www.redhotproperty.co.uk/about (2016-02-08)
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  • About Us | Red Hot Property
    Search Property search Home About About Us We are Red Hot Property an award winning firm of estate agents with a dramatically different approach towards marketing and selling your home Our award winning team If your home is your largest asset it makes sense that the responsibility for selling your property should be entrusted to the most capable team of sales and marketing agents That s where Red Hot Property comes in We re a quadruple award winning five star rated estate agency with a passion for property and selling homes We re deliberately different from other agents and don t just rest on our laurels we re forward thinking and constantly looking for new and innovative ways to go about our business helping our customers to sell their homes At Red Hot Property our team is hand picked to ensure our ethos is not diluted Our market knowledge industry training and experienced insight have enabled sales for a high proportion of our delighted clients Our effectiveness is proven with a record of unusually high conversion from property listings to property sales Ultimately all estate agents have the same access to a range of marketing resources but it s the talent of the team that makes all the difference and this is why we re the only agent in the North East to have been recognised with a five star Award for Excellence at The International Property Awards Our success is your success At Red Hot Property our one and only aim is to sell your home to the right people at the right time and for the right price Our success is your success you want to sell your home and we can make it happen Just look at our success over the past six years From our HQ

    Original URL path: http://www.redhotproperty.co.uk/about-us (2016-02-08)
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  • Regulations & Responsibilities | Red Hot Property
    approved by the Office of Fair Trading OFT and which investigates complaints against estate agents The TPO is one of the schemes approved by the OFT Many estate agents have in addition agreed to follow the TPO Code of Practice for Residential Estate Agents Estate agents signing up to this Code of Practice are required to provide additional consumer protection that goes beyond that required by the law They can be recognised by the blue TPO logo Registered agents who do not voluntarily accept the Code of Practice obligations of the TPO Scheme are not entitled to show the blue TPO logo Lettings and property management agents who join the TPO also subscribe to the Code of Practice for Letting Agents The Property Ombudsman provides a free fair and independent service for dealing with unresolved disputes between sales and letting agents who have joined the TPO and consumers who are actual or potential buyers or sellers or landlords or tenants of residential property in the UK The Ombudsman is a member of the Ombudsman Association and follows the standards and rules of the Association The Ombudsman is totally independent of agents and reports directly to the TPO Council which has a majority of non industry members The Ombudsman s role is to reach a resolution of unresolved disputes in full and final settlement and where appropriate he will make an appropriate award of financial compensation or other action for example make an apology Therefore if you feel that you have been disadvantaged by the actions or inactions of a TPO member you have access to an independent dispute resolution service and can be certain of receiving a fair and reasonable judgment of your complaint A Consumer Guide available in the offices of all sales and lettings agents who have joined the TPO informs complainants that Your complaint may be considered by the Ombudsman if you believe that the agent has infringed your legal rights failed to follow the rules and obligations set for agents under any code of practice to which they may subscribe treated you unfairly been guilty of maladministration including inefficiency or undue delay in a way that results in you losing money or suffering avoidable aggravation distress and or inconvenience Contacting the Ombudsman The Ombudsman will not normally review a case until the internal complaints procedure of the agent has been exhausted If you need guidance on what to do please contact us and we will be able to assist you If you need any more information or advice you should contact The Property Ombudsman Milford House 43 55 Milford Street Salisbury Wiltshire SP1 2BP Tel 01722 333306 Fax 01722 332296 Web www tpos co uk Email admin tpos co uk Working with Red Hot Property and what is means for you Essentially the Ombudsman is there to make sure that we are doing our job properly from a legal and ethical point of view At Red Hot Property exceptional customer service is at the centre of

    Original URL path: http://www.redhotproperty.co.uk/regulations-responsibilities (2016-02-08)
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