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  • Boat Surveys
    expensive investment you make Sometimes a marine insurer will ask for a condition report on the boat This indicates to the insurer that the boat is sound and safe to use Does the Survey Cover Everything Some rigging electronics the engine and sea trials are not always included in a Pre Purchase Marine Survey though this should be clarified before engaging a surveyor It may be necessary to ask another expert to carry out checks on these items Where Should The Survey Take Place it is essential that the survey is done with the craft out of the water and not afloat to have a full survey done correctly it is your responsibility to make arrangements for the boat to be hauled out for the inspection and to meet with any particular requirements as specified by the surveyor These could include having linings or sole boards opened up and the removal on non essential equipment Who Should Do The Survey It is essential that you obtain a qualified marine surveyor who is an expert on the type of boat you are purchasing to carry out the survey They should be independent of both purchaser and seller If you are buying the boat using marine finance the finance company may be able to recommend a surveyor to use There are several marine surveying qualifications the most common are Royal Institution of Naval Architects and the Yacht Brokers Designers and Surveyors Association Members of the Association are qualified and carry indemnity insurance an additional safeguard for the owner If a survey has been carried out failry recently it can be possible to save money be asking the previous surveyor to do an update to the survey Survey Links The Small Ships Group SSG maintains a register of Small Ship Surveyor members who

    Original URL path: http://www.sailinginfo4all.co.uk/where_to_start/boat_surveys.htm (2016-02-11)
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  • Newton Crum Insurance
    will unless requested by you not to forward your enquiry to them requesting that they Nautical Insurance Services Ltd obtain quotations without obligation or charge for that service Claims It is their earnest endeavour to ensure claims are handled fairly and processed and settled properly which is why with every policy renewal you receive full claim instructions so you know what to do before any accident or loss even arises They have their own dedicated claims department acting on behalf of Underwriters to process claims in the fastest possible way with its own switchboard 01424 718811 hours m f 9 1 and 2 5 and 24 hour fax at 01424 445043 plus a claim form is available 24 7 on their website at www newtoncrum com click claims Further they confirm that Underwriters must not unreasonably reject a claim but must give careful consideration to the circumstances Fees Charges There is no fee charged by them in providing proposal detail forms quotations or once you are a customer in effecting amendments or endorsements or in dealing with any claim The premiums we quote are fully inclusive which include both their annual non refundable documentation charge of 10 and insurance premium tax The premium they quote is the price you pay there are no hidden extras Examples Of Their Dinghy Insurance Premium Table Insurance Group 1 Mirror a Third Party Only Premium 19 Or based on maximum sum insured craft gear equipment EXCLUDING trailer trolley outboard rowboat canoe personal effects which can be covered separately under additional premiums extensions sections b Fully comprehensive Sum Premium for cover basis b 250 23 500 24 750 25 1000 26 1500 27 2000 32 2500 37 3000 42 3500 47 4000 52 4500 57 5000 63 Plus 13 per 1 000 thereafter Premium Table

    Original URL path: http://www.sailinginfo4all.co.uk/boat_finance_insurance/newtoncrum.htm (2016-02-11)
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  • Noble Marine Insurance
    before embarking on any boat purchase or training Sailing Info are not responsible for information held on any pages external to this website Partner Sites www house extension co uk www musicinfo4all co uk Site Created and Marketed by Sigma

    Original URL path: http://www.sailinginfo4all.co.uk/boat_finance_insurance/noblemarine.htm (2016-02-11)
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  • Guide to Insuring a Dinghy
    and if you are borrowing another boat you should always check with a boat s owner that you are insured to sail it Third party risks whilst in transit would be EXCLUDED as this is normally covered by your motor insurance policy Q Should I expect a standard policy to cover me while I m not sailing ie when my boat is sitting in the drive or while I m travelling A Comprehensive policies should cover your boat against accidental damage theft fire and vandalism whether in use or not however there may be restrictions on your policy Boats should be securely tied down trailers locked and or immobilised when not in use and equipment stored beneath your cover or taken home after use if possible It is relatively common for mice rats or other rodents to make nests in your sails if stored in your boat If they do your sail will become eaten and stained Not all insurance policies will cover this eventuality Q Would my trolley and trailer be covered A Most policies can be extended by payment of an additional premium to include these items Claims would be limited to either the market value at the time of loss or the sum specified on the Policy Schedule whichever is the lesser amount It may be a requirement of the policy that trailers are immobilised and or locked when not in use Q To what extend would my equipment be covered on a standard policy ie sails spars etc A Some insurers will only pay claims based on a percentage of the new replacement cost of your mast spars or sails dependant on its age leaving you to fund the difference Typically insurance companies will only pay two thirds of the replacement price on equipment over three years old The dinghy policy offered by Noble Marine will pay the full replacement cost of your mast spars or sails damaged beyond repair irrespective of age All you need to pay is your policy excess Q Does it matter who is in charge of my boat A The majority of insurance policies will allow anyone to sail your boat with your permission however it would be prudent to check this first If you receive money in return i e the boat is being chartered or hired this may invalidate your policy Q What is legal protection A Upon payment of an additional premium some insurance policies can be extended to include legal representation if your boat is involved in a collision or other accident and you suffer financial loss or injury If you are injured it is even more important that you receive expert help so that any claim for damages is pursued quickly and efficiently Q What about cover for sailing abroad A This will vary depending on the policy you have chosen Always check with your insurance company before taking your boat abroad Noble Marine s clients automatically have cover for 30 days use in Europe each

    Original URL path: http://www.sailinginfo4all.co.uk/boat_finance_insurance/guide_to_insure_dinghy.htm (2016-02-11)
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  • Guide to Insuring a Yacht
    of 2 000 000 and should be sufficient to sail in the UK Marine Law limits the maximum payable on navigable waters Third party risks whilst in transit would be EXCLUDED as this is normally covered by your motor insurance policy Q Should I expect a standard policy to cover me while I m not sailing i e when my boat is ashore or while I m travelling A Comprehensive policies should cover your boat against accidental damage theft fire and vandalism whether in use or not however there may be restrictions on your policy There may be restrictions on where your yacht should be moored and when she should be taken ashore These details should be listed on your policy Transit cover will be provided for smaller yachts towed behind your car however there will be restrictions on larger boats typically those longer than 9m and those boats being transported by professional hauliers Third party liability whilst in transit will be excluded as this will be covered by the vehicle s insurance Q Am I covered to sail for 12 months of the year A Some policies will stipulate that your yacht is laid up ashore for certain times of the year Check your policy carefully and find out what cover would be in place if you were unable to lift the boat from the water due to bad weather tides or busy boat yards or if you wanted to launch the boat prior to the end of the laid up period Q To what extend would my equipment be covered on a standard policy i e sails spars etc A Some insurers will only pay claims based on a percentage of the new replacement cost of your mast spars or sails dependant on its age leaving you to fund the difference Typically insurance companies will only pay two thirds of the replacement price on equipment over three years old Other items such as your tender and outboard life raft and other personal effects or navigational equipment should be listed separately on the policy and all serial numbers advised to your insurers Q Does it matter who is in charge of my boat A The majority of yacht insurance policies will allow anyone to sail your boat with your permission however it would be prudent to check this first If you receive money in return i e the boat is being chartered or hired this may invalidate your policy Q Will I need to obtain a survey for my boat A Most insurance companies will require a survey for any boat aged 20 years old or more and then again every five years or so Some yachts may require a survey earlier than this if they have sustained serious damage if they are wooden or if they have been self built A list of local Surveyors can be found by searching the Database of Yacht Surveyors Q What is legal protection A Upon payment of an additional premium some

    Original URL path: http://www.sailinginfo4all.co.uk/boat_finance_insurance/guide_to_insure_yacht.htm (2016-02-11)
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  • Boat Finance and Insurance Links
    Insurance Noble Marine www noblemarine co uk Craftinsure www craftinsure com Mercia Marine www merciamarine co uk Newton Crum Insurance www newtoncrum com Yacht Master Insurance www yachtmasterinsurance co uk John McAleese Marine www mcaleesemarine co uk Mardon Marine www mardononline co uk Navigators and General www navigatorsandgeneral co uk All Boat Insurance www allboatinsurance co uk The views and information held within this site are intended only as a

    Original URL path: http://www.sailinginfo4all.co.uk/boat_finance_insurance/boat_finance_insurance.htm (2016-02-11)
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  • Sailing Equipment and Accessories
    shackles rigging rope navigation lights fenders life jackets and buoyancy aids The views and information held within this site are intended only as a guide Expert advice should be obtained before embarking on any boat purchase or training Sailing Info are not responsible for information held on any pages external to this website Partner Sites www house extension co uk www musicinfo4all co uk Site Created and Marketed by Sigma

    Original URL path: http://www.sailinginfo4all.co.uk/equipment/boatique.htm (2016-02-11)
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  • Marine Navigation Equipment
    to the cost not a problem option costing several thousands Your choice may not be just dependent on your budget but also may depend on the space you have available for the equipment Make sure it will all fit before making your final purchase Also remember that the cheapest option might not be the best quality could be a problem Whichever option you go for remember that a chart of the area in a waterproof wallet a watch and enough fuel are the most important things to take with you Electronic Navigation Suite An electronic navigation suite comprises of a short list of items These are VHF radio Magnetic compass A log to measure your speed A depth sounder A GPS plotter Autopilot Sometimes the log and depth sounder can be combined into one piece of equipment thus saving space SailGB SailGB provide an excellent range of marine navigation equipment Check out their site at www sailgb com The views and information held within this site are intended only as a guide Expert advice should be obtained before embarking on any boat purchase or training Sailing Info are not responsible for information held on any pages external to this website

    Original URL path: http://www.sailinginfo4all.co.uk/equipment/navigation_equipment.htm (2016-02-11)
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web-archive-uk.com, 2017-12-14