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  • Shared Ownership - West Of Scotland Housing Association
    house are where the occupier owns part of the house and pays a rent to the Association for part of the house The Sharing Owner will generally pay a mortgage on the share they own The Sharing Owner has a right to buy the share from the Association and receives a limited service from the Association e g the Association is not responsible for repairs to the house The Association

    Original URL path: http://www.westscot.co.uk/owners/shared-ownership/ (2016-02-11)
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  • Shared Equity - West Of Scotland Housing Association
    who cannot afford to pay the full price for a house Shared Equity allows you to buy a share of between 60 80 of the full price You will pay for your share of the purchase price in the usual way along with legal costs survey fees and any other costs associated with the purchase There are no rent payments due for the part you do not own The stake that you will hold will normally be determined by the maximum mortgage that you are able to obtain plus any personal contributions that you are able to make Homestake is aimed at low income applicants who are in one or more of the following categories First time buyers Tenants of the Association Tenants of any other Registered Social Landlords Householders whose homes are going to be demolished due to regeneration programmes in the area Existing or previous homeowners unable to sustain or move back into homeownership Those with particular needs and unable to purchase a property to meet those needs People who are leaving or who have left the armed forces Once you have purchased a shared equity property you will be responsible for all maintenance insurance and repair costs as well as making your mortgage repayments and paying your Council Tax You are responsible for keeping your property in a good state of repair If the property has common and shared areas e g flats you will be responsible for paying any common maintenance or service charges After a period of two years you can increase your stake but this increase must take your stake to a minimum of 80 You would be able to increase your stake after a further year but this must increase your stake to 100 You cannot reduce your stake Information on shared equity

    Original URL path: http://www.westscot.co.uk/owners/shared-equity/ (2016-02-11)
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  • Right to Buy - West Of Scotland Housing Association
    to Buy Factoring Right to Buy Only a very small number of our tenants have the right to buy their homes at a discounted price This is because the Association has charitable status Those tenants that have the right were part of a stock transfer from another Association and they retained their Right to Buy However those tenants lose this right if they subsequently voluntarily transfer to another house Please

    Original URL path: http://www.westscot.co.uk/owners/right-to-buy/ (2016-02-11)
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  • Factoring - West Of Scotland Housing Association
    Making a Difference Owners Shared Ownership Shared Equity Right to Buy Factoring Factoring We provide a factoring service to a number of owners and sharing owners where we co ordinate and carry out work on their behalf This can cover the administration of common repairs maintenance buildings insurance where applicable and common ground maintenance We aim to ensure that the property is properly maintained and insured where applicable and for

    Original URL path: http://www.westscot.co.uk/owners/factoring/ (2016-02-11)
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  • New Developments - West Of Scotland Housing Association
    through new build developments as well as strategic partnerships We will continue to put tenants at the forefront of service delivery and improve their art of living with regards to financial wellbeing fuel poverty education community safety unemployment and the wider community Camlachie Phase 10 The 2 4 million development will consist of 18 Amenity Cottage Flats designed for older people with two of the ground floor flats being designated

    Original URL path: http://www.westscot.co.uk/developments/new-developments/ (2016-02-11)
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  • Existing Properties - West Of Scotland Housing Association
    and Supported Mainstream Mainstream housing is housing for general applicants It is provided for families of all sizes Amenity Amenity houses have a number of features that make them particluarly suitable for older people Sheltered Sheltered housing is designed for older people who are able to live independently Sheltered housing developments offer extra facilities These include A lounge for meeting other residents and holding social actvities Laundry facilites for use

    Original URL path: http://www.westscot.co.uk/developments/existing-properties/ (2016-02-11)
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  • Translate - West Of Scotland Housing Association
    SIZE A A A Home Sitemap Downloads Contact Translate Top Navigation Edited jpg Edited 3 jpg Edited 4 jpg kids jpg Main Navigation About Us Applying for a House Information For Tenants Repairs Rents and Benefits Owners Developments Making a Difference Translate Footer Navigation Our Vision Privacy Statment Terms of Use Disclaimer Print Page Copyright 2016 West of Scotland Housing Association West of Scotland Housing Association For customer enquiries call

    Original URL path: http://www.westscot.co.uk/translate/ (2016-02-11)
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  • Print Page - West Of Scotland Housing Association
    A A A Home Sitemap Downloads Contact Translate Top Navigation Edited jpg Edited 3 jpg Edited 4 jpg kids jpg Main Navigation About Us Applying for a House Information For Tenants Repairs Rents and Benefits Owners Developments Making a Difference Print Page Footer Navigation Our Vision Privacy Statment Terms of Use Disclaimer Print Page Copyright 2016 West of Scotland Housing Association West of Scotland Housing Association For customer enquiries call

    Original URL path: http://www.westscot.co.uk/print-page/ (2016-02-11)
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